Hamish McBloggs

Registered with Property118.com
Tuesday 22nd March 2016

Latest Comments

Total Number of Property118 Comments: 181

Hamish McBloggs

11:16 AM, 4th September 2019
About 2 months ago

Labour want to tell you when and how much to sell for

As usual I'm confused.

“In my street now a third of the houses are right to buy, badly maintained, overcrowded. It’s horrendous.”

Does RTB here mean that they should be RTB but currently are not and he wants them to be to prevent overcrowding etc?

or does RTB here mean the RTB has been exercised and consequently overcrowded etc? In which case this would be an argument against RTB.

It won't be the first time I have the wrong end of a stick. It's just that I can't seem to find an end to grasp.

The statistically significant 6 houses on his street is clearly representative of both the regional and national picture.

There's a (fictitious until my spokesman finds one) country lane were 50% of the houses are owned by landlords. There are 2 houses. It's a disgrace.

Hamish... Read More

Hamish McBloggs

16:08 PM, 26th August 2019
About 3 months ago

Crowd Justice appeal: Gas Safety Certificate and Section 21

Reply to the comment left by Luke P at 26/08/2019 - 14:36
It's frustrating Luke.

For me it's clear the legislation was never intended to work that way forcing an appeal using the HRA. I 'feel' that the changes were intended to be nobler, (however cynical I might be otherwise), the changes were about improving landlord standards and the safety and confidence of tenants. This is lost in the noise of lengthy/expensive legal action, ever changing housing ministers, anti-landlord lobbies and political expediency.

Why can I see glaringly obvious inconsistencies and misaligned treatments and why can't our Government?

So if neighbouring units are owner occupiers and not landlord/tenant?

One would hope that the landlords are conscientious enough to at least carry out the minimum annual checks.

I would suspect that a neighbouring owner occupier would not have the relevant gas safety certification thus casting into doubt the safety of an entire block.

Doubly so if they have lived there for sometime and never had a wiring inspection unlike the neighbouring tenanted units. We wouldn't want a fire would we.

H... Read More

Hamish McBloggs

13:00 PM, 26th August 2019
About 3 months ago

Crowd Justice appeal: Gas Safety Certificate and Section 21

Murderers are allowed to reform but not a landlord who commits a clerical error or innocently suffers at the hands of a tenant who denies/can't remember receiving a certificate. It is clearly not right.

What about a block of flats, each flat owned by different landlords?

I provide my certificate but this does not presume neighbouring landlords are so diligent. A bad appliance upstairs could potentially damage the life expectancy of all.

Should the prospective tenant have visibility of all certificates from all units plus any appliances that provide a common service e.g. basement boiler room before commencing the tenancy? Should the freeholder provide their certificate?

Hamish... Read More

Hamish McBloggs

12:17 PM, 22nd July 2019
About 4 months ago

Johnson considers Stamp Duty switch from buyer to seller

Reply to the comment left by Jay James at 20/07/2019 - 15:01
Yup. It was about 18 years ago and I did not have the bandwidth to argue. Small children and a new baby, holidays eroded to deficit by having to sort stuff out like funeral, hospice, house clearance, relatives, expectant beneficiaries, pension cockups, overpayments of health benefits. Coupled with my work based at the other end of the country so no sleep other than on the motorway whilst driving and an employer so concerned that they put me at risk and then made me redundant. The sale of the house was mercifully quick. Fortunately I found I had a 'redraw' facility on my family home mortgage and I didn't tell my mortgage provider that I was unemployed.

My experiences of the tax man had not been favourable to that point and this experience did not help.... Read More

Hamish McBloggs

14:08 PM, 20th July 2019
About 4 months ago

Johnson considers Stamp Duty switch from buyer to seller

Reply to the comment left by Ian Narbeth at 15/07/2019 - 17:32
I'm not convinced it will be a problem for HMRC.

When executor of my father's will, I got a bill for IHT that I had to cover by increasing my mortgage before I was granted probate and allowed to sell his property ... in case I did a runner. Very stressful.

They'll simply do the same to sellers and make them cough up before permitting the sale to complete ensuring that when it comes to creditors they have first place in the queue.

I can see a whole new set of mortgage products becoming available to 'smooth' this process ... together with more middlemen.

I'm more irked at the possibility of paying twice, paying to downsize and freeing up housing stock at the 'upper end' (titter) thus improving general mobility. I feel it unlikely that any system would see a transition of SDLT from buyer to seller and will end up as cliff edge as child benefits did.

There again, is BJ really that progressive, a philosopher? Or is it positioning if he becomes PM.

A curate's egg, the idea is not new and I'm intrigued. I will watch and see.... Read More