Anne Noon

Registered with
Friday 1st April 2016

Latest Comments

Total Number of Property118 Comments: 43

Anne Noon

8:07 AM, 28th July 2020, About A year ago

My email to Woman's Hour regarding Shelter response to no DSS

I have been a Landlord for 30 years. I have one house where benefit tenants did £15000 of damage to a newly built house. They owed me £10000 of rent , and it took me 7 months to evict. There were £7000 worth of cars on the drive, which the bailiffs said they could not touch. Council would not let me have her new address to pursue, even though they requested a report on her.

On the other hand, my next set of private tenants, properly referenced, likewise trashed the house (£20000 this time, as all the floorboards, underlay, skirtings and carpets and underlay had to be replaced as their dog was allowed to roam freely and pee everywhere) and did a runner in the middle of the night owing £10000 rent. Despite the fact I had their new address and ccjs against them, I received not a penny back. They trashed the second house as well.

Apart from all the other aspects mentioned here, there is also the fact that tenants have to earn 39 times the monthly rental to be allowed to rent a property. This should be strictly adhered and prospective tenants refused without any mention of them being housing benefit recipients.... Read More

Anne Noon

12:51 PM, 15th July 2020, About A year ago

Chancellor requests review of CGT by the OTS

Reply to the comment left by David at 15/07/2020 - 10:41
I have not received any handouts from the govt as a residential landlord- what have I missed out on ? I cannot claim my residential portfolio as self-employment income as it is classified as investment income, so cannot claim that relief.
BBL have to pay it back with interest, and 3 months mortgag-free payents have to be paid back- all accruing interest. None of which classifies as 'Handouts'.
Most of my tenants , apart from ( out of 10 ) have all paid their rent in full, so I am very pleased on that front.
Anne Noon... Read More

Anne Noon

7:38 AM, 19th April 2020, About A year ago

12 out of 13 tenants asked for "Rent-Free Holiday"?

Reply to the comment left by Prakash Tanna at 14/04/2020 - 12:05
Exactly, my son has had a 20% reduction in his pay, although he is still working from home. He says he is saving lots of money despite having this reduction. Several people I know on furlough have said the same. So no one should be asking for a rent reduction who is on the 80% scheme. I have one person who has said he is waiting for his self employed payment and is fully aware of the implications. Another asked to stop paying, so I spelled out the implications of his not doing so. He has paid most of the rent for April at least, but if only he fails to pay for 6 month (it is an HMO) then I am in loss. But my agent is negotiating between 50 and 70% payments from tenants- which would annihilate my income. He must have some very rich landlords if they can afford to do this. I am a pensioner and rely on my rental income and state pension for a living ( carefully planned for since my mid 20s). I had planned to sell most of my properties by the time I reached retirement, but have not been able to do so as I would have insufficient returns to pay CGT. I also have a couple of holiday let properties- one of which was just on the point of exchange on Lock Down day, one of which the sale fell through just before Christmas. So 2 sales fallen through - 3 empty properties ( one of which has 4 people wanting to view and rent it, and has someone interested in buying it, but agent is not allowed to show people round even though it is empty) But despite this all, I am feeling quite chilled about the Lock Down as it has given me the opportunity to catch up on refurb work on my own home, which has been neglected for nearly 3 years whilst I carried out a renovation project elsewhere. I just hope that I can hold out until things start to move again. So my best wishes to all those suffering landlords out there.... Read More

Anne Noon

9:15 AM, 30th March 2020, About A year ago

Covid-19 - Which BTL Lenders Are Playing Ball?

With regards to Aldemore,I had a letter withun 2 days of the announcement offering a payment holiday but for limited reasons- being empty didn't appear though.... Read More

Anne Noon

13:52 PM, 19th April 2019, About 2 years ago

Kitchen fire doors for two storey HMO’s and LHA requirements?

Reply to the comment left by Rob Crawford at 29/11/2018 - 11:11In my HMO , in place where it does not have to be officially licensed, I recently had to put back a wall I had removed to the kitchen, and put a fire door between the new hall and kitchen. This was done in 2002, when I first purchased it,after consultation with the hmo officer at the time ( when any measures taken were entirely voluntary) 2 years ago I received a notification by the eho to say "it has come to my attention that this property is an hmo". Cheek of it, but I had to reinstate the kitchen wall and put in a standard 30 minute fire door. Plus replace all the self-closing gear damaged/ removed by the tenants over the years. Cost- about 2500, plus electrical certs every year. But my council is pretty fair about and we do not have to pay a registration fee, as when it was proposed several years ago, landlords kicked up such a fuss!!... Read More