Jon Pipllman

Registered with Property118.com
Saturday 15th August 2015


Latest Comments

Total Number of Property118 Comments: 287

Jon Pipllman

17:41 PM, 17th November 2016
About 3 years ago

Benefit Cap - landlords need to raise awareness of the immoral government!

This is going to happen to a lot of tenants unfortunately.

Government seems to think it is a price worth paying for whatever ends it is aiming for (increasing home ownership I presume, via a very convoluted route)

It will be horrible for those tenants affected and expensive, in the short term, for taxpayers... Read More

Jon Pipllman

17:33 PM, 17th November 2016
About 3 years ago

Summer Budget 2015 - Landlords Reactions

Reply to the comment left by "adam prospect" at "17/11/2016 - 17:12":

"MMR" for BTL (both individual and SME corporate) is coming soon

The Financial Policy committee is to have its powers extended to cover BTL lending

"1.4 Specifically, the FPC recommended that it be granted the power to direct, if necessary to protect and enhance financial stability, the Prudential Regulation Authority (PRA) and/or Financial Conduct Authority (FCA) to require regulated lenders to place limits on residential mortgage lending, both owner-occupied and buy-to-let, by reference to:

 loan-to-value (LTV) ratios
 debt-to-income (DTI) ratios, including interest coverage ratios (ICRs) in respect of buy-to-let lending "

more here

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/568504/buy_to_let_consultation_response_final.pdf... Read More

Jon Pipllman

16:14 PM, 17th November 2016
About 3 years ago

Redfern review into the decline of Homeownership

Anyone that has waded through Redfern might also like

Profits before Volume? Major Housebuilders and the crisis of housing supply

It is by Tom Archer under supervision of Prof. Ian Cole at Sheffield Hallam University

http://www4.shu.ac.uk/research/cresr/sites/shu.ac.uk/files/profits-before-volume-housebuilders-crisis-housing-supply.pdf

"On the basis of the evidence in this report about the structure, organisation and financial performance of the major housebuilders, the private sector alone will simply continue to fail to provide what is needed, and the gap between housing demand and supply will continue to grow larger."... Read More

Jon Pipllman

14:52 PM, 17th November 2016
About 3 years ago

Nottingham proposes yet another tax via licensing on landlords!

Reply to the comment left by "Gary Dully" at "16/11/2016 - 17:13":

>Gary Dully

If you don't mind, what do you think the flat is worth?

The Nottingham LHA rate is £90.90 per week for a 1 bed, which is a touch higher than the current rent, but not sufficient to support a 58% increase

In the post PRA mortgage regime, £352 rent supports a mortgage of £53k or so if my fag packet musings are correct... Read More

Jon Pipllman

8:30 AM, 11th November 2016
About 3 years ago