Page 127 – Property118
Wooden house model with EPC rating chart and question mark symbolizing energy efficiency concerns

Urgent Petition needed re EPC?

6th February 2025

Hello, I thought I’d look at the EPC study going on at the moment till mid-February but was horrified. The questions we need to answer to provide input appear inappropriate and wasteful. There will likely be a big review that misses the main points and we will all likely be burdened with heavy costs and […]

Commercial vs residential property investment comparison for 2025 strategies

Why Smart Investors Choose Commercial Property in 2025

6th February 2025

Residential or commercial property — what’s the smarter investment in 2025? In this video, we break down the top 5 reasons why switching to commercial property is the game-changing move property investors need to consider. From navigating new legislation like the Renters Rights Bill to tax benefits, stamp duty savings, and even pension-friendly options, we […]

UK Parliament with Renters’ Rights Bill second reading announcement

Renters’ Rights Bill passes second reading in the Lords

5th February 2025

The Renters’ Rights Bill has passed its second reading in the House of Lords and will now go to the Committee stage. A total of 44 members of the House of Lords spoke at the second reading of the Bill. Baroness Taylor of Stevenage, Parliamentary Under-Secretary of Housing, who introduced the second reading of the […]

Keys with a small house keychain and question mark symbol on yellow background

Give small landlords a break?

5th February 2025

Hello, I rent out one property, and a significant number of other landlords do the same. The rental from this property is my only income since I am retired. It was an investment, but it also provided a home for somebody else which is more than you can say of most investments. It has always […]

Hand holding a model house with EPC rating chart and 2030 energy efficiency target

Tax breaks urged for landlords to tackle EPC upgrades

5th February 2025

Landlords should receive tax incentives for energy-efficient property upgrades which help reduce renters’ ‘crippling’ utility expenses, Tory MPs have urged. MailOnline reports that Labour has been told by MPs in the Conservative Environment Network (CEN) that tax relief will lower tenant costs and reduce UK reliance on foreign fuel imports. As part of the government’s […]

Mortgage rate cuts from Accord Mortgages and Molo highlighted with step graphic and percentage symbol

Two lenders cut buy to let mortgage rates

5th February 2025

Two leading lenders have announced reductions in their buy to let mortgage rates, offering competitive financing options. The first is Accord Mortgages which has dropped rates across its BTL product range. Two- and three-year fixed rates up to 80% loan-to-value (LTV) are down by 0.25%, while five-year fixes have been reduced by 0.20%. Tracker rates […]

Wooden mannequin in a shopping trolley holding a red “Time to Say Goodbye” sign.

Landlord exodus threatens the UK’s PRS – survey

5th February 2025

A looming crisis will hit the UK’s private rented sector as two-thirds (67%) of landlords say they will either leave, reduce their portfolio size or switch to short lets this year. The research conducted by SpareRoom reveals that just 4.5% of landlords are planning to buy in 2025. It found that confidence among landlords has […]

Child in worn socks holding teddy bear, highlighting housing poverty and rent affordability crisis

Rent caps and housing tribunals demanded to protect tenants on LHA

5th February 2025

Up to one million children in the PRS could face poverty by 2026 because of a rent shortfall due to frozen Local Housing Allowance (LHA) rates, a report highlights. The study from the Institute for Public Policy Research (IPPR) blames the combined impact of welfare changes, a growing number of children in the PRS and […]

Man holding The Big Issue magazine beside businessman counting cash, symbolising tenant-landlord housing debate

Critic says tenants paying off a landlord’s mortgage ‘can’t be right’

5th February 2025

John Bird, the founder and editor-in-chief of the Big Issue, has criticised tenant-landlord dynamics and highlights the urgent need for more public housing. In an article for the magazine, he writes: “All I know is that we have to end the vulnerability of tenants who are caught in a trap that only enriches the landlord […]

Renters’ Rights Bill second reading at House of Lords with revisions under debate

Lords urged to revise Renters’ Rights Bill amid rental home supply fears

4th February 2025

The Renters’ Rights Bill faces its second reading in the House of Lords today (Tuesday 4 February), with calls for revisions to address potential negative impacts on the private rented sector. Those concerns come from Propertymark which fears that the regulations could reduce housing availability, inflate rental costs and hinder access to affordable homes. Government […]

UK property market 2025 concerns with economic downturn and investment risks

UK Economy Flatlines: What Property Investors Must Know

4th February 2025

Are you ready to navigate the 2025 property market and thrive in challenging times? In this video, Ranjan Bhattacharya covers the critical insights every UK property investor needs to stay ahead. With the economy facing stagnant growth, rising taxes, and increased regulatory pressures, successful property investment requires the right strategies and a forward-thinking approach. Discover […]

Confused landlord thinking about 2030 EPC energy efficiency requirements

Landlords unaware of upcoming EPC changes

4th February 2025

A surprising 42% of landlords are unaware of the impending requirement for a minimum EPC rating of C for private rented properties, a survey reveals. Research conducted by epIMS, highlights the lack of awareness of the need to meet Energy Performance Certificate (EPC) standards by 2030. Last month, the government announced a consultation on proposed […]

Rising rental costs shown with house, coins, and upward trend line.

Rents and voids rise as advertised prices fall short

4th February 2025

Rents climbed 4.6% in January compared to last year, reaching an average of £1,207 per property, according to the Goodlord Rental Index. This jump from £1,154 in January 2024 signifies an acceleration in annual rent rises. The North East experienced the most substantial annual growth at more than 8%, while the East Midlands saw the […]

Police tape across indoor cannabis plants in a rental property investigation

Cannabis farm in my rental property?

4th February 2025

Hi everyone, I’ve recently found out one of my tenants has a cannabis farm in my rental property. I’ve informed the police who have investigated and are due to attend. The tenant has not really lived in the property. The period of initial rental has expired so now he’s on a periodic tenancy. My agent […]

Red location pin and "To Let" sign highlighting UK buy to let investment hotspots.

Student cities and employment hubs top buy to let hotspots

4th February 2025

Cardiff, Birmingham and Plymouth have emerged as prime locations for buy to let investment, according to Paragon Bank’s 2024 lending data. It says that Cardiff’s CF24 postcode in Cardiff, encompassing Cathays and Roath, led the pack, attracting landlords keen to house the city’s large student population. Paragon says that BTL investors there can see average […]

Signing housing agreement with model house on desk

Don’t call me a landlord?

4th February 2025

Hello, Do you provide premises for residential or commercial tenants? If the answer is residential, then you are a housing provider. Landlord is an archaic legal term which today is a misnomer. Some hundreds of years ago a landlord was lord of his land. No longer. Landlord is now a pejorative word. We are housing […]

House keys, contract, and model home symbolizing tenancy agreement renewal under Renters’ Rights Bill

Tenancy agreement renewal under the Renters’ Rights Bill?

4th February 2025

Hello, I hope someone here can give me some advice. I have a fixed term tenancy due to end in May and I normally approach the tenants about 3 months before to discuss renewal of the agreement etc. Now with the Renters’ Rights Bill coming, I wonder how I should approach this. Should I still sign […]

Businessman jumping over money stack symbolizing short-term lending solutions

Short-Term Lending as a Solution

3rd February 2025

Years ago, bridging finance was considered a very expensive option, but bridging products are a lot cheaper and many savvy investors are turning to us, to know which lenders to turn to. There are many ways in which short-term finance can be used as detailed below Starting with Standard Bridging for: Chain breaking, Cash flow […]

Jeremy Corbyn discussing rent controls and housing reforms in a BBC London interview

Jeremy Corbyn calls for rent controls to prevent ‘excessive’ landlord profits

3rd February 2025

Jeremy Corbyn has called for the introduction of rent controls as part of broader reforms to address the rising costs faced by tenants in London. The government claims its Renters’ Rights Bill, which includes measures such as banning section 21 ‘no-fault’ evictions and bidding wars, limiting rent increases to once a year, and allowing tenants […]

Student tenant considering paying rent upfront with questions about new rental rules.

Student paying year up front?

3rd February 2025

Hello, I have a question that hopefully someone can answer. I have an overseas student tenant who is due to move into an HMO of mine in July. She has asked if she can pay the whole year up front. This is not normally a problem and has always been the answer to an overseas […]