Page 37 – Property118
Construction site in Scotland with scaffolding and large red tax lettering highlighting proposed housebuilding levy

Scottish government faces backlash over housebuilding tax

14th January 2026

The Scottish government has come under fire for proposals to introduce a tax on housebuilding to help fund the repair of unsafe cladding. Under the plans, developers would pay a levy when building new homes, student accommodation and build-to-rent properties. The Scottish government says the Building Safety Levy (BSL) Bill will force developers to help […]

Water dripping through a damaged ceiling, illustrating a residential leak affecting flats below

Is a leaseholder liable for water damage to flats below?

14th January 2026

I am a leaseholder of a top flat of a multi-storey building. A water leak occurred on the flats underneath mine on Sunday, 13/7/2025. The fire brigade was called, and according to my tenant, they advised to keep an eye out for any leaks, as they did not know the source. The fire brigade was […]

Low mortgage rates graphic with upward arrow above a small house, representing improving affordability

Lower mortgage rates to boost housing market

14th January 2026

Lower mortgage rates could support house price growth this year, according to new research. Data from Moneyfactscompare.co.uk suggests the mortgage market may be at its highest point in five years following Liz Truss’ mini-budget in 2022. With rates easing, borrowing is becoming more affordable, potentially encouraging more buyers to return to the market. Mortgage landscape […]

Tenant on the phone in a kitchen with visible damp and black mould on the wall, highlighting unresolved housing conditions

Damp and mould is harming tenants’ mental health – claim

13th January 2026

An organisation claims private renters and social housing tenants are suffering anxiety as damp and mould problems in their homes go unresolved. Research by the Centre for Ageing Better says landlords play a vital role in tackling damp and mould issues, but claims many tenants’ mental well-being is being negatively affected when problems go unresolved. […]

Lady Justice statue with scales and a bold “Review” stamp symbolising a legal challenge to housing regulation in Leeds

Time to challenge Leeds selective licensing rules through a Judicial Review?

13th January 2026

We are the Leeds Landlord Lobby Group, currently organising a Judicial Review into recent regulatory decisions affecting the private rented sector in Leeds concerning selective licensing, which we believe are unlawful, disproportionate, and damaging. This issue does not affect landlords alone. It directly impacts estate agents, increasing compliance burdens, operational and legal risk, and exposure […]

Scissors cutting a wooden percent sign symbolizing mortgage rate reductions.

Buy to let lenders cut rates, rebrand and refresh landlord deals

13th January 2026

Specialist lender Together has trimmed its headline pricing by up to 25 basis points across a wide range of buy to let products. The cuts span regulated first and second charge variable mortgages, regulated consumer BTL variable lending and unregulated BTL variable deals, each reduced by 0.25%. Bridging finance sees regulated rates now starting from […]

Global investment trends highlighting overseas demand for UK property

UK property market attracts global investors

13th January 2026

Demand for UK property is soaring, driven by interest from overseas buyers, according to new research. Data by Butterfield mortgages reveals mortgage brokers are seeing interest in UK property from every continent. The news comes after the Chancellor’s Autumn Budget in November last year, which raised tax rates on dividends, property, and savings income by […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Landlord Liability Insurance – What Every Landlord Should Know

13th January 2026

When landlords think of insurance, they often focus on buildings and contents. Yet liability insurance can be even more important. If a tenant, visitor, or tradesperson is injured on your property and alleges negligence, the costs of defence and compensation can be devastating. Liability claims can run into hundreds of thousands of pounds. This article […]

High-rise residential block highlighting cladding and building safety concerns amid calls for a public inquiry

Campaign group calls for statutory public inquiry into cladding failures

13th January 2026

A campaign group has called for a statutory public inquiry into the cladding and building safety crisis. claddingscandal.co.uk has written to the Prime Minister, Sir Keir Starmer, Housing Secretary Steve Reed and Building Safety Minister Samantha Dixon, calling on the government to take urgent action to hold those responsible to account and protect affected leaseholders. […]

Coach house beside taller building illustrating fire safety dispute and shared liability concerns

Grenfell coach house trap?

13th January 2026

Hi everyone, I own a coach house that is abutting another building. The other building is 16.4m tall, and my coach house is 10m tall. The Resident Management company has now found missing fire cavity barriers in the building. They plan to put a claim against the builder, but they asked me to pay for […]

Pile of British pound notes with the word “FINED” symbolising landlord penalties in Hounslow.

Council claims landlord civil penalties are not effective

12th January 2026

A council has claimed civil penalties are not enough to tackle ‘rogue’ landlords as it issues its first banning order. Bradford council says financial penalties “are not always effective in preventing further breaches” and the landlord banning order is for someone who is considered a serial offender due to a long history of convictions. Penalty notices […]

Digital documents flowing across a laptop screen representing quarterly tax reporting under Making Tax Digital for landlords

Landlords face filing burden under Making Tax Digital

12th January 2026

Landlords are being encouraged to finalise their self-assessment earlier, ahead of Making Tax Digital, which could leave them having to file as many as 10 tax returns. A story in The Telegraph warns hundreds of landlords will be required to report quarterly returns to HMRC under Making Tax Digital, with the transition period meaning many […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

Early Repayment Charges – How to avoid costly mistakes

12th January 2026

For landlords, refinancing is a core part of portfolio management. But one element that often catches people out is the early repayment charge (ERC). These penalties can cost thousands if you remortgage or redeem a loan during the fixed or discounted period. In 2026, with landlords refinancing more frequently to manage costs and release equity, […]

Falling London house prices as sellers face losses, shown by downward arrow, sold home icon, and pound symbol

London home sellers most likely to make a loss – Hamptons

12th January 2026

London has overtaken the North East as the region where home sellers are most likely to sell for less than they paid, Hamptons says. The estate agency said it marks a big shift in the housing market’s balance between North and South. Its analysis shows 14.8% of London homeowners sold at a loss last year, […]

Megaphone projecting the word “Budget” in front of the Scottish Parliament building

Call for Scottish Budget to help landlords

12th January 2026

Tomorrow’s Scottish Budget must provide meaningful support across the entire housing market, including help for landlords, if the country is to make progress on its declared housing emergency, one sector expert says. The chief executive of DJ Alexander Ltd said that with the second anniversary of the housing emergency approaching in May, current policy settings […]

Megaphone and email icons over world map representing a mass email campaign to MPs on leasehold reform

Campaign urges MPs to deliver action for leaseholders

12th January 2026

An organisation has launched a mass email campaign calling on MPs to deliver justice for leaseholders. The National Leasehold Campaign (NLC) says leaseholders’ patience is “wearing thin” after the government failed to publish the draft Commonhold and Leasehold Reform Bill by the end of 2025, despite previously promising to do so. The draft bill is […]

Ban rent review document with charts in front of modern office buildings, illustrating impact on commercial property values

Ban on upward-only rent reviews will harm commercial landlords

12th January 2026

Labour’s plan to ban upward-only rent reviews in commercial leases will cost commercial landlords billions of pounds, claims an expert. A story in The Telegraph has former Treasury economist Martin Beck warning the government’s plan will lead to a 15% property price slump and billions of pounds of losses for commercial landlords. Last year, the […]

Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background.

Broker Insights – How NACFB Members Solve the Problems That Banks Won’t Touch

11th January 2026

High street banks prefer straightforward lending – single buy to let properties, long leases, and simple borrower profiles. But the reality for many landlords is far more complex. HMOs, short leases, mixed-use properties, and portfolio restructuring often fall outside mainstream criteria. This is where NACFB brokers add real value, solving problems that banks won’t touch. […]

Knight-themed Landlord Crusader logo symbolizing landlord advocacy

When will landlord rights be finally recognised?

9th January 2026

Well, colour me shocked but the Guardian newspaper has managed to impress me. Sort of. It published an interesting article, called ‘Are UK buy-to-let landlords dying out – and should we care?’ and it takes a fair and balanced view of what’s happening in the PRS. The comments were turned off, naturally, but it highlights […]

Council enforcement symbolised by a landlord facing regulatory oversight under new renters’ rights rules

Councils given power to penalise landlords for unenforceable tenancy clauses

9th January 2026

The government has confirmed councils will be able to act against unenforceable clauses in tenancy agreements under the Renters’ Rights Act. From 1 May 2026, all fixed-term tenancies will be banned and turn into periodic tenancies. The government also warn landlords must provide prescribed information, a summary of tenancy and deposit details, or face a […]