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Sunday 23rd February 2014

Latest Comments

Total Number of Property118 Comments: 2

Tim Lai

23:42 PM, 11th March 2014, About 8 years ago

Property118 Members vs West Bromwich Mortgage Company

Marshall, Mark,

Re: I very openly showed him my paperwork and he seemed genuinely astonished by the term that has been used to justify the rate hike.

It would be helpful to none WB borrowers to see the offending terms, for comparison. Either because other lenders may follow suit, or because other lenders failed to reduce their rates proportionately back in 2008 (using a similar excuse).


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Tim Lai

21:05 PM, 23rd February 2014, About 8 years ago

West Bromwich Building Society Tracker Margins Legal Action


Seems to me that this isn't new. I have a legacy GMAC (variable rate) mortgage that is now owned by Mortgage Express / Bradford & Bingley. When interest rates tumbled in 2008/09, the GMAC rate fell by 2.5% less than the market average, including almost identical Mortgage Express products. Is this relevant to what you're doing?

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