Winsome P

Registered with Property118.com
Thursday 4th July 2013


Latest Comments

Total Number of Property118 Comments: 61

Winsome P

21:50 PM, 26th April 2021, About 7 months ago

My battle with Rosinca formerly Mortgage Express?

Bewary they want a fight that they know they can win. I carefully employed a professional broker and their recommended conveyancers to roll into a new buy to let as the mortgage term was almost up June 2021. I got the quotes about five months ago giving myself room for safety.
I strongly suggest remortgaging getting professionals to do it( yes it will cost more but it will happen vs losing the house and all the costs they will heap up on it. )
It went smoothly for me but if you are breaking their conditions fix it as repossession and resale are brutal valuations. That scottish bank valued the house at fire sale and sold it to themselves whilst chucking on all the costs of law and viewing and penalty’s intending you to lose further money and be unable to escape from the jaws closing tight.
Fight after the remortgage Gavin FL Palmer... Read More

Winsome P

9:17 AM, 7th January 2019, About 3 years ago

UNFIT - Fitness For Human Habitation Act 2018

Reply to the comment left by MartinO at 05/01/2019 - 09:41
Same with a court list of convicted bad landlords but nothing for convicted bad tenants!!!!
Equality and fairness.
This is legislation implemented without or maybe with the practical reality implications.
So now I myself have paid out hundreds of pounds and numerous visits to workmen to fix why they have undone. The problem is I cannot prove that a join was loosened. I cannot prove how the electric plug broke, I cannot prove they affected the taps, the lights, the gas supply to the hob nor both toilet cisterns. It’s also difficult to prove that they used the back of the wooden front door as a dart board as who checks such a thing. They also didn’t pay the final two months rent some 6k.
They also tried the mould charge with the council requiring me to clean the tiles and repaint. I put a single cloth and made diagonal stripes across the blackened tiles to show they had never cleaned the bathroom. They said that the orange staining at places that had shower water or a persons soap coming off was all over the shower curtain, ceramic bath, tiles and grout was the water rather than a boy washing off his orange spray body tan.

This is a charter for extra costs on Landlords for visits and those costs will ramp up legal aid and landlords expenses.

Stupid lawmakers led by the nose by avaricious self serving lawyers who have never been practical landlords to the poor.

This legislation should of had a sunset clause to end it in three years unless it is renewed.... Read More

Winsome P

8:53 AM, 7th January 2019, About 3 years ago

UNFIT - Fitness For Human Habitation Act 2018

Reply to the comment left by Giles Peaker at 04/01/2019 - 21:40
That sounds nice but I have had six tenants wishing to exit a student 12 month tenancy early because they signed up for a cheaper rental BUT that started 1.5months earlier than mine.
So how do I prove that they deliberately damaged the property in all and I mean ALL areas that are solely the Landlords responsibility????
After having paid for over six plumbers call outs I was there myself when a chance comment revealed an insight into the tenant that was not normal.
“you need a bigger wrench for that”
Q1 How would a tenant who has not looked behind the back of a kitchen sink have any idea of the size of the wrench required?
Q2 To know that my tools are not big enough he must of tried with other similar tools
Q3 What is a tenant doing looking at such items unless a) they broke it climbing in through the ground floor from the garden
b) have enough knowledge of what a landlord is responsible for and has to pay the cost of. Well I know they know what I am liable for because 3 weeks into the tenancy a stone most likely was thrown up and broke a large double glazed window 1.5m wide by 90cm tall. “it came from a passing bus” (missing all the parked cars along the roadside, travelling another 15meters and then going up to the first floor. If this was the case the entire terrace should look like it’s been hit by machine gun fire and every window kept needing repair. Anyway I mistakenly took the view that it was the tenants guests that were responsible and so they were liable for the cost of its replacement - but because it was from the outside I later found out it was my cost.
Up shot is they must of found a list of everything I am responsible and damaged every part of that list.
I realised this on checkout as they were static electric plugs that had been broken fracktured- how does that happen? How does a plug for an underlight get brown and black burns on the outside? how does the inside plastic rod for a cistern valve get snapped off making the replacement of the entire cistern become required, how does a 1 cm wide 1 cm deep dent appear in a downstairs central heating pipe happen breaking through 17 years of paint layers? How come every I repeat every sink gains a leak from the tap, tbc... Read More

Winsome P

13:21 PM, 30th November 2018, About 3 years ago

Fake agents scamming landlords and tenants

Reply to the comment left by DALE ROBERTS at 30/11/2018 - 11:16
Thank you for the information very useful Dale.... Read More

Winsome P

13:20 PM, 30th November 2018, About 3 years ago

Fake agents scamming landlords and tenants

Further update. The latest agreement with the letting agents state that they are an introducer only of tenants but take hundreds of pounds of any excess over a fixed amount in perpetuity as long as those tenants are in residence AND
The real kicker somehow their liability to issue the TDS Tenancy Deposit Scheme has disappeared so thats the bear trap.
They sign up, break the tenancy deposit scheme by delaying then avoid all responsibility with a new contract omitting that fact. I also suspect the first one handed the keys was evicted for hash smoking from his previous tenancy. Time to retake control and boot out as the letting agency is also not registered. . . . . .... Read More