Shawbrook have today announced that it is offering packaged finance products to clients for properties that require more refurbishment work than normally allowed by lenders with their Buy to Let and light refurb products. Heavy refurbishment is defined by the works being completed costing more than 15% of the property value. This is likely to […]

Invest in Royal London House from a minimum of £5,000 from cash or SIPP. The investment proposition is the provision of Loan Notes offering a fixed rate return on investment, not the purchase of property. [display_iframe src=”/wp-content/uploads/2014/01/InnovoLuton118.html” height=”1560″]

Agents are being educated on making the most of the ‘sharp end’ of the industry in Letting agent workshops. When a landlord has a problem tenant, it can be a stressful time and many don’t know what to do or who to turn to, so often end up putting the blame on the letting agent. […]

I’m currently looking at a bungalow marketed by an estate agent which is a repossession. I expect it to sell for 75k, but it will require approx 5k in refurb costs and I estimate the value on completion of the refurb to be 105k with monthly rent in area of £500 pcm. I would also […]

Hi all, I was asked for some advice by a friend, but this one was a little beyond my experience, so I was hoping you guys could help me out. My friend was sharing a house with one other tenant for around two years. He has admitted he didn’t pay any council tax during that […]

Hi All I have another question I would like to put to anyone with experiences of Buy to Let mortgages. I appreciate that with buy to let mortgages there is a restriction with regards to the mortgage holder living in the buy to property that the mortgage is attached to. Do you think this would […]

I’m quite new to investing in property, I’ve been using the landlord calculator and I can’t find any good investments, and what is classed as a good investment. I currently have one buy to let and I’m getting a ROI of 6% nett using leverage. Just wondered if there is a rule of thumb that […]

I have a 4 bedroom house which is empty some 2-3 months as i work traveling around the world, I am considering allowing some family members to move in to the spare rooms just to keep the property full while i am away. Although they will paying the bills and contributing on the decorating – […]

Back in September 2013 I wrote an about an HMO investment opportunity which could be of interest to people wanting a relatively low risk, low hassle investment so far as property goes. It was a sponsored article and every enquiry raised funds to help support the running costs of Property118. Interest levels were reported to […]

Mark Alexander has very kindly invited me to tell Property118 readers about my new book, which is very likely to be of interest to you if you’re obsessed with property investing and enjoy nosing into the details of other people’s lives! The book is called “Beyond The Bricks: The inside story of how 9 everyday […]

A chap from BBC News East Midlands just called me,  he has been reading my comments about the benefit cap on the thread I started here Property118.com  They want to talk to landlords with properties in Nottingham who have tenants affected by benefit cap. I’m not going on the TV, not my thing, but passed him […]

Hi everyone Are there any BTL lenders that lend against the property valuation rather than the lower purchase price? For example, if the valuation is £100K and the price paid is £90K, will any lenders lend against the £100K? Or is it a case of lending against whichever is lower? Interested to hear Howard Reuben’s […]

I have read lot’s of articles and listened to podcasts. I have also read through Mark’s account of interest vs. repayment mortgage; a lot of professional advice says interest only mortgage is best for property investment. However, going to property meetings you meet a range of people who do both and for no obvious reason […]

After months of data crunching, detailed analysis and the relentless colouring-in of graphs, we’re happy to announce that the second edition of our Little Blue Book is now out in the wild. Leading with the rather optimistic headline of ‘The recovery has taken hold’, the Little Blue Book is designed as a companion to the […]

Sponsored Article :- Recently named one of the ‘Top 3 cities to visit worldwide’, Liverpool Buy to Let property is a hot topic. Offering some of the highest yields in the country for Buy to Let investors, the city is the ideal location for both young professionals and students alike. The Courtyard at X1 The […]

Banks aren’t always the friendliest of places when it comes to borrowing money. All the “hoops” they expect you jump through, and even then you’ll be told what you can or cannot use the cash for! So it’s good know that you may have more options than you think. Let’s give you a working example:  […]

The big story in the Irish Newspapers this week is of a lodger who stabbed his landlord and then went on to devour his heart and lungs! In a story reminisce of Dr Hannibal “The Cannibal” Lecter of The Silence of the Lambs, 34 year old Sicillian ex-pat Saverio Bellante is alleged to have murdered then eaten […]

The Consumer Price index (CPI) inflation rate fell to 2% in December down from 2.1% in November finally hitting the Bank of England’s target medium term figure for inflation. CPI is the measure used by Government for targeting inflation and this is the first time since November 2009 the inflation has been at or below […]

I have been refused a licence from Newham due to association with a convicted criminal. I have been a landlord for over ten years and have had no problems. I have a managing agent but who would be the applicant as no company is willing to do this? Or do they? I have spoken to […]

Social Media is a great way to engage with people who think like you do and may even want to do business with you. It’s very different to advertising though. You wouldn’t walk into your local pub wearing a sandwich board and a megaphone advertising your business would you? However, if you get chatting to […]

I’m looking to better understand how fellow landlords have funded their portfolio. I’m very aware there is no single right answer here but would love to hear people’s stories and plans. I see three obvious options: 1) Fund from rental income 2) Fund from property price growth via re-financing 3) Fund from an external source […]