PRA rules Archives - Property118

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Incorporation and Mortgages: Financing When You Move to a Company

1st December 2025, 9 months ago | 0

Many landlords in 2025 are considering moving their portfolios from personal ownership into limited companies. The drivers are varied: restructuring...

Stress Testing at 145% vs 125% Rental Coverage Rules

Author: Mark Alexander

17th November 2025, 10 months ago | 0

One of the biggest hurdles landlords face in 2025 is passing lender stress tests. Even if your property generates a...

How Bank of England Base Rate Changes Affect Buy-To-Let Mortgages

Author: Mark Alexander

3rd November 2025, 10 months ago | 0

Every time the Bank of England announces a change to the base rate, landlords sit up and take notice. The...

Buy-To-Let Rates: Where Are They Heading?

Author: Mark Alexander

27th October 2025, 11 months ago | 0

Every landlord knows that mortgage rates make or break portfolio cashflow. With thousands of fixed-rate deals coming to an end...

How Limited Company Buy-To-Let Mortgages Work

Author: Mark Alexander

13th October 2025, 11 months ago | 0

More landlords than ever are holding property through limited companies in 2025. This shift is driven partly by the impact...

What Landlords Need to Know About Buy-To-Let Affordability Tests in 2025

Author: Mark Alexander

1st September 2025, 1 year ago | 0

Buy-to-let landlords are facing a very different mortgage market in 2025 compared to even a few years ago. While demand...

Tag: PRA rules

Incorporation and Mortgages: Financing When You Move to a Company

Stress Testing at 145% vs 125% Rental Coverage Rules

How Bank of England Base Rate Changes Affect Buy-To-Let Mortgages

Buy-To-Let Rates: Where Are They Heading?

How Limited Company Buy-To-Let Mortgages Work

What Landlords Need to Know About Buy-To-Let Affordability Tests in 2025