House Prices

Invest now or wait for the crash?
This is a hot topic on Social Media, especially for “gurus”.
My long held view, having been in property finance and tax law and a portfolio landlord for over 30 years, is that the best...

Freezing housing market looking negative or flat –...
The UK housing market ended 2018 on a weak note with uncertainty still biting, alongside continuing lack of stock and affordability issues, according to the December 2018 UK Residential Market Survey.

Halifax Price index shows 3.3% growth in July...
House prices in the three months to July increased by 3.3% against the same period a year earlier with the average house price rising to hit a new record of £230,280
On a monthly basis, prices rose...

Loan To Value or Loan To Purchase Price?
Hi everyone
Are there any BTL lenders that lend against the property valuation rather than the lower purchase price? For example, if the valuation is £100K and the price paid is £90K, will any...

Bank of England Inflation report and what it means for...
Unlike the press DON’T PANIC, the economic news is good but not that good in the Bank of England Inflation report.
Reports of imminent Bank Base Rate rises next year are wildly exaggerated and...

Rics want a 5% annual price rise cap...
The Royal Institution of Chartered Surveyors (Rics) want a 5% annual price rise cap for houses that triggers restrictions on mortgage income multipliers or maximum Loan to Value.
Although Rics did...

Rightmove House Price Index Jumps by 3.5%...
Rightmove House Price Index sees asking prices rebound post-Olympics this month by 3.5% an average of £8,310. This reported increase partially reverses the poor summer of monthly falls totaling 4.6%...

There’s good money in bungalow refurbishment...
Whilst a bungalow isn’t likely to provide you with the highest possible rental yield, bungalows should not be overlooked as property investment opportunities, especially by investors with with...

Some London streets really are paved with gold...
Plush Kensington and Chelsea is the streets ahead as the most expensive place to buy a home in Britain – with average house prices of nearly £2 million.
Buying a house in Kensington costs...

Homes at auction 20% cheaper than average...
Homes selling at auction in May sold for around 80% of the price of an average home.
The latest figures from auction monitor EI Group show 2,034 properties changed hands for an average price of...