Page 33 – Property118
Stack of coins topped with a block of flats and a tag reading ground rent capped, symbolising leasehold reform

Ground rents for leaseholders to be capped

27th January 2026

The government has announced that ground rents in England and Wales will be capped at £250 a year for leaseholders. Under the plans, they will fall to a peppercorn rent after 40 years, meaning no payment at all. The cap will apply to most residential leasehold agreements signed before July 2023, removing future shocks for […]

Samples of different home insulation materials highlighting issues linked to defective government insulation schemes

Government insulation schemes fail thousands of households

27th January 2026

More than 30,000 homes have been left with defects from government insulation schemes, according to a new report. The Public Accounts Committee describes a “clear systemic failure,” with no senior officials in the Department for Energy Security and Net Zero knowing whether the schemes were effective for at least two years. A Nottingham landlord has […]

Five-year fixed buy-to-let remortgage concept with house model, coins, keys and falling interest rate icons

Buy to let lenders boost remortgage deals and cut rates

27th January 2026

Landbay has rolled out a new set of five-year fixed Premier remortgage products, pairing assisted legals with a free valuation as lenders continue to compete on both price and processes. The buy to let lender has partnered with digital conveyancing firm Conveyd to support brokers handling straightforward remortgage cases. Landbay said the move is intended […]

Flooded residential property with sandbags illustrating calls to freeze evictions and rent increases after flooding

Tenant group urges freeze on evictions and rent increases following floods

27th January 2026

A tenant group has demanded a freeze on evictions and rents during any post-flood repairs. ACORN says there is no national voice for tenants on flooding, and renters bear the brunt of the consequences. However, ACORN fails to mention that renters can take out insurance to protect their belongings in case of flooding. Freeze on […]

Falling UK rents symbolised by a house with a pound sign and a downward arrow next to the word rent

Rents fall and a supply surge weighs on house prices

27th January 2026

Asking rents are slipping deeper into decline, adding fresh downward pressure to house values at the start of 2026, one index reveals. Home.co.uk says that annualised rent growth is now running at -4.1%. Every English region, along with Scotland and Wales, is now showing year-on-year falls. The news follows an announcement from Hamptons that newly […]

Aerial view of a new housing estate with a construction worker in a hard hat, representing plans for rent-controlled homes in London.

Sadiq Khan’s rent-controlled homes plan under fire from critics

27th January 2026

The Mayor of London has unveiled plans to build 6,000 rent-controlled homes for key workers by 2030. Sadiq Khan claims building rent-controlled homes will help key workers in the capital save thousands of pounds a year. However, the City Hall Conservatives argue rent controls do more harm than good and Mr Khan’s plans are a […]

Build to Rent housing development in London with multiple to rent signs and city skyline in the background

London Build to Rent planning numbers up despite national slowdown

27th January 2026

London is pressing ahead with Build to Rent (BTR) activity despite signs of a nationwide slowdown, an analysis from Foxtons has found. It says that planning volumes in the capital are up 8.5% year on year. The firm reviewed Q3 2025 planning figures and found 106,406 BTR homes are currently in the national pipeline. That […]

Vacant terraced house with people moving into a brightly lit doorway, symbolising bringing empty homes back into use

Council urges landlords to fill vacant homes via free scheme

27th January 2026

Landlords in one city with empty properties are being encouraged to work with a council-backed scheme designed to bring homes back into use quickly and with minimal cost. The council says it wants landlords who want to fill a vacant property and avoid letting agent charges to get in touch. The Exeter City Council initiative, […]

Couple sitting in front of illustrated house and for-sale sign, questioning the value of selling property with tenants

Property value change for landlords with sitting tenants?

27th January 2026

If being a landlord was such a great deal, then properties with tenants would sell at a premium? It’s no surprise to landlords that a quick internet search, and simple common sense, will tell you that one of the quickest ways to destroy property value is to buy a house at market value, then put […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Rent Guarantee Insurance – Does It Really Work for Landlords?

27th January 2026

Tenant default is one of the biggest risks for landlords. Even with strong referencing, job losses, illness, or disputes can leave tenants unable or unwilling to pay. Rent guarantee insurance (RGI) promises to protect landlords against these losses, but the detail of each policy makes a huge difference. This article explains how RGI works, what’s […]

House with EPC energy efficiency rating bars and upward arrow highlighting rental property energy standards

EPC C targets should not require landlords to raise rents claims government

26th January 2026

The government claim landlords will not have to raise rents to meet EPC C targets by 2030, despite a government consultation claiming the opposite. Under the Warm Homes Plan, the government announced all private rented properties will need to meet EPC C targets by 2030. However, a government consultation on meeting EPC C targets admits […]

Tenants holding placards protesting rent increases inside a courtroom during a rent reform hearing

Rent increase challenge rules spark court backlog fears

26th January 2026

Tenants challenging rent increases under new reforms could overwhelm courts, warns industry experts. An article in The Times explains under the Renters’ Rights Act, tenants will be able to challenge any proposed rent increase at the First-Tier Tribunal (FTT). Under the reforms, the tribunal will no longer be able to set a rent higher than […]

Electrician installing a wall-mounted EV charger at a residential rental property

Government encourages landlords to install electric vehicle chargers

26th January 2026

The government claim they want to incentivise landlords to install electric vehicle (EV) chargers. In answer to a written question, Labour MP Keir Mather claims “renters and leaseholders have barriers to installing EV charging points.” In October last year, the government announced reforms for renters and leaseholders to install electric vehicle (EV) chargers, including mandating […]

Hands forming a house shape around a Welsh flag door beneath a “Priority” banner, symbolising housing policy in Wales

NRLA urges next Welsh government to prioritise housing

26th January 2026

Ahead of the Senedd elections in May, a landlord organisation has launched a manifesto calling on the next Welsh government not to deter investment in the private rented sector. The National Residential Landlords Association (NRLA) says the next Welsh government must promote a better private rented sector across Wales. The Welsh Labour government has come […]

Text: 25% increase graphic over UK rental homes with for-rent signs, illustrating rising rental availability

Rental listings jump 25% as tenant moves slow

26th January 2026

The number of rental homes available across England rose sharply at the end of last year, but this was due to a drop in tenants moving and not landlords leaving the market. New figures from Inventory Base show rental availability increased by 25% in Q4 2025 compared with the previous quarter. It says that even […]

DIY landlord toolkit with tools and energy efficiency rating graphic highlighting EPC compliance requirements

Warm Homes Plan raises the stakes for DIY landlords

26th January 2026

The government’s push to tighten EPC standards in the private rented sector is set to intensify pressure on DIY landlords, says one leading letting industry figure. The rules will also create fresh opportunities for managing agents. Ian Macbeth, the co-founder and managing partner of Avocado Property, spoke out after the government revealed details about its […]

Water pouring over a document titled “Leasehold Reforms,” symbolising pressure on government promises

Pressure mounts on government over leasehold reform

26th January 2026

Leaseholders have warned the government not to betray them by watering down promised leasehold reforms. Press reports suggest a growing Labour rebellion over the issue, amid rumours that Chancellor Rachel Reeves is concerned that capping ground rents could deter pension fund investment. However, a leaseholder campaign group has pushed back strongly, saying there is no […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

How Mortgage Valuations Work for Buy-To-Let Properties

26th January 2026

When applying for a buy-to-let mortgage, one of the most important steps is the valuation. Lenders need to know both the market value of the property and the expected rental income. In 2026, with affordability tighter and specialist properties more common, valuations are under greater scrutiny than ever. Understanding how valuations work helps landlords avoid […]

Knight-themed Landlord Crusader logo symbolizing landlord advocacy

Why Ed Miliband’s Warm Homes Plan is hot air for landlords

23rd January 2026

Our glorious energy secretary, Ed Miliband, stood on a rooftop surrounded by solar panels this week, declaring the affordability crisis is the main worry for families. Then he unveiled the Warm Homes Plan and, I’m guessing, most private landlords across the country watched in disbelief. The lunatic’s scheme demands that every rented property hit the […]

Model house with EPC energy rating scale and for sale sign representing impact of EPC C rules on landlords

Government consultation exposes unintended consequences of EPC reforms

23rd January 2026

A government consultation document admits landlords may sell up or increase rents due to EPC rules. The Improving the Energy Performance of Privately Rented Homes impact assessment document reveals the wider impact of the government’s rules to have all private rented sector (PRS) properties meet EPC C targets by 2030. The government has also announced […]