Take the ‘Stress Test’ out of Buy to Let

Take the ‘Stress Test’ out of Buy to Let

17:13 PM, 1st July 2021, About a month ago

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A new Buy-to-Let mortgage product with NO Stress Testing has been introduced to the market with all types of property and most borrowers accepted. Loan sizes must be in excess of £150k+ only

It has a streamlined application process combined with common-sense lending decisions designed to take the stress out of Buy-to-Let and achieve a mortgage agreement where others simply cannot. Product features include:

  • No stress test, achieving higher loan amounts on low yielding properties.
  • No minimum income requirements.
  • All types of credit profile considered.
  • Rates from 3.99%
  • Up to 75% LTV

All types of residential property are considered including Semi-commercial, Residential above commercial, HMOs (up to 24 rooms), Multi Unit Freehold Block (MUFBs) (up to 30 units), Ex council and Holiday lets/Airbnb.

Most borrower types considered to include:

  • Ltd companies
  • Foreign nationals and expats
  • First time buyers
  • First time landlords
  • Individuals with adverse credit
  • Individuals with low income / no income
  • Off-shore companies and trusts

If you need assistance with this or any other type of property finance, please do not hesitate to contact myself and my team using the form below.

Contact Malcolm Jones

Commercial Finance, Development Funding and Bridging Finance
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