Registered with
Tuesday 22nd September 2015

Trading Status

Insures properties through a broker recommended by Property118

Latest Comments

Total Number of Property118 Comments: 508


9:58 AM, 21st May 2019
About 6 days ago

38% of landlords will consider selling up if Government scraps Section 21

Reply to the comment left by Whiteskifreak Surrey at 21/05/2019 - 08:06Totally agree, I've posted the following:
"Very surprised that City AM in giving column inches to someone who just wants to attack their business competition i.e. buy-to-let Landlords.
So for the sake of balance will City AM let some private Landlords have a go at Unmortgage's business practices? There's a severe lack of any kind of licensing or consumer protection information, or even basic company information on their website."... Read More


19:23 PM, 18th May 2019
About A week ago

Best Deposit Protection for disputes?

Reply to the comment left by Jim S at 18/05/2019 - 18:11
I totally agree except that the less savvy Tenants think they has some 'skin' in the game, think they might lose some of their Deposit. With insurance based scheme they've no skin in the game at all.
Rogue tenants will play the system BUT they still have to have the where-with-all to come up with the Deposit and first month's rent, which filters out possibly the worst tenants.... Read More


15:46 PM, 7th May 2019
About 3 weeks ago

IEA paper - Tax measures that discriminate against private rented housing

Reply to the comment left by Frederick Morrow-Ahmed at 07/05/2019 - 13:55So you'd also think it fair that Landlord should not have to pay tax on rent collected, just owner-occupiers don't have to account for imputed rent?
"Owner-occupiers benefit from two major tax incentives, which arise because the returns on investing in a property are taxed differently according to whether the owner lives in that property or not. One is an exemption from capital gains tax on owner-occupiers’ main homes. Landlords are taxed on the profit they make from house price appreciation; owner-occupiers are not. Wilcox and Williams estimate the cost of this relief to have been £18.7bn in 2016/17. The other tax advantage enjoyed by owner-occupiers is an exemption from income tax on the imputed rent. A landlord pays income tax at their marginal rate on the rental income, net of the cost of mortgage interest on that property, which is an allowable expense; an owner-occupier does not. Wilcox and Williams put the cost of this at £21.3bn in 2016/17." Read More


16:50 PM, 6th May 2019
About 3 weeks ago

Tenant Fees Act 2019 – Draconian legislation

What's your opinion on taking the last month's rent at the outset of a tenancy?
As it is rent it is not a prohibited payment, as rent is allowable (currently😀). It is just being paid a year or two or more in advance.... Read More


16:16 PM, 4th May 2019
About 3 weeks ago

Judge Throws Out Section 21 Bizarrely?

Reply to the comment left by AJ at 04/05/2019 - 11:49Complain to your MP, and demand they write to the Justice Secretary, David Gauke.... Read More