affordability test Archives

Stress Testing at 145% vs 125% Rental Coverage Rules

Author: Mark Alexander

17th November 2025, 5 months ago | 0

One of the biggest hurdles landlords face in 2025 is passing lender stress tests. Even if your property generates a...

Author: Mark Alexander

13th October 2025, 6 months ago | 0

More landlords than ever are holding property through limited companies in 2025. This shift is driven partly by the impact...

Author: Mark Alexander

1st September 2025, 8 months ago | 0

Buy-to-let landlords are facing a very different mortgage market in 2025 compared to even a few years ago. While demand...