No age limit property finance on Keystone Ltd Co and Joint applications
“The aim of accepting landlords over the age of 85 years within a joint mortgage application will allow many of our older borrowers to continue to leverage their portfolios”, said David Whittaker CEO of Keystone.![]()
Keystone Property Finance has removed the age criteria on its Classic range of mortgage products for joint applicants and for borrowers via a Limted Company.
The maximum size allowed for a multi-unit property has increased from 8 to 10 flats and maximum exposure on portfolio lending has increased to £2 million.
Five year fixed rates start at 3.99% to 75% LTV.
Three year fixed start from 4.09% to 75% LTV.
There are also five and three year fixed rate options going to a maximum of 80% LTV for standard Buy to Let single AST property and up to 75% LTV for HMOs and multi-units.
- Trackers & 3 yr products – 125% at product pay rate or notional rate of 5.25% (whichever is higher)
- 5 yr products – 125% at product pay rate
- Trackers & 3 yr products – 145% at product pay rate or notional rate of 5.25% (whichever is higher)
- 5 yr products – 145% at product pay rate
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