I am looking to invest into the rental market and have been considering HMO’s. I was looking at a large 8 room 3 storey property, but to comply with the building regulations, fire escapes and licencing just seems far too complicated and expensive so I have decided to go for a smaller property.  Question is, […]

I’m sure there must be an answer to this somewhere on this excellent forum but I have tried searching past articles without success so perhaps I’m doing something wrong or I really am the first to ask!  I have been managing my small portfolio myself for several years now and am looking for a good […]

It has become a popular past-time of late to bash landlords. Day after day there are cynical stories in the media about rich capitalist landlords seeking to exploit poor beleaguered tenants, abuse them and then throw them out on the street for a minor infraction. This type of polarising and partisan approach is frankly divisive […]

I am going through the accelerated possession route to evict my tenant. I have been given a Fixing Hearing by the Judge. He is not satisfied with 3 things on the N5B form. Does this mean that I will have an opportunity to mitigate these? If not, then do I have to resubmit a brand […]

After managing a property portfolio for one landlord for the last 6 years, I am now in the process of setting up my own property management company. I want to get things right from the start, which in my mind includes getting Client Money Protection Insurance. I can go about this by joining one of […]

So, Stelios has thrown his cards into the Property world to “shake up the property market”, as he did with the airline industry.  The site is now launched with initially lettings https://easyproperty.com/ I wondered what the view was within the existing property world – should agents be concerned? Regards Property Typhoon

35% net returns assured over five years in Savills’ 2014 top investment hotspot with the new Vita student development in Westgate, Newcastle. The area is reported to have the largest supply-demand gap in the UK with 1 bed to 5 students. The second highest rental premium anywhere in the UK and an annual rental increase […]

Quite interested to see on last night’s programme that a woman was evicted suddenly by High Court enforcement officers. They said, had the eviction gone through the normal court it would have taken six weeks but if you decided to refer it to the High Court they will do it within 24 hours!  Does anyone […]

I’m a landlord with 10 mortgages that I’ve had over the last 10 years or so, plus I also work full time.  My question is; I have recently changed jobs and my income has changed, do I need to inform my buy to let lenders of my change in circumstances? I suspect I probably don’t, […]

Please could someone advice at your earliest convenience what the above phrase means?  Initially I was in a 6 months contract with house agency. I started living in the house from 1st of the month. However after two lots of 6 months completed, I opted for a month to month contract. I would like to […]

Tenant signed an AST on 11th May 2014 and was handed a Section 21 on 27th may 2014. She has been nothing but trouble, I did the council a favour by taking this girl on when she was homeless and 8 months pregnant.  Since then her boyfriend has broken into the property grabbed the child […]

More and more sales are being conducted by what is termed “Modern Method of Auction”. It is sold as a buyer friendly method of purchase but from what I can see, a non refundable reservation fee of 3.5% subject to a minimum of £5,000 plus VAT needs to be placed which then “secures” the transaction […]

It would seem HMRC has started to crosscheck declared rental income, in bulk, via letting agents. It does seem a little strange as those most likely not to declare on tax returns are unlikely to use a reputable letting agent. I’ve had a rental property for 8 years & this is the first time I […]

It is with great interest that landlords have explored student property investing but the the drawbacks of lack of leverage and future resale market have remained unanswered until now! A student Freehold House with 11pct return on equity invested with mortgage finance is available in the top ranked city of Durham. We are delighted to […]

I am an owner of a flat in a block of 18. I am also one of four Directors making up the Management Committee.  We have one owner who constantly has to be chased for their annual service charge. This is time consuming and occasionally the bank account has to be topped up to prevent […]

I currently have this situation:  Two properties, both on homeowner mortgages Property A : Purchased Dec 2010 Was my sole residence until DEC 2012 when I let it out Purchased for £90k Now worth £135k Property B: My current residence Purchased April 2014 Purchased for £142K 90% LTV Now in around 6 months time, Id […]

My mother and I own a house which is mortgage free which we let out.  We’d now like to take some re-mortgage with a buy to let mortgage. I thought this would be relatively simple, but how wrong could I be. I’m 44 employed with my own property and my mother is retired and 75. […]

On the advice of my accountant about four years ago, I (they) set up a limited company for me to run my own portfolio of around 55 properties through.  With interest rates at an all-time low, cash flow is very positive so the Ltd Company sounded good to lower mine and my wife’s own tax […]

I have been a Landlord for many years and have accordingly seen many changes in legislation and impositions placed on Landlords, many for the better and some questionable. Along with such changes is the guidance and advice being given to Tenants by the various bodies such as Citizens Advice, Shelter, Homelessness Departments of Councils etc, […]

We have 2 properties on joint mortgage. One of them is Residential mortgage (Property A) and other on Buy-to Let (Property B). We were out of the country between August 2010-April 2013. During this period, I was renting out both the properties without changing the mortgages. We moved back to UK last year in April […]

Can someone give me some urgent advice?   My son and his two friends are moving into a shared flat today on an assured short hold tenancy basis. It is 3 bedroomed and two of the bedrooms are absolutely fine. The third however, has one completely wet to touch wall and mould – where does […]