Registered with Property118.com
Monday 11th June 2018


Insures properties through a broker recommended by Property118

Latest Comments

Total Number of Property118 Comments: 7


21:00 PM, 28th March 2020
About 2 days ago

Covid-19 - Which BTL Lenders Are Playing Ball?

Reply to the comment left by Mark Alexander at 26/03/2020 - 15:54Cash is king in this current climate. The mortgage lenders I have all reassured me that credit file will NOT be affected. You cannot be too safe with your finances at this current state of affairs, and most things will be a fraction of the price for the next few months.... Read More


17:29 PM, 24th March 2020
About 7 days ago

Gas Safe - Advice and suspension of Safety inspections

Quick question, I had one of my gas safety cert done 2 weeks ago but the gas engineer did not look at the previous certificate which was with the tenant who did not volunteer to show the previous gas safety certificate which was only due in 2 months time (May 2020). So the gas safety certificate issued states the next check is due 12 months from the day he checked it and not the supposedly 14 months (May 2021). He told me that because the previous certificate was not shown to him at the time, he is no longer able to re-issue another gas safety cert.

What can I do to get the 14 months gas check reinstated?... Read More


14:46 PM, 12th February 2020
About 2 months ago

Mortgage on ex-LA going at auction?

I have no direct personal experience but my cousin who has a ex-council flat has serious issues getting it sold to someone who needs mortgage to buy. Effectively, the buyer has to buy with cash.
I think this is something to do with compulsory purchase order or along those lines where the council can exercise their right to buy back the property at a reasonable price at any point and mortgage companies do not like that.... Read More


0:49 AM, 6th February 2020
About 2 months ago

Does this investing model make sense?

I also do not have a great experience with LettingSupermarket. I used them because Property118 promoted them and thought they had credibility. Similar experience with yours, not proactive, I am doing all the chasing of rent arrears and finding out updates etc. I just got an email recently asking what to do as tenant highlighted one of the radiators was not working (no further details or recommendations). I would expect any letting agents to at least recommend some solutions to the tenant like bleeding that particular radiator or at least visit the property to find out what exactly is wrong. To me that is what Full Management service is about, and not just passing tenant complaints to me.... Read More


9:00 AM, 5th February 2020
About 2 months ago

Low LTV costs?

Hi John, that appears to be quite a huge depreciation. Do you mind sharing the area of the property? I am just thinking the yield must be also very low and impacting on monthly cashflow.... Read More