Ivor Bailey

Registered with Property118.com
Friday 14th June 2019

Latest Comments

Total Number of Property118 Comments: 4

Ivor Bailey

8:55 AM, 5th March 2020
About 4 months ago

Definitive answer on live-in landlord status?

This is not a definitive answer but I think you need to be very careful.
A few years back I had a friend come stay with me for a couple of months as he was in difficult circumstances.
My lawyer advised me to create a tenancy for him to protect myself in the event he would not leave when required.
I’m not sure what lodgers are exactly in law and their rights but seek proper legal advice from somebody who is an expert in this field.... Read More

Ivor Bailey

10:45 AM, 13th February 2020
About 5 months ago

Counterclaim to section 8 for unreported mould?

Black spot mould is a condensation issue, caused by lack of ventilation. This is usually described as “damp”.
Always difficult to solve as tenants never want to take responsibility.
This also shows weakness of S8 notice.
This is discretionary. However, the tenant is not legally able to withhold rent for repair issues, but you are still at the mercy of the judge at the time.
I always serve S21 notice.
If government change this, it’s going to cause major problems.... Read More

Ivor Bailey

10:37 AM, 13th February 2020
About 5 months ago

Tenant refuses to grant access without paying him?

As above.
Get cert done, any issues sorted out. A note from him signed (if possible), then S21.
In my experience once a tenant plays up move them out. It never gets better.... Read More

Ivor Bailey

11:06 AM, 11th February 2020
About 5 months ago

Mortgage on ex-LA going at auction?

Hi Ella,

I recently had to re-mortgage a similar flat a few months ago.

When I purchased it about 12 years I had no problem getting a mortgage, but this time it was very different.
There are only a few around who will lend on ex LA and as somebody has said it depends on valuers comments.
The first valuer said that there was very few privately owned in the block and surrounds and so no mortgage was offered.
I then went to a different lender who employed the same firm of valuers but a different person visited the property and the mortgage went through.
So unless it sells really cheaply and you are willing to take the risk - beware of the pitfalls.
If you want to go through the pain you can research what privately owned flats there are and how they were purchased.
Things could change in the years you are living there, but be careful!... Read More