0:01 AM, 3rd July 2025, About 5 months ago
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There has been a surge in landlords adopting limited company structures for buy to let investments, research reveals.
The findings from Coventry for Intermediaries show that 72% of these company landlords have entered the market within the past five years.
And 30% of them are new to property investment.
Coventry says this trend is set to grow, as half of the surveyed landlords plan to expand their portfolios within the next one to two years.
The lender’s head of intermediary relationships, Jonathan Stinton, said: “Landlords are looking for more than just the best rate – they want sound, strategic advice to help them grow professionally and navigate the complexity of limited company BTL.
“That’s a golden opportunity for brokers to deepen relationships and offer real value.”
He added: “Our research shows a clear shift toward professionalisation, with landlords making more structured, long-term decisions.”
The research shows that the shift is largely driven by evolving tax policies and regulations, including the Renters’ Rights Bill and changes to Capital Gains Tax.
For 41% of landlords, achieving tax efficiency is the primary motivation for incorporating their property businesses.
The research, detailed in The Broker’s Guide to Limited Company BTL Mortgages, also highlights a significant uptick in broker involvement.
It found that 90% of brokers have provided advice on limited company BTL mortgages over the past three years, compared to just 25% a decade ago.
However, only 35% of landlords used a broker for their most recent limited company BTL mortgage, with 45% opting to go directly to a lender.
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