Like any loan, you’ll have to pay it back. However, with this loan, there’s no certain deadlines or tight time frames. You can choose to pay the loan back at any time, but the loan must be paid back after 25 years or when you sell your home – whichever comes first. You also have […]

The Government have announced great news this week regarding new permitted development (PD) rights for repurposing defunct commercial buildings. However, some leftie University Academics have put out a report (published in mainstream media) on how permitted development has resulted in worse quality housing. In this video below, I take apart the report point by point […]

I purchased a buy-to-let property at Auction in 1996 which I believed to be freehold and was registered as such when my ownership was recorded with UK Gov Land Registry. The legal work involved was carried out by a solicitor with whom I had a long-standing association at the time. When I discovered it was […]

Landlords: don’t complain when you pay more tax than everyone else; you are, in fact, receiving a gift from Government. There has been some controversy since the announcement of a Stamp Duty Land Tax (SDLT) ‘holiday’ a fortnight ago. In England and Northern Ireland, the house price point above which stamp duty is charged has […]

I am looking to possibly move to another Agent in regard to a Rent to Rent/Company Lease arrangement for one of my properties. I’m not happy with the current company at all – dire call back response, never reply to emails etc among other things. They have conceded that I can have a new contract […]

If you are currently thinking of remortgaging your property I have a list below of the top five things to consider first. 1. The value of your home: House prices can vary from place to place so get an accurate valuation of your home. You can do this by looking up similar properties Zoopla or […]

I have a tenant who has not paid any rent since late 2019. I obtained a possession order just before lockdown and was in the process of instructing county court bailiffs when Covid-19 caused everything to grind to a halt. I managed to get Universal Credits to commence direct payments in April so the arrears […]

The latest research by GetAgent.co.uk, has revealed that so far this year, the time it takes to sell a property has increased by 14% when compared to last year. With an average time of 144 days or nearly five months, from listing to completing, homebuyers looking to take advantage of the recently announced stamp duty […]

I have properties in and around London and the Electrical Safety Certificate costs vary wildly. None of the London properties has needed a certificate until now. I have had a quote for £340 for a 2-bed flat in London. I think that’s a bit steep compared to the £180 for a 3-bed home which is […]

I have recently sent my email below responding to Shelter’s Polly Neate’s response as to why she thought landlords do not want to rent to tenants in receipt of benefits. To: [email protected] Re –  Click here to download the programme I am the Director of a Possession company for landlords seeking to evict bad tenants. […]

The Law Commission of England and Wales has published recommendations to transform home ownership. It has been estimated there are at least 4.3 million leasehold homes in England alone. If enacted our reforms would help those owners and pave the way for a system where flats are sold with freehold title (as part of a […]

This Month’s Theme – Online Networking Event How To Find Bargain Property Deals: Direct From Vendor & Through Auctions Live Stream with: Our Four Property Experts Jay Howard, Claire Norwood, Hanif Khan & host Ranjan Bhattacharya Don’t miss out. Join 1000+ property investors for this unique Live Stream networking event. Wed 29th July @7pm Register […]

New laws laid in Parliament (21 July 2020) will deliver much-needed new homes and revitalise town centres across England, Housing Secretary Robert Jenrick has announced. The new rules, which will come into effect by September, will mean full planning applications will not be required to demolish and rebuild unused buildings as homes and commercial and […]

I’m renovating a five-bed, three-story flat into three separate flats (a floor each). I now need to determine what to fit in each flat: Prepay card meter – tenants know how much they have, top-ups when need to, better for budgeting, and as a Landlord no standing charges between tenancies Normal/smart billing meters – tenants […]

We are completely fed up with tenants using in-shower baths and not taking care about over-spillage, creating a real mess on floors and ceilings below the bathroom. Therefore, we are thinking of using one of the Kinedo Constort Shower Pods, which claim to be leak proof. Has anyone installed these and are they as successful […]

For a limited period and to take advantage of the Stamp Duty holiday for properties under £500,00, Precise Mortgages has launched a new 5 year fixed rate Buy to Let mortgage for Limited Companies at 3.54% to a maximum of 75% Loan to Value. The product is specifically for single dwelling residential properties purchased through […]

Hi, So basically my tenant’s AST runs out Aug 17th and I have served the 3 months notice during the lockdown, but the agent I used has spelt one of the tenant’s surname wrong looking at this? (Sidepoint), I have told my tenant late Jan this year before the lockdown that I want the property […]

I recently invested in a BTL property in Scotland (Renfrewshire) which is in a building containing 8 flats. 5 of these flats are privately owned and 3 are still under council control. 4 of the flats (including mine) being let by their owners. The council are not the factors for this building. There is currently […]

I have a Managed Payment To Landlord (MPTL) for rent arrears set up. That was established on top-ups not paid at the date of application, so the deductions are set up accordingly. The tenant still continues not to pay the top-ups. Universal Credit have advised of another MPTL request for the arrears since the last […]

The Chancellor of the Exchequer, Rishi Sunak has announced a review of Capital Gains Tax. In this video I discuss with Alex Caravello, Property118 Tax Consultant and Mark Smith, Cotswold Barristers, what implications this will have on property investors and landlords and what action landlords can take now before any changes take effect.  Landlord […]

Housing Minister, Christopher Pincher MP responded to a written question from Labour MP Helen Hayes regarding the eviction ban extension and confirmed again that the ban on possession cases would end on 23rd August. The Minister indicated that priority would be given for landlords and tenants in cases that are not related to COVID-19 including […]