I have a buy to let in London and the tenant had just left for about two weeks to go abroad to attend a bereavement in December 2006. During this period we experienced a terrible winter. The burst pipes in the house caused devastating and extensive damaged. The insurance kept delaying and delaying. I became […]

I already run my own company and am looking to venture for the first time into BTLs. For a variety of reasons (including already being a higher rate taxpayer and the new Taxation circumstances) I am looking to start all of this up through a Ltd company. In order to do this I am planning […]

I’ve been with my letting agent for just over 12 months and its time to terminate our contract, my 14 year old Daughter could do a better job, just one problem after another and I’ve had enough. After speaking to them they say I have to give them one months rent for end the contract, […]

My letting agent is telling me that I need a fridge/freezer(small) in the property I have been a Housing Manager (social housing) and I have never heard of this. Many thanks Jane

If I am renting a 4 bedroom town house to students, do I need to fit fire doors ? Many thanks Ross

I have a couple of BTL properties in Scotland with no factors in place and would like to appoint a factor to manage general upkeep and repairs. As part of the process I require the consent/agreement from the owners within the block as once a factor is appointed, the respective owners are liable for their […]

I have a 3-bed in central Birmingham that has a UKAR mortgage of around £250,000 set at 0.5% above the base rate apparently in perpetuity. I’ve weathered the storm for the last ten years and the value of the property has risen. This is the only mortgage and the only property I have. However, for […]

I am buying studio flat in Southampton for my son as he has just join the university over there. The location of the flat is amazing just cross the road from the campus. The flat is 28 square meters and has its own separate kitchen & bathroom. The Living/bed room is about 15 square meters […]

Served with a Collective Enfranchisement Notice Under S.13 of the Leasehold Reform Housing & Urban Development Act 1993. I am freeholder of the property, and reside there. The notice states that the Leaseholders are claiming the flat I live in and the garden areas that have been my sole use since purchase. It appears there […]

I am looking to remortgage with an HMO lender with the view of renting to sharers on individual ASTs. My property title has a covenant restricting the use to ‘one single dwellinghouse’. I understand the lenders are very careful with breaches of covenants when it comes to lettings. As far as I understand, the HMO […]

I rent out 7 properties in the UK and 6 have no mortgage. I am looking to increase my monthly income by buying a 2 bed cottage for 220,000 in cash to rent out for £850 to £1150 approx. My question is would it be the correct decision to use all that cash to buy […]

‘The Million Mask March’, the world’s largest protest by the most influential group in the world – apparently. That’s how “hacktivists” Anonymous have not-so-modestly positioned their campaign anyway! Anonymous Anonymous is a self-styled international network of “hacktivists” and anti-establishment protesters, who, according to the Telegraph, are linked to cyber-attacks against governments and corporations. They are […]

If you have a problem BTL and no one else can help maybe you should hire the A team – Sorry I meant try Fleet Mortgages. Fleet mortgages have a range of niche criteria that may assist when other lenders can not. These include: Properties next door or on the same road Freehold flats on […]

Private rents hit a new high of £816 in September across England and Wales, according to new figures. Tenants were required to give an extra £48 per month to their private landlords compared to this time last year, reveals estate agents Your Move and Reeds Rains. At a time of year where students are looking […]

A new range of Buy to Let mortgages have been launched by Santander with the headline rate starting at 2.29%. The products range around a core of 2 and 5 year Fixed rate mortgages and 2 year Trackers. 2 year Fixed rates: There are 8 products From 2.29% Max 60% LTV Booking fee £1,995 early […]

I am a landlord and have a 3 year Northwood Guaranteed Contract, I am not happy how the property has performed and am considering selling and buying something else. As there is still 1.5 years left on the contract, how can I end my contract early? Thanks New landlord

I had a dispute last year with my two tenants over the return of their deposit where they wanted a higher rent abatement than I offered them for some major bathroom works that was done while they were there. They therefore failed to pay some rent in their last month. When they moved out, I […]

I want to check whether my prospective tenant can claim back holding the deposit. In my case my future tenant agreed to pay me a deposit £200 to take the property off the market, but later on he asked me to create tenancy agreement without advance rent and 6 weeks deposit for which I didn’t […]

I have been a member for a few months and just read the articles, but now I’d like to ask peoples opinions on how I should start my property career please. I have about £20k ready to invest in BTL property and I want to get started ASAP. Ideally I’d like to buy below market […]

I wonder if anyone can share some advice on what type of property to invest in. I’ve been looking at investing in two one-bedroom flats by putting a 25-30% deposit down on both. The other option is to put one, bigger deposit down on a three bedroom family home. The ROI seems to be better […]

CALLING ALL PROPERTY118 MEMBERS We are constantly looking for ways to improve the Property section of Property118.com in terms of making the functionality and navigation more intuitive. Your constructive feedback would be very much appreciated. Please test the various functionality, such as searching for BTL property for sale, refining searches, setting up and deleting property alerts etc. Regular […]