Tag Archives: regulating buy to let

Buy to let regulation vote delayed again by Eurocrats Buy to Let News, Latest Articles, Property Investment News, Property Market News

European politicians have delayed voting on buy to let regulation and other key home loan proposals.

The vote was scheduled to go before the European Parliament’s economic and monetary affairs committee today (April 25, 2012). Continue reading Buy to let regulation vote delayed again by Eurocrats


Buy to Let Mortgage Regulation is Logical, says the FSA Buy to Let News, Latest Articles, Property Investment News, Property Market News

The UK will comply with proposals to regulate buy to let mortgages if the European Union decides to include the loans in the forthcoming consumer credit directive.

Despite warnings that regulation will change the face of the market from bank and building society trade body the Council of Mortgage Lenders, the Financial Services Authority sees the ‘logic’ in the directive.

The CML has argued for some months that buy to let loans should remain outside the directive because the borrowing is a commercial rather than consumer transaction. Continue reading Buy to Let Mortgage Regulation is Logical, says the FSA


Buy to Let Mortgage Row Takes Another Turn in Europe Buy to Let News, Latest Articles, Property Investment News, Property Market News

"The buy to let row is rumbling on in Europe"

Rows over the future of buy to let lending are raging on as the European Union debates ways to safeguard consumers from unfair lending practices.

European politicians are formulating a mortgage directive to standardise lending rules across the 27 member states, but buy to let lenders in the UK are protesting the new constraints are unfair to banks, building societies and borrowers.

The issue for lenders is the UK is the only European country that has a thriving buy to let market.

In other countries, property investment is carried out by companies or trusts rather than individuals. Continue reading Buy to Let Mortgage Row Takes Another Turn in Europe


EU ready to regulate buy to let mortgages Buy to Let News, Latest Articles, Mortgage News, Property Market News

Weight scales

EU could be set regulate buy to let mortgages

The Council of Mortgage Lenders is not commenting on news that a major battle over regulating buy to let mortgages with European policymakers is lost.

Reports suggest lobbying by the CML and Association of Mortgage Intermediaries (AMI) has failed and a new European Directive on Credit Agreements Relating to Residential Property will include buy to let finance. Continue reading EU ready to regulate buy to let mortgages


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