Page 53 – Property118
Cartoon of a landlord holding a rejected rent increase notice while a tenant refuses.

The rent increase mistake that left a landlord out of pocket

19th November 2025

The landlord wanted to keep up with rising costs and decided to raise the rent. A quick letter was drafted and sent to the tenant giving 30 days’ notice of the new amount. The tenant refused to pay and sought advice. It turned out the notice was invalid — the tenancy agreement required a Section […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Holiday Lets and Airbnb – What’s Covered and What’s Not

18th November 2025

Short-let properties are not the same as standard buy-to-lets from an insurer’s point of view. Higher guest turnover, longer unoccupied gaps, and additional amenities like hot tubs or log burners all change the risk profile. Many claims are declined because a landlord used a standard landlord policy for a property that was being advertised on […]

An EPC certificate with an F rating held in front of a UK rental property.

The EPC blindspot that stopped a landlord letting

18th November 2025

The flat had always been easy to let. But when the last tenant moved out, the landlord hit an unexpected roadblock. The EPC showed an F rating, below the minimum standard of E required for private rental properties in England and Wales. Until costly upgrades were completed, the property could not be legally let. The […]

Model buildings with business professionals discussing rising property costs and management reform

Commonhold hopes rise among landlords for cheaper charges and better-run blocks

18th November 2025

Landlords are pinning their hopes on commonhold to cut rising costs and improve building management, research from Landbay reveals. It found that nearly half of respondents (46%), said they were banking on lower service charges if commonhold is introduced. Many see the current model as bloated and opaque yet believe a reset could shift control […]

Burning clock with a for-sale sign symbolising a rushed sell-off before the Renters’ Rights Act

‘Six-month fire sale’ looms as Renters’ Rights Act nears

18th November 2025

Critics of the Renters’ Rights Act have warned of a “six-month fire sale” as landlords rush to sell before the act comes into force. The government announced the Renters’ Rights Act will come into effect on 1 May 2026, with rules including landlords no longer being able to use Section 21 evictions, and fixed-term tenancies […]

Digital city skyline and rising financial charts representing growth in the property investment market

Professional landlords fuel surge in specialist buy to let products

18th November 2025

Professional landlords are reshaping the market as they move into specialist buy to let products and complex portfolio strategies, Foundation Home Loans reveals. The lender’s latest quarterly research points to a sector that is shifting towards structured borrowing, targeted acquisitions and a more corporate approach to property investment. Foundation says that one in 10 landlords […]

Falling UK house prices illustrated with wooden houses, percentage markers and a downward arrow

Property prices slip as oversupply hits sales market

18th November 2025

The UK’s housing market is quickly cooling as a glut of properties for sale starts to drag down prices and sap confidence among buyers, new figures show. According to Home.co.uk, the shift is no longer confined to weaker areas with regions that recently propped up national growth are now struggling. For months, northern markets have […]

Small brick annexe with patio and wooden doors in a cottage garden setting

What should I do as a landlord with my annexe now?

18th November 2025

Like so many others on the forum are finding, the recent changes in the property rental market are forcing undesired changes, making it feel like a game of chess when trying to decide the way forward after 35 years of being a landlord. The latest conundrum concerns a property I purchased from my grandmother all […]

Contractors reviewing renovation plans inside a partially refurbished property

Landlords rethink property renovations as data reveals mixed returns

18th November 2025

Of the landlords who have poured money into refurbishing their rental portfolios over the past few years, many say they regret making the investment, research reveals. According to Nationwide, the rush to upgrade kitchens, bathrooms and energy efficiency features has delivered uneven outcomes, but some projects have boosted yields. It says that nearly nine in […]

Political figure shown alongside joined hands symbolising support for tenants’ rights

Keir Starmer: Renters’ Rights Act will give more power to tenants

17th November 2025

The Prime Minister claims the Renters’ Rights Act will “put more power into the hands of renters who have had to stand for unfair behaviour for too long.” Writing in the Big Issue, Sir Keir Starmer, says the “vast majority of landlords provide a respectable and reasonable service” but claims the system needs to be […]

House trapped in ice symbolising a frozen property market amid falling asking prices

Budget speculation cools housing market activity

17th November 2025

Average seller asking prices for homes have slipped by 1.8% this month, dragging the national figure to £364,833 and signalling an unusually sharp November slowdown, Rightmove reveals. It says the drop is the steepest November house price fall since 2012 with a crowded market and nervousness over the coming Budget affecting confidence. Sellers are cutting […]

Rising rent costs in Scotland illustrated by stacked coins and houses beneath the Scottish flag

Rent controls haven’t worked in Scotland – Hamptons

17th November 2025

Scottish landlords are increasing rents at a faster pace than anywhere else in Great Britain because of rent controls reshaping the market, Hamptons reveals. Its analysis suggests the policy designed to restrain price growth has instead encouraged annual increases. Drawing on data from across the Connells group, it found that 67% of Scottish landlords with […]

New mortgage rate changes symbolised by house cutout, percentage sign and scissors

BTL lenders unleash a fresh wave of rate cuts and flexible options

17th November 2025

The buy to let mortgage market is still seeing major specialist lenders unveiling rate cuts, revamping criteria and fresh lending structures. Foundation Home Loans is rolling out new two-year discount products and trimming prices across its existing range. The lender has introduced no ERC discounts linked to Bank Base Rate and reduced the cost of […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Stress Testing at 145% vs 125% Rental Coverage Rules

17th November 2025

One of the biggest hurdles landlords face in 2025 is passing lender stress tests. Even if your property generates a solid rental profit, the way lenders calculate affordability can make or break a mortgage application. The key factor is whether the lender uses a 145% coverage rule (common in personal borrowing) or a 125% coverage […]

Uninvited guests spooked us all

17th November 2025

About two weeks ago, one of my HMO tenants messaged to say they kept hearing movement in the loft in the middle of the night. I told him it was probably birds or mice and that I would check it on my next inspection. Then, two days ago, another tenant sent me WhatsApp message saying […]

Carbon monoxide alarm with blue smoke representing gas safety awareness

Simple alarm check could save lives – Propertymark

17th November 2025

An industry body is urging landlords and tenants to test their carbon monoxide alarms to save lives. Ahead of Carbon Monoxide Awareness Week next week, Propertymark has created a checklist to help households stay safe and compliant. Known as the “silent killer” due to having no smell, taste, or colour, even a small amount of […]

Why Dying Rich Isn’t a Strategy

16th November 2025

Chapter 3 … It’s late. The house is quiet. The only light still burning is from your laptop screen, the faint glow reflecting off half-empty coffee cups and piles of property files. Bank statements, refinance calculations, insurance renewals. All neatly ordered, all endlessly repeating. You pause for a moment and glance at the family photo […]

Selling Up FAQ’s

15th November 2025

Selling a rental property is rarely a tidy, linear decision. Most landlords reach this point after years of pressure, rising costs and a sense that life might be easier with fewer moving parts. Others arrive here because retirement is close, or because family priorities have shifted. Whatever the trigger, the moment you decide to explore […]