No broker fees!  That’s always a good starter for 10 isn’t it? You can’t deal directly with this lender but we have a small panel of “strategic partner” brokers who don’t charge arrangement fees (*conditions apply). What makes them special? They lend to private individuals, partnerships, companies, LLP’s, trusts and ex-pats Their short term loans […]

I am a UK citizen now based In Singapore looking for help getting finance when I am non-resident in the UK.  I have one BTL property in London and a family home which is let out at the moment (both on mortgages via HSBC). I am looking to step up my investment & involvement levels […]

I am first time landlord looking to buy freehold property around Luton. The property is currently rented to young lady (aged 25-30) with her 2 children aged below 10. As far as I am aware, she is on council benefit but the property is rented on basis of periodic tenancy.  So far I’ve managed to […]

Hello all, I have a quick question. I am a landlord and have gone through the eviction process. I had a warrant of posession which was due to be executed today. I was at the property at the appointed time but the bailiff never showed up. I rang up after 20 minutes (initially thinking bailiff […]

Hi All Question – Lease Agreements and Holding Bond  I send out to my tenants the AT5 form and lease agreements by Email. As is the case with students these days, they appoint a scout to secure a property because the other co tenants are exploring the world. I offer Single Household Assured Tenancies on […]

On Wednesday 24th June 2015 at 9pm, Channel 5 will air the first episode of ‘Nightmare Tenants, Slum Landlords’, a six-part series following leading eviction specialists, Landlord Action, and council teams from across Britain, as they deal with the gritty side of the UK’s buy-to-let industry, exposing problematic tenants and dishonest landlords. With 8 million […]

Well my first ever eviction process has started, I’ve lasted 8 years in property without ever having to do this!  My tenant has done (and admitted to) several thousands of pounds worth of damage to the property. A section 21 has been served (using NLA form) and the expiry date is near end of July. […]

Letting supermarket.com 4% full management fee.  Is this too good to be true – how can they deliver quality, local service? Does anyone have experience of using them? Thanks John

I’m in a slight state of shock. An estate agent at a small, independent chain indicated to me at a viewing that if I were to ‘scratch his back’, so to speak he would help me to secure the property I went to see.  The market is fiendishly competitive. I’m not sure how taboo this […]

I have a young family interested in renting a property, 2 brothers and 2 sisters.  After the death of their father they decided to move house and find a new property. They are all working. Local council, local supermarket, one brother works for a builder, one sister at a children’s nursery. My question is would it […]

I am aware of two Mortgage Express / UKAR borrowers who received a letter this weekend calling in their loans, an extract of the letters, which are both identical, can be found below. In both cases the properties had been purchased using instant remortgages, i.e. the property had been purchased for cash or with bridging […]

I purchased a mixed use property (residential flat upstairs and a hairdressers downstairs) at auction. The deposit held was passed to me by the vendor as part of the exchange. I inherited an existing commercial lease which leases the whole property to the two tenants.  Questions; Do I need to register the deposit with a […]

A Government technical consultation on improvements to compulsory purchase processes has just closed (9th June 2015). These are proposals to make the process clearer, faster and fairer and the aim is to bring forward more brownfield land for development.  Section One: Improving guidance The guidance will be improved and provided online. It will be divided […]

I own a 1st floor London flat in a 2 story purpose built maisonette in a residential street where the majority of flats are let out. It is share of freehold with a shared garden.  Recently the ground floor flat was sold and the new owner wanted me to exclude my tenants (4 people) from […]

I am trying to get advice about selling a property when there is a restriction by an ex partner. Scenario is this; I own a home, bought in my sole name and mortgage has always been in my sole name. An ex partner lived there for a few years and took me to Tribunal in […]

I live in a detached house with a 1 bedroom annexe attached. I am looking to let it out. I have access to the annexe through an adjoining door which remains locked but only I have a key and access. It is not a separate address and all mail would come to the main house. […]

Hello We are expats currently living in Australia and use an estate agent in London W11 to property manage our BTL portfolio and collect the rent. Last week said Agent was declared bankrupt by HMRC.  What is my position re. the rent now due by tenants – can I have them pay it direct to […]

I am a non-resident landlord. The agent currently acting on my behalf is not the agent I originally signed up with (company was taken over last year). Recently they found me new tenants, but they never provided me with a copy of the tenancy agreement. After chasing it I discovered it only had the signature […]

I am a new Landlord having recently inherited some properties from my father. My dad passed away suddenly without handing over to me, so I am having to learn quickly. I have read a lot of books and have done lots of research, but have little real experience. I am hoping someone can help me […]

We have a commercial building which we retail from and after 2.5 years we have finally received full planning to build 6 new flats and convert 2 above our commercial building. It’s basically an extension on the current commercial building with parking at the rear. Retail is a business we no longer want to be […]

Up to 81% of UK tenants are satisfied with their current landlord while 70% believe their rent is value for money, according to new research. A survey carried out by Paragon Mortgages, revealed that 25% of the respondents aim to buy their own home in the long term, whereas 35% of renters expect to stay […]