Tag Archives: credit crunch

So you think you know what really caused the Credit Crunch? Financial Advice, Guest Columns, Property Investment Strategies

Well think again, but before I tell you what really caused the credit crunch, I must first explain why I wrote this article.

Recently after reading several books on property investment, each offering up their own reasons for what caused the credit crunch/ property crash it was clear that the real reason was being missed. Contributing factors just like a runny nose and a sore throat are just symptoms of a cold; they are not the actual cause. Continue reading So you think you know what really caused the Credit Crunch?


Has the credit crunch been good or bad for buy to let landlords? Latest Articles, Question of the Week

Mark Alexander

Mark Alexander - founder of Property118.com

One of my favourite sayings is that optimists see the glass as half full and look for the opportunity in every difficulty, pessimists see the glass as half empty and look for the difficulty in every opportunity and entrepreneurs are opportunists who take positive action regardless of market conditions, taste the contents of the glass and quench their thirst by drinking the contents if it tastes OK.  The fourth group are of course the economists.  They analyse the problem for a couple of years before reaching their conclusion that the glass was too big.

The landlords I speak to fall into three distinct camps;

  1. those who are sitting on large chunks of cash and carefully snapping up bargains,
  2. those who are stuck in a rut because they can’t afford to sell, they can’t refinance and they are worried sick about interest rate rises and
  3. those who are oblivious to what might happen as we pull out of recession or are simply burying their head in the sand. Continue reading Has the credit crunch been good or bad for buy to let landlords?

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