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Bank of England

Landlords use this page to track every Bank of England decision that affects borrowing costs and cash flow. We cover base rate announcements, MPC minutes and forward guidance, and explain what each move means for buy to let mortgage pricing, stress tests and refinancing windows. You will also find plain-English notes on SONIA swap trends, gilt yields and lender reactions so you can judge when to fix, when to wait and how to plan remortgages. Our updates link to the most relevant articles, broker insights and best-practice guidance across Property118 so you can move quickly when markets shift. Bookmark this category if you want timely, practical coverage of interest rates and monetary policy, written for property investors and portfolio landlords.

Bank of England holds interest rates at 4%

Bank of England holds interest rates at 4%

The Bank of England (BoE) has held interest rates at 4%, a move that came as no surprise to markets and economists watching closely...

Author: Property118.com News Team

12:18 PM, 6th November 2025 | 0

Bank of England hold interest rates at 4% amid stubborn inflation

Bank of England hold interest rates at 4% amid stubborn inflation

The Bank of England has decided to keep interest rates at 4% amid persistently high inflation. Despite a rate cut last month, inflation...

Author: Property118.com News Team

14:12 PM, 18th September 2025 | 1

Bank of England cuts base rate to 4% despite inflation concerns

Bank of England cuts base rate to 4% despite inflation concerns

The Bank of England has announced an interest rate cut to the lowest level in two years, despite concerns about rising inflation and...

Author: Property118.com News Team

12:34 PM, 7th August 2025 | 1

Bank of England keeps interest rates at 4.25% amid persistent inflation

Bank of England keeps interest rates at 4.25% amid persistent inflation

The Bank of England has decided to keep interest rates at 4.25% in a move anticipated by financial experts due to ongoing economic...

Author: Property118.com News Team

12:24 PM, 19th June 2025 | 0

Bank of England confirm predicted 0.25% drop in Base Rate

Bank of England confirm predicted 0.25% drop in Base Rate

As widely predicted, and not this time following the US Federal Reserve, the Bank of England’s Monetary Policy Committee (MPC)...

Author: Property118.com News Team

12:22 PM, 8th May 2025 | 0

Buy to let brokers correctly predict Bank of England rate cut

Buy to let brokers correctly predict Bank of England rate cut

Most buy to let mortgage brokers are predicting a reduction in the Bank of England’s base rate today (8th May), a survey reveals.

Author: Property118.com News Team

0:01 AM, 8th May 2025 | 0

Bank of England hold Base Rate at 4.5%

Bank of England hold Base Rate at 4.5%

The Bank of England’s Monetary Policy Committee (MPC) Doves came out on top today, voting 8-1 to hold the Bank Base Rate at 4.5%.

Author: Property118.com News Team

12:29 PM, 20th March 2025 | 1

Bank of England cut interest rates to 4.5%

Bank of England cut interest rates to 4.5%

The Bank of England’s Monetary Policy Committee (MPC) hawks came out on top today, voting 7-2 to cut the Bank Base Rate by 0.25%,

Author: Property118.com News Team

12:18 PM, 6th February 2025 | 0

Bank of England votes 8-1 to keep Base Rate at 5%

Bank of England votes 8-1 to keep Base Rate at 5%

Despite the US Federal Reserve yesterday deciding to lower the target range for the federal funds by 0.5% (to a range of 4.75% to 5%)...

Author: Property118.com News Team

12:21 PM, 19th September 2024 | 4

Bank of England cuts interest rates – the property industry reacts

Bank of England cuts interest rates – the property industry reacts

In good news, the Bank of England has cut interest rates from 5.25% to 5% for the first time in four years. The property industry...

Author: Property118.com News Team

0:02 AM, 2nd August 2024 | 0

Bank of England finally cuts interest rates in closest vote for a long time

Bank of England finally cuts interest rates in closest vote for a long time

The Bank of England has announced a major cut in interest rates for the first time in four years. The BoE has cut interest rates from...

Author: Property118.com News Team

12:17 PM, 1st August 2024 | 7

Bank of England stress test reveals massive financial vulnerabilities

Bank of England stress test reveals massive financial vulnerabilities

This week I also analyse key reports from the Bank of England and Zoopla. Bank of England Stress Test: Supply Side Shock: Disruptions...

Author: Adam Lawrence

0:02 AM, 3rd July 2024 | 6

Understanding and Reforming the Rate Paid by the Bank of England to Commercial Banks

Understanding and Reforming the Rate Paid by the Bank of England to Commercial Banks

The Bank of England’s monetary policies, specifically Quantitative Easing (QE) and Quantitative Tightening (QT), have profound implications...

Author: Adam Lawrence

9:34 AM, 26th June 2024 | 5

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