Buy to let mortgage advice Many investors have become cashflow beneficiaries of the ‘Credit Crunch’ due to the lowest interest rates in history. A question I am often asked is, “Should I use the extra cashflow to reduce my mortgage balances?” I appreciate that one day interest rates will go back up again and the […]

Almost 50% of tenants evicted by private landlords find themselves on the street because they do not pay their rent. The other main cause of friction between landlords and tenants is antisocial behaviour, with 23% of landlords reporting this as a cause for eviction. The figures come from two sets of recent research by the […]

Mortgage lending for buying and refinancing homes was up 5% in July – an increase from £12.9 billion in June 2010 to £13.6 billion in July but a disappointing £0.4 billion down on July 2009. Effectively, despite the Bank of England’s making billions available with a quantative easing policy to provide funds to encourage banks […]

The taxman has lost a protracted inheritance tax (IHT) test case that confirms estates letting land and residential property to third parties qualify for business property relief. The ruling is key to property owners and estate planners as the ruling means these properties are exempt from IHT.

Buying a home is a dream beyond the reach of millions trapped in financial limbo, says the Chartered Institute of Housing (CIH). The CIH has identified more than 3 million tenants renting private homes who are too poor to qualify for state help and not rich enough to buy their own home even though they […]

For all tenancy agreements that started on or after 6th April 2007 landlords are required to protect their tenant’s deposit using one of the Government authorised schemes. Within fourteen days of receiving the deposit, the landlord is required to inform the tenant of how it is protected. There are three schemes: Two which are Insurance […]

Hi, my name is Mohammed Crapper, a distant relative of the late John Crapper (inventor of the flushing toilet) and I’m a professional Toilet Brush Cleaner – Ask Me Anything. I qualified as a Toilet Brush Cleaner with the Royal Institution of Toilet Brush Cleaning in 1979 and now employ a team of 5,000 professionals […]