Question mark beside HMO property marketing materials and a for sale sign, illustrating decisions around selling HMO portfolios.

In need of ideas to sell a portfolio of HMO’s in the South East

19th June 2026

I would be interested to hear from Property118 readers who have experience of selling HMOs, particularly larger portfolios. Over the years, I have built up a substantial property portfolio in the South East, including several HMOs. I have reached a stage where I would like to take a step back from the day-to-day management involved, […]

Knight in crusader armour holding a sword, symbolising landlords battling rising PRS pressures and regulation.

How the tenancy pet trap leaves landlords financially exposed

19th June 2026

If you want to understand exactly how the Renters’ Rights Act is going to restrict private landlords of control over their own property, look no further than the story this week about a tenant named Ms A and her pet cat, Marshy. Property118 reports that the tenant wanted a cat in her one-bedroom flat; the […]

Illustration showing four lenders cutting buy-to-let mortgage rates, with percentage symbols being sliced to represent lower costs.

Four lenders cut buy to let mortgage rates

19th June 2026

Four lenders have cut buy to let prices, with reductions reaching 30bps across standard, specialist and semi-commercial mortgages. Molo has made the largest headline reduction, while The Mortgage Lender, Landbay and Fleet Mortgages have also introduced lower rates or limited-edition products for landlords. Molo has reduced its standard UK resident BTL rates by 10bps. Its […]

Illustration showing simplified Right to Rent guidance replacing complex paperwork for landlords and letting agents.

Right to Rent guidance too long claims Propertymark

19th June 2026

An industry body is urging the Home Office to simplify Right to Rent guidance for landlords and letting agents. Propertymark is calling on the government to provide a shorter checklist for landlords, arguing that the current Right to Rent guidance is “too long”. Right to Rent rules were introduced in England under the Immigration Act […]

Illustration of a landlord facing mortgage issues after a 3-bed property is reclassified as an HMO.

Lender accuses me of breaching mortgage conditions?

19th June 2026

Hello, My lender is seeking to impose monthly fines for breaching my mortgage conditions, following the local council’s decision that three unrelated sharers now constitute an HMO, even though it’s a modest 3-bed terraced house with no bedroom locks. The previous threshold, when I took out the mortgage, was four. My lender doesn’t do HMO […]

Illustration of proposed property sales packs and digital reforms aimed at speeding up home purchases in England.

Government unveils far-reaching home buying and selling reforms

19th June 2026

Home buyers could save four weeks and first-time buyers an average of £650 under government plans to overhaul England’s property sales system. The reforms would introduce compulsory sales packs containing information about the condition of a property, leasehold charges and its position in a chain. Sellers and estate agents would be required to provide the […]

Private rented sector symbol balanced above a residential skyline, representing stability and landlord exits.

Government insists private rented sector remains stable after Renters’ Rights Act

19th June 2026

The housing minister claims the size of the private rented sector remains stable despite landlords leaving the private rented sector (PRS). In a written parliamentary question, Matthew Pennycook said the PRS “remains stable” and that the government will continue to monitor trends across the sector following the introduction of the Renters’ Rights Act. The news […]

House-shaped safe releasing cash and renovation tools, illustrating landlords refinancing to fund property improvements

Landlords release £2.37bn to fund property improvements

19th June 2026

Landlords released £2.37 billion from their properties to fund improvements last year, a 60% from 2024’s figure of £1.48 billion. Paragon Bank’s analysis of industry data found the money was released across 14,817 remortgages during 2025, compared with 9,754 a year earlier. It said the increase coincided with landlords preparing for further requirements under the […]

Complaints surge against UK letting agents as tenant disputes and service issues increase

Tenant complaints against letting agents rocket

19th June 2026

Tenant complaints against letting agents jumped by almost half last year, from 2024’s figure of 2,863 to last year’s 4,220, research reveals. The figures from tenancy platform Propoly, shows that is an annual increase of 47.4%, following a 19.6% rise the previous year. It says there are an estimated 19,051 agency professionals operating across the […]

Council prepares to buy 18 homes and resume direct social housing ownership in Preston

Council becomes a social housing landlord again after 20 years

19th June 2026

A council is preparing to own social housing again after a gap of 20 years, although its first proposed purchase amounts to just 18 homes. The council has now been registered as a local authority provider of social housing, clearing a regulatory hurdle so it can build directly owned housing stock. Preston City Council had […]

Coastal house collapse illustrating falling UK seaside property prices and market correction

Coastal house prices plunge by up to 38%

19th June 2026

House prices in some of Britain’s best-known seaside locations have fallen by as much as 38% in a year, research reveals. Seahouses in Northumberland recorded the largest annual house price drop among the locations analysed by Yopa, with its average property value dropping by 38%. Prices in Portmeirion, Wales, declined by 20.2%, while Fowey in […]

HM Government landlord possession guidance document with corrected error note and house keys, illustrating updated Section 8 rules.

Government corrects landlord possession guidance error

18th June 2026

The government has corrected its official possession guidance after wrongly suggesting that landlords could have used the sale of a property as a Section 8 ground before 1 May 2026. The error has now been quietly removed. However, it comes as landlords relying on notices served under the old possession system face a fast-approaching deadline […]

Bank of England rate hold brings stability to housing market

18th June 2026

The Bank of England has held interest rates at 3.75% despite a volatile market and ongoing economic uncertainty. The Monetary Policy Committee (MPC) voted by a majority of 7-2 to keep interest rates unchanged. Two members voted to increase Bank Rate by 0.25 percentage points, to 4%. Act to reduce inflation over time The MPC […]

Illustration of conflicting tenant notice periods under the Renters’ Rights Act 2025, showing a choice between two months and uncertainty.

Two months’ notice or not two months’ notice? That is the question

18th June 2026

Hello, There appears to be conflicting advice about the notice tenants must give under the Renters’ Rights Act, so I am posting this in case other landlords have received similarly mixed messages. The Act amends section 5 of the Protection from Eviction Act 1977. The new section 5(1ZA) appears to say that a tenant’s notice […]

Form 4A rent increase notices, property keys and apartment buildings illustrating Section 13 rent increase compliance

Form 4A is live and here is what the guidance notes actually say

18th June 2026

Form 4A has been live for five weeks. In that time, at least two readers’ questions have appeared on Property118 from landlords who cannot work out what to put in Section 4 of the form. The comments underneath those threads show experienced landlords disagreeing with each other about the correct answers. The frustrating thing is […]

: Illustration of rental deposit protection costs shifting to annual subscriptions for landlords.

Tenancy deposit protections to become a subscription?

18th June 2026

Hello, We are all used to protecting our tenancy deposits by paying a one-off protection fee (If we use an insurance based scheme rather than a custodial one) however that is all about to change. I’ve just received an email from mydeposits advising me that their scheme will be changing to a subscription model. They […]

Sharp regional divide in house prices

Manchester leads house price growth over decade

18th June 2026

Manchester’s house prices have risen by 63% in a decade, putting the city at the top of Rightmove’s long-term growth table. London, meanwhile, has limped along with the country’s slowest rate of growth with an increase of just 7%. The average asking price in Manchester now stands at £261,891, compared with £160,422 10 years ago. […]

Sloth pulling down a rent growth sign to illustrate slowing UK rental inflation despite rising average rents.

UK rent growth slows again as house prices rise – ONS

18th June 2026

Landlords saw rent growth slow down again in May, although average monthly payments still climbed to £1,383 across the UK. Figures from the Office for National Statistics show private rents rose by 3.3% in the 12 months to May. That’s down from an annual growth figure of 3.5% in April. Average rents in England increased […]

Shield with piggy bank and pound symbol being broken, representing changes to tenancy deposit protection

Government hints insured deposit schemes may be axed over fraud concerns

18th June 2026

The government has announced potential changes to the tenancy deposit protection system, including plans to remove insured deposit schemes. Under the Renters’ Rights Act, landlords must place a tenant’s deposit in a government-approved tenancy deposit scheme such as the Deposit Protection Service (DPS), MyDeposits or the Tenancy Deposit Scheme (TDS). Housing minister Matthew Pennycook said […]

Illustration showing UK house prices rising faster than flat prices, widening the value gap between property types.

House and flat price gap hits 30-year high

18th June 2026

Houses now cost 1.7 times more than flats across the UK, as weaker flat price growth and leasehold costs widen the gap between the two parts of the market. The difference between house and flat prices has reached its widest point in 30 years, according to Zoopla. Its latest analysis shows the average UK house […]