lender criteria Archives

How Mortgage Valuations Work for Buy-To-Let Properties

Author: Mark Alexander

26th January 2026, 3 months ago | 0

When applying for a buy-to-let mortgage, one of the most important steps is the valuation. Lenders need to know both...

Author: Mark Alexander

7th January 2026, 4 months ago | 0

On the surface, two landlords submitted similar applications for commercial finance. Yet one was rejected outright while the other sailed...

Author: Mark Alexander

5th January 2026, 4 months ago | 0

In 2026, mortgage brokers play a more important role than ever in helping landlords navigate the complex buy-to-let market. With...

Author: Mark Alexander

22nd December 2025, 4 months ago | 0

Most landlords using limited companies to borrow in 2025 will encounter the requirement to sign a personal guarantee (PG). Even...

Author: Mark Alexander

24th November 2025, 5 months ago | 0

Few things are more frustrating for landlords than having a mortgage application declined. You may have spent weeks preparing documents,...

Author: Mark Alexander

6th October 2025, 7 months ago | 0

Not all buy-to-let properties fit neatly into the category of a single-family rental on a standard assured shorthold tenancy. Many...

Author: Mark Alexander

29th September 2025, 7 months ago | 0

Thousands of landlords are rolling off fixed-rate deals in 2025. For many, this means facing significantly higher payments, tighter affordability...