Hamish McBloggs

Registered with Property118.com
Tuesday 22nd March 2016


Latest Comments

Total Number of Property118 Comments: 177

Hamish McBloggs

14:08 PM, 20th July 2019
About 2 days ago

Johnson considers Stamp Duty switch from buyer to seller

Reply to the comment left by Ian Narbeth at 15/07/2019 - 17:32
I'm not convinced it will be a problem for HMRC.

When executor of my father's will, I got a bill for IHT that I had to cover by increasing my mortgage before I was granted probate and allowed to sell his property ... in case I did a runner. Very stressful.

They'll simply do the same to sellers and make them cough up before permitting the sale to complete ensuring that when it comes to creditors they have first place in the queue.

I can see a whole new set of mortgage products becoming available to 'smooth' this process ... together with more middlemen.

I'm more irked at the possibility of paying twice, paying to downsize and freeing up housing stock at the 'upper end' (titter) thus improving general mobility. I feel it unlikely that any system would see a transition of SDLT from buyer to seller and will end up as cliff edge as child benefits did.

There again, is BJ really that progressive, a philosopher? Or is it positioning if he becomes PM.

A curate's egg, the idea is not new and I'm intrigued. I will watch and see.... Read More

Hamish McBloggs

8:45 AM, 19th July 2019
About 3 days ago

Zero Tolerance - £30k per offence?

Reply to the comment left by Ian Narbeth at 18/07/2019 - 17:46
I know exactly the devices you mean.

You could offer the LA a course in the product that will no doubt have BS and EN compliance stamped all over it.

This will be a positive for the LA too as it will assist the 'managers' meet their CPD, training and enrichment targets for the FY.

There would be no reason to decline if it were free.

H... Read More

Hamish McBloggs

8:33 AM, 19th July 2019
About 3 days ago

Zero Tolerance - £30k per offence?

That's the sort of story Esther Rantzen and her team used to deal with!

Would a council really be stupid enough to fine a landlord for that?

H... Read More

Hamish McBloggs

16:38 PM, 18th July 2019
About 4 days ago

Zero Tolerance - £30k per offence?

So, if a tenant does something they shouldn't then is it the LL's fault?

I was told by B Gas that the hob failed it's safety test.

I told the Engineer that it was because the tenant has (to coin a politically correct euphemism), 'alternative cleanliness objectives'.

I cleaned the crowns and caps using sugar soap and elbow grease only to have them return to the same condition within a week.

I was told that there was vermin. Again I explained that we are all individual and that if the tenant wanted to store food on the floor then who was I to correct them?

I fitted an electric hob, tightly fitted all units so that there was zero possibility of food getting into cracks and I told the tenant to sweep, vacuum and wash.

Cooking with a ceramic electric hob is not the same apparently. And more expensive I was told firmly. The tenant moved out.

How, without intrusive perpetual observation and instantly available resources for all eventualities, can LL make sure all is complied with 100% of the time? Of course this assumes the tenant is understanding and permits instant remedial work or changes their ways without the LL resorting to the courts.

How is it possible to stop a tenant propping open a fire door with a fire extinguisher in hot weather,,, or even whilst moving in/out when doors are a simply in the way. Something adequately demonstrated at halls of residences all over the country as young adults are dropped off to start their first year.

H&S training I received some while back gave illustrations ...

... a petrol tanker driver lighting a fag and coming a cropper. The employer was liable because they had not given the 'don't light fags training'.

... Cricket ball killing a passer by, cricket club not liable as they had consulted with HSE and met all the netting/screen requirements.

So I draw a parallel.

Government defines the tenant and landlord equivalent of HSE training. Landlord complies then therefore cannot be fined. If the tenant chooses to chew through a cable it is their fault and to prevent it from happening again, the gov't revisions add the 'don't chew through cables' training to the tenant's learning activities. (except they would add that all cables should be armoured by the LL to a standard that exceeds MOD requirements and should be out of reach of teeth, false or otherwise)

What if a tenant buys second hand furniture that has bedbugs which then infests the house? LL's fault?

What if they don't clear up after their own dog and slip in the mess catching toxoplasmosis on the way down to receive that chronic concussion?

A council's social housing should be held to the same standards and have to abide by the same rules and they should be audited by us.

'On the spot' 30k fines cannot be legal.

It seems like the word 'reasonable' has been removed. Even murderers, rapists and neo-fascists are entitled to a defence.

Hamish... Read More

Hamish McBloggs

10:37 AM, 6th July 2019
About 2 weeks ago

Government rebuke unfair treatment of Landlords by Hull

Barrack room lawyers.
A fellow landlord, after not receiving any rent for many months, served a s8 using a company specialising in such matters.
The next week they received a letter from the LA stating that there was a complaint against them and that an inspection was to take place.
All of the issues were either because the tenant had damaged, removed, introduced or failed to report.
The tenant had constantly denied access for inspections by the landlord citing harassment and filing complaints with the local plod.
After an expensive and protracted eviction the tenant absconded leaving a trail of debt collectors. The process took about 18 months.
It also transpired throughout the eviction process during which the tenant 'worked the system', various activities such as taking goods on approval then pawning them, selling by ebay and failing to send goods, running charitable events and failing to pass on money raised ...
In this Landlord's case the LA eventually sided with the landlord. After the first tranche of 'complaints' the pattern of s8 followed by complaint was noted.
LA's must look at the context and follow process. Failing to do so is a dereliction of duty. How would this have turned out in Hull?
Hamish... Read More