Page 143 – Property118
Man questioning UK property market outlook with futuristic city and burning buildings backdrop.

The Shocking Reality of UK Property in 2025

2nd January 2025

The Shocking Reality of UK Property in 2025: Boom or Bust? What should your property investing strategy be? Click on the Video Below Also join us at the next Baker Street Property Meet Tues 30th April: Network with 300+ property investors at the UK’s No 1 Property Networking Event Book your place now: https://www.bakerstreetpropertymeet.com/

Question mark with house model, retirement sign, and buy-to-let tag symbolising landlord retirement options

Would a partnership with 29 tenancies be able to claim retirement relief?

2nd January 2025

We’ve been working at our property rental business since the 80’s and now have 24 flats and an HMO with 5 tenants. I had hoped to move them into a limited company but thanks to Dan Neidle that’s no longer an option. My husband has Parkinson’s and I just can’t handle it all as I […]

Rising stacks of coins with percentages and arrow symbolizing property value growth from inflation

Why Inflation Is a Property Investor’s Best Friend

2nd January 2025

When we hear about inflation in the news, it’s often portrayed as a negative force making everyday items more expensive and reducing the purchasing power of money. However, for property investors, inflation can be a powerful ally in building wealth. Let’s break down why. What Is Inflation? Inflation is the rate at which prices for […]

Hand holding a wooden house with EPC energy rating chart and green leaves symbolizing efficiency

Landlords could boost profits with EPC upgrades

2nd January 2025

With more landlords offering bills-included rentals, improving a property’s EPC rating could help boost profit margins, says epIMS. The energy-efficiency platform claims that 14% of all current rental properties on the market offer the cost of bills included within the monthly asking rent – a jump from 12% last year. The platform claims for those […]

Modern empty home in Scotland with kitchen and living area

Scottish empty homes could help tackle housing crisis

2nd January 2025

The Scottish Empty Homes Partnership (SEHP) claims the Scottish government must do more to tackle the empty homes crisis. According to Scottish government figures, a total of 43,538 homes in Scotland have been empty for more than six months, with 73% of those having been empty for more than twelve months. The SEHP suggests that […]

Keir Starmer at a Labour campaign event with supporters holding red signs and Union Jack flags

Labour’s EPC push leaves Keir Starmer facing a £28,000 home renovation bill

31st December 2024

Labour’s plans to compel private sector landlords to meet strict energy performance certificate (EPC) targets have left Sir Keir Starmer facing a potential renovation bill of up to £28,000 for his own rental property. Since moving into 10 Downing Street, the Prime Minister has been renting out his £2 million four-bedroom North London townhouse. However, […]

Sadiq Khan knighthood controversy with petition and public backlash illustrated

Sadiq Khan’s knighthood sparks outrage amid claims of ‘reward for failure’

31st December 2024

Sadiq Khan has been handed a knighthood in the New Year Honours, igniting a storm of criticism over what some are calling a ‘reward for failure’. The Mayor of London, formerly a Labour MP, received the accolade in the first round of honours since Keir Starmer became Prime Minister. But an online petition against the […]

Stick figure burdened with rent costs tied to a house and money bag symbol

Call to build more rented homes as tenants struggle to pay rent

31st December 2024

Nearly two-thirds of workers living in private rented housing struggle to pay their rent, a poll by Shelter reveals. Only 32% of workers said they could keep up with rent payments without difficulty, with 40% sometimes struggling and 23% constantly struggling. Also, 3% say they are falling behind on payments. Invest billions in social housing […]

Estate agent boards outside rental properties in London highlighting demand in the private rental sector

PRS is still ‘broken’ despite slower rent growth, charity warns

31st December 2024

The private rented sector (PRS) remains ‘broken’ according to the debt charity StepChange, despite recent signs of a cooling market. While recent Rightmove figures point to a slowing in rent growth, the charity warns that many tenants are still struggling to keep up with rising costs and facing severe financial difficulties. The charity is calling […]

Stacks of coins with plants beside a model house and sold sign, symbolizing rising house prices.

House prices edge upward as market shows signs of recovery

31st December 2024

House prices in England and Wales saw a modest increase in November, rising 0.2% to an average of £358,800, e.surv reveals. This marks the second consecutive month of price growth, signalling a potential shift in the housing market. Despite the recent uptick, prices remain 1.5% lower than in November 2023. House prices are still more […]

Freshly baked loaf of bread with a golden crust and light dusting of flour.

Miliband’s Folly on EPC Ratings for Rented Properties?

31st December 2024

Ed Miliband’s prohibitions on landlords renting out properties with an EPC rating of C by 2030 cannot succeed because: Too many older rental properties cannot be brought up to that standard for under £50,000 making it unaffordable for many landlords There are insufficient heat pump engineers to do the work between now and then. The […]

Hand writing the word "VALUES" in red marker to highlight property valuation topic

Land Registry and property values for gifted property?

31st December 2024

I have a question on the property valuation listed on a deed, that I am hoping someone can shed some light on. I was given a property in August by a friend. Not in a great state, needs a full refurb rewire etc. The transfer was for nil consideration (no money changed hands) and paperwork […]

Stacked coins with house models symbolizing rising buy-to-let lending forecasts by IMLA.

Buy to let lending set to soar – IMLA

31st December 2024

The Intermediary Mortgage Lenders Association (IMLA) is forecasting a 14% surge in buy to let lending in 2025, reaching £38 billion, followed by an 11% increase to £42 billion in 2026. This growth is attributed to improved affordability for landlords as interest rates decline while rents continue to climb due to the continuing imbalance between […]

Neil Cobbold discusses councils’ failure to enforce EPC regulations in the private rental sector.

Councils fail to enforce EPC rules

30th December 2024

Councils in England are neglecting to enforce energy performance certificate (EPC) regulations in the private rented sector (PRS) which is undermining government efforts to improve energy efficiency, research reveals. Tech provider Reapit sent Freedom of Information (FoI) requests to several major councils, including Liverpool, Manchester, Brighton, Birmingham, Leeds and Bristol, asking for data on the […]

Model house with pound symbol balloon symbolizing rising UK property prices

Stoke-on-Trent tops the UK’s house price growth chart

30th December 2024

House prices in Stoke-on-Trent rocketed by 17.2% in the year to September, according to the latest Halifax data, solidifying its position as the UK’s leading area for house price growth. Slough followed closely with a 14.9% increase, and Oldham saw a 14.6% rise in home costs. The Halifax research previously revealed that more than 73% […]

Investor figure with gold percentage symbol representing mortgage interest rates

Why Do Property Investors Use Interest-Only Mortgages?

30th December 2024

When it comes to property investing, one of the most common questions is: why do so many investors choose interest-only mortgages over repayment mortgages? The answer lies in the flexibility and financial benefits that interest-only mortgages provide, especially when it comes to building a portfolio. What Is an Interest-Only Mortgage? An interest-only mortgage allows you […]

GOV.UK crown logo representing UK government consultation on EPC reforms

Changes to EPC in late 2026 now being planned?

30th December 2024

The consultation (Reforms to the Energy Performance of Buildings regime) is scheduled to last for 12 weeks from 4 December 2024 to 26 February 2025. Best get replying everyone to tell then what we REALLY think! Click Here You may respond by completing an online survey on Citizen Space “This consultation seeks views on the […]

Houses of Parliament with Renters’ Rights Bill 2025 graphic overlay

Renters’ Rights Bill to return to Parliament in January

30th December 2024

The Renters’ Rights Bill will return to the House of Commons on January 14, 2025. The government has confirmed that the Bill will be brought back after the parliamentary recess for the report stage and third reading. The Bill will abolish Section 21 no-fault evictions and apply Awaab’s law to the private rented sector. Bill […]

Rental agreement with house keys and calendar representing tenancy terms

Tenants and landlords push for longer tenancies amid plans to abolish fixed-term tenancies

30th December 2024

Tenants and landlords want longer tenancies despite the Labour government planning to abolish fixed-term tenancies. According to a survey Leaders Romans Group, both landlords and tenants are seeking security in an unpredictable private rented sector, with some landlords even willing to reduce rents to retain long-term tenants. The Renters’ Rights Bill proposes abolishing fixed-term tenancies […]

Lightbulb on chalkboard inside a thought bubble representing new ideas and innovation.

Don’t ask Rachel?

30th December 2024

“Prime Minister Sir Keir Starmer, the chancellor and business secretary have written to the UK’s main regulators asking them to come up with ideas for reform that could boost economic growth.” The regulators that received the letters included the Financial Conduct Authority, Ofgem, Ofwat and the Competition and Markets Authority. Why doesn’t he ask Landlords? […]

Hands protecting a glowing house icon, symbolizing landlord insurance support.

What type of landlord insurance do I need?

30th December 2024

As a landlord, you may be thinking about adding extra cover for your landlord insurance. Standard landlord insurance covers risks against your property usually including building insurance which covers the basic structure of your property, including pipes, windows, cables and doors. However, if you want to add optional extras such as contents insurance, accidental damage […]