One of the biggest challenges property investors face is running out of deposit money. Most investors save a deposit, buy a property, then wait for capital growth before refinancing and releasing money to buy their next investment. While this approach works, it can take years to build a portfolio large enough to generate significant income. […]

Landlords operating short-let accommodation saw demand rise across every UK country and English region during 2025. Figures from the Office for National Statistics (ONS) show that guests spent 100,911,620 nights that were booked through online platforms last year. That was 11.5% more than the 90,507,070 guest nights recorded between January and December 2024. Wales posted […]

Fleet Mortgages, The Mortgage Works, Accord Mortgages and Coventry for intermediaries have all reduced their buy to let pricing, while Atom bank has improved parts of its commercial lending proposition. Fleet has cut rates across its standard, limited company and HMO and multi-unit freehold block ranges, alongside launching products aimed at borrowers seeking to limit […]

Hello, I run a small, serviced guest house in the London Borough of Barnet and would be interested to hear whether other accommodation providers have faced a similar situation. An occupier took a room under a signed serviced-accommodation licence in mid-2025. The agreement states that no tenancy is granted or intended and that facilities are […]

The government has announced that commercial buildings of more than 1,000 square metres will be required to meet EPC B targets by 2031. Under the plans, private rented non-domestic properties of this size in England and Wales will need to reach the higher energy efficiency standard “where cost-effective”. For smaller commercial buildings under 1,000 square […]

One sentence in HMRC’s Capital Gains Manual has probably influenced more landlord incorporation decisions than any other. It appears in CG65715 and says: “You should accept that incorporation relief will be available where an individual spends 20 hours or more a week…” For many, that sentence has become the starting point for every discussion about […]

The Upper Tribunal decision in HMRC v GCH Corporation Ltd and others is an important judgment because it confirms that an LLP does not need to be carrying on a trade in order to satisfy the “business with a view to profit” requirement in section 59A TCGA 1992. The Upper Tribunal dismissed HMRC’s appeal and […]

At what cashflow return on equity does being a landlord stop being worth the hassle? It is not a question many landlords ask themselves because, traditionally, property investment has never really worked that way. Most of us were taught to concentrate on rental yields, rising property values and the long-term accumulation of wealth. As long […]

As football fever sweeps the nation once again, fans across England are dreaming of that one unforgettable moment: the ball hitting the back of the net in the dying seconds of a World Cup final. We are dreaming of the trophy, the glory, and the clinical strikes that write history. But while England’s stars battle […]

Hello, The government rightly goes a long way to prevent friction and division in diversity and culture. However, the Renters’ Rights Act (RRA) has implemented legislation that causes friction and inflames the landlord-tenant relationship. It is hard to see anything other than spite, a lack of awareness and incompetence being the reasons for this. Sadly, […]

Hello, In the Grauniad (Guardian newspaper) today (don’t worry, I’m not a reader!). Not ‘property’ associated, but where landlords and especially leaseholders are faced with bullying freeholders, councils, suppliers, but cannot afford to fight the lawfare, this could be game-changing. An artificial intelligence law firm has won a case in an English court, in what […]

The government has set out plans to tackle poor conditions in temporary accommodation. Speaking in Parliament, homelessness minister Alison McGovern claimed the government would include a new national target to eliminate the unlawful use of B&Bs. The government also announced plans to apply the Decent Homes Standard to temporary accommodation. Take action against councils who […]

Housing delivery in England is heading for a steep fall, with the next two years looking particularly tough, a Savills forecast reveals. It warns that annual completions will average just 167,500 between now and 2029/30, barely more than half the government’s 300,000-home target. The firm’s projections suggest 837,500 homes will be completed across the five-year […]

Homes with more efficient EPC ratings have a limited impact on house prices, according to new data. Data from Nationwide reveals that a more energy-efficient property rated A or B attracts a modest 1.6% premium compared to a similar property rated D. The news comes as the government have proposed all private rented sector properties […]

A firm has warned that minor licensing mistakes can cost landlords thousands of pounds after successfully overturning a £19,500 financial penalty. London Property Licensing reveals it advised on a case in which a housing officer from Waltham Forest Council inspected a flat and found it was being rented to three friends without the correct licence, […]

For many years, landlords have referred to “Stamp Duty” as though it were a single UK tax. In reality, that is no longer the case. Today, there are three separate property transaction taxes operating across the United Kingdom, each with its own legislation, rates and reliefs. The differences can be significant, particularly for portfolio landlords […]

The reform debate is moving quickly and consumers are increasingly asking what commonhold is, what it changes and what it does not change. For many years, the practical answer was that commonhold was an alternative form of property ownership which existed in law but rarely appeared in transactions. It was introduced more than two decades […]

The property industry came together in force to raise £15,000 for a North London hospice at a sold-out fundraising event. Hosted by Paul Shamplina, founder of Rumble with the Agents and Landlord Action, the evening featured live boxing bouts, a three-course dinner, a raffle, an auction and a range of fundraising activities. Since its launch […]

Nearly nine in 10 property investors are increasing spending on sustainable property features as energy costs, extreme weather and tougher standards shape investment decisions. Handelsbanken’s fifth annual Property Investor Report found that 89% of investors are allocating more money to sustainability measures across their portfolios. The research surveyed 200 property investors, property management professionals and […]

Renters are still facing affordability concerns, as the cost of deposits and high property prices continue to block many from achieving home ownership, according to new research. Data from Barclays’ Property Insight report shows that price is the top priority for Gen Z when looking for a home (24%), while location is the aspect most […]

Post 2016, house prices across the UK show a stark regional divide, according to new research. Data from Yopa reveals that although average UK house prices have risen by 37.7% since June 2016, growth has been far from evenly distributed, with many traditionally more affordable markets outperforming southern England over the past decade. The analysis […]