Readers Question

Does buildings insurance cover damage that existed before I purchased?

Author: Readers Question

27th May 2015, 11 years ago | 10

Hello all, I will explain in more detail, but first just wanted to say that this site has been a...

Management repair charges could result in section 21 ?

Author: Readers Question

25th May 2015, 11 years ago | 10

I have a leasehold flat in a house of total 5 flats which are managed by a small management company....

Building regs on fire doors passed but now need new ones!

Author: Readers Question

25th May 2015, 11 years ago | 15

We have just had a 6 residential 1 bed apartments converted and it has passed building regs and we have...

No tenancy agreement since 2006!

Author: Readers Question

25th May 2015, 11 years ago | 12

I’m looking at buying a tenanted house from a deceased persons estate. The trouble is there’s no tenancy agreement, or...

Company or Private Let ?

Author: Readers Question

25th May 2015, 11 years ago | 18

One of our prospective tenants wants to have a company tenancy, but he wants his name on the tenancy as...

Damage by another person’s pet

Author: Readers Question

25th May 2015, 11 years ago | 7

My tenant had a new leather sofa (furnished flat) – a neighbour’s 2 cats (monsters) came in and damaged it...

Holding deposit refund on commercial premises

Author: Readers Question

25th May 2015, 11 years ago | 2

I paid a holding deposit to a commercial landlord to reserve a premises pending a planning application. The council requested...

Rental Income – Father & Son

Author: Readers Question

25th May 2015, 11 years ago | 17

I have a few queries I was hoping someone maybe able to help with. I am 27 years old and...

CGT implications on Principal Private Residence when moving to second property to refurbish PPR

Author: Readers Question

25th May 2015, 11 years ago | 4

My partner and I are undertaking an extensive refurbishment on our primary home which we have lived in since buying...

How much deposit on BTL mortgage?

Author: Readers Question

25th May 2015, 11 years ago | 4

I currently have two properties rented out, one of which is unencumbered and I want to leave it that way,...

Managing rent increases

Author: Readers Question

25th May 2015, 11 years ago | 13

Hi, please would members share their views on managing rent increases. We have a small portfolio of 8 properties all...

Joint Ownership – Advantages and Disadvantages

Author: Readers Question

22nd May 2015, 11 years ago | 4

I haven’t posted before although I have been reading for some time and discovered all sorts of very useful stuff...

Should I review my landlord, or will they withhold rent deposit?

Author: Readers Question

21st May 2015, 11 years ago | 4

I’m a tenant, student in Newcastle. I’m due to move out of my property in a few months and I’ve...

Should I help a friend with BTL mortgage?

Author: Readers Question

21st May 2015, 11 years ago | 16

My very close friend has asked if they could put me down on their BTL mortgage application for better interest...

Charging Admin Fees Post Tenancy

Author: Readers Question

21st May 2015, 11 years ago | 12

I have a question about making signed AST’s available after end of tenancy and the tenant has vacated the property....

Can I request advance rental payments from parents acting as Guarantor?

Author: Readers Question

20th May 2015, 11 years ago | 14

I have 2 HMOs that I rent out to ‘professional Tenants’ I took one tenant who is on a very...

Tenants notice to quit by text

Author: Readers Question

20th May 2015, 11 years ago | 17

I am being messed about by a young HB tenant. I said never again to young HB tenants, but this...

Unfair fees for Deed of covenant after 18years of renting my flat

Author: Readers Question

20th May 2015, 11 years ago | 35

I have been renting my flat for 18years without any need for a deed of covenant. I with other owners...

Mortgage Express sells a part of its portfolio to Rose Mortgages

Author: Readers Question

19th May 2015, 11 years ago | 2

I received a letter from Mortgage express today explaining that they are selling part of their portfolio to Rose Mortgages...

Adding value by changing layout of the flat

Author: Readers Question

19th May 2015, 11 years ago | 1

I would appreciate advice from someone who follows the strategy of adding value to flats by changing the layout in...

Intelligent Finance changes terms on Mortgage Contract

Author: Readers Question

19th May 2015, 11 years ago | 5

I have a residential offset mortgage with Intelligent Finance (IF). I took this specific mortgage out as it had specific...