David Mensah

Registered with Property118.com
Saturday 14th June 2014


Latest Comments

Total Number of Property118 Comments: 73

David Mensah

21:01 PM, 9th December 2018
About 4 months ago

HMO tenant barricaded room and started £80,000 fire

Good news! It was instructive to hear about your struggles with the insurance company. Thanks for sharing.... Read More

David Mensah

11:26 AM, 29th October 2018
About 5 months ago

Freehold maisonette above a shop - mortgage nightmare?

I had a similar situation to you a few years ago (slightly more complicated freehold) situation, above a hairdresser. Set up a leasehold and mortgaged it through Handelsbanken. I would contact them directly once you've sorted out the split as they don't tend to work much through brokers. Decisions are made locally, so no idea if your local branch does or does do flats above shops.... Read More

David Mensah

22:03 PM, 3rd September 2018
About 7 months ago

HMO tenant barricaded room and started £80,000 fire

Good news Ian & well done, but what a waste of time and energy for you and the tenants.... Read More

David Mensah

22:24 PM, 20th August 2018
About 7 months ago

HMO tenant barricaded room and started £80,000 fire

Ian, so sorry to hear about this, what a terrible situation.

A few years ago, I noticed that most of my landlord insurance policies had put in exculsions for malicious damage by tenants. I had my borker do a search to find policies without such exclusions, but they were relatively rare.

I understand why malicious damage is excluded for your own home, but surely if a tenant goes postal that is the whole point of insurance.... Read More

David Mensah

12:05 PM, 11th November 2017
About A year ago

Labour Councils Teach Us How To Invest In Commercial Property !

buying properties through an offshore company, a standard technique to avoid also IHT, has recently become much harder for individuals because of ATED and new rules that bring poperty assets structured this way within HMRC reach.... Read More