Hamish McBloggs

Registered with Property118.com
Tuesday 22nd March 2016


Latest Comments

Total Number of Property118 Comments: 195

Hamish McBloggs

17:08 PM, 13th February 2020
About 5 months ago

Tenant Fees Act 2019 – Draconian legislation

There is discussion regarding electrical safety checks at this thread:

https://www.property118.com/new-electrical-checks-and-safety-standards-for-landlords/

Which may seem unrelated to tenant fees so I shall explain my question.

There is debate about whether LL's need to provide paperwork evidencing compliance to electrical safety regs to even the most casual enquirier. This is at best an admin burden with no real proof that the evidence has been delivered.

I have known for some time that my EICR paperwork is available to all via the following

http://www.checkmynotification.com/

and it would be easy for me to point prospectives in this direction where they would have to purchase the inspection reports. It doesn't solve the 'proof of delivery' but it would reduce admin burden and put off time wasters.

Would this fall foul of the tenant fees bill?

Hamish... Read More

Hamish McBloggs

14:24 PM, 21st January 2020
About 6 months ago

Pulled out again due to onerous Ground Rent increases

We sold a flat with one of these a while back. We priced to attract cash buyers. Banks and Building Societies were refusing to lend.
Hundreds of owners trapped.
Developers sell the leases so effectively sell their properties twice and once some investment company owns your lease you will never be able to afford to buy it.
doubling ground rents became seen as greedy.
This critical part of the documentation not being 'front and centre' was 'stealthily' applied and buyer's legal representatives weren't tuned in. New builds are often sold with the offer of free conveyancing which, in my opinion, is cynically used to spin these onerous terms when a new buyer's budget is tight.
Now doubling rents are frowned upon the industry shifted to linking to some seemingly less 'aggressive' mechanism like RPI.
Now these are getting bad press so developers set up management companies to 'manage the open spaces'. The buyer has even less protection against these; fail to pay then your home is taken away.
And the Local Authority breathe a sigh of relief as they don't have to adopt and maintain these areas thus less pressure on their budgets ... but they still take the homeowner's council tax.
I would rather have 1950's slightly inefficient but genuine freehold, real brick, with a decent sized garden front and back any day against these new builds without a single solar panel at planning stage and their plastic chimneys. At least I will be able to hang shelves.
The system stinks.
H... Read More

Hamish McBloggs

19:48 PM, 15th January 2020
About 6 months ago

New electrical checks and safety standards for Landlords

Reply to the comment left by David Price at 15/01/2020 - 14:10
David,

My latest EICR's are available here
http://www.checkmynotification.com/
Though the inquisitive will need to buy them

A while back I spoke with B Gas about a searchable registry of GSC's. There isn't one (for you and I). However, they would be able to tell the inquisitive whether or not a GSC existed and current for a property but they would not be able to share info beyond that.

It's all over the place.

I keep ALL my tenant non-specific (no GDPR issues) documents 'in the cloud'. I offer prospective tenants access to this information until they become full tenants at which point they get permanent access to this information (removed on departure). If any organisation has a legitimate (legal) need to see this information they can also granted access.

I feel that for Mr Pareto's 80% of tenancies there are a simple, basic sets of documentation that are required before and during and at an end of a tenancy and could be managed by something such as the DPS.

The list would be prescribed and would include the tenancy agreement and automatically include stealthy How to Rent updates. A voluntary electronic tick list that if subscribed to would prevent the average landlord from forgetting something or being turned over by a manipulative tenant. All prevailing rules complied with and would have to be automatically accepted by a court. No need for reams and reams and opinion and denial.

This would prevent stupid rejections of S21's and wasting the our time and money and the time of the courts. With development it might wrest those low level activities from the courts that we spend so much on. Further development could include 'compelling' tenants to report their permanent departure within timescales (rather than going dark) or they automatically forfeit their tenancy without the expensive need for the courts. It could force tenants to exit properly ...

Anyway, Mrs H got given some Rhubarb Gin

Fortunately for me, Mrs H dislikes gin.

I'm not sure about the Rhubarb bit but I'm sure I'll get the hang of it after a large one or two.

Hamish... Read More

Hamish McBloggs

18:59 PM, 15th January 2020
About 6 months ago

New electrical checks and safety standards for Landlords

So I have a property with a happy tenant moved in 2 years ago. Full wiring inspection a fraction before their arrival to whatever the standard was at the time. Is it 3 years to the next inspection or before 1st April 2021 ?
(c)ensure the first inspection and testing is carried out—
(i)before the tenancy commences in relation to a new specified tenancy; or
(ii)by 1st April 2021 in relation to an existing specified tenancy.
Hamish... Read More

Hamish McBloggs

16:13 PM, 9th January 2020
About 6 months ago

Only idiots have jobs!

Email them and tell them that they have 1 day to agree in principle based on the info they have or their email gets published.

H... Read More