Buy to Rent

Buy to Rent

14:35 PM, 17th May 2012, About 12 years ago

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I was recently asked about buy to rent and having thought about the conversation afterwards I was amazed at how indoctrinated into the jargon of the financial industry I have become. This was to the caller a simple mix of perfectly reasonable English e.g. I want to buy a property and rent it out. Buy to rent is just as much a perfectly reasonable a name as buy to let, but we have so much jargon in the industry it is easy to misunderstand someone and go off at a tangent.

Buy to rent could be confused with Rent to buy, however the latter is a scheme designed for tenants to rent a property with the intention of buying, whereas a buy to rent landlord may have no intention whatsoever of selling a property to his tenant.

Let to buy is another industry phrase used by mortgage lenders which serves to confuse would be borrowers. This scheme relates to occupiers of a home who choose to let that property and buy another to live in with no intention of selling either. The let to buy mortgage in fact simply relates to being a buy to let, or should I say buy to rent or simply a mortgage on a property which is to be rented out.


If you have any other good examples of confusing jargon in our industry please comment below. It could be worse though, we do have some crazy stuff in the English language; for example, what’s the difference between flammable and inflammable?

Whilst you are pondering on that little conundrum, remember why you visited this page. If you are looking for a buy to let mortgage or let to buy mortgage or buy to rent mortgage or perhaps just a mortgage or a remortgage on a property you intend to let out, simply click on the buy to let calculator image below.


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