Readers Question

Paying Buyers Stamp Duty – offset against CGT

Author: Readers Question

7th September 2016, 10 years ago | 2

A 3 bed Semi for £60,000, 11% yield I would have thought it would be easy to sell but alas...

Separate front door security key

Author: Readers Question

7th September 2016, 10 years ago | 2

My landlord wants to charge double for a new copy of security key. I know where this key is cut...

Freeholder refusing to help with constant water leaks?

Author: Readers Question

7th September 2016, 10 years ago | 5

I have been repeatedly flooded from the flat above me since 2008. The Burlington management company said that they cannot...

Confused about changes in tax relief on mortgage interest

Author: Readers Question

5th September 2016, 10 years ago | 4

When the Chancellor first released details of the changes to taxation for buy to let landlords, it was implied that...

No next of Kin – what do I now do with contents?

Author: Readers Question

5th September 2016, 10 years ago | 2

My tenant died 3months ago and no one has come forward to claim any of the deceased property. Sadly my...

Buying a Court Order property prior to auction?

Author: Readers Question

5th September 2016, 10 years ago | 1

Has anyone bought a ‘court order’ property before the auction please? This property I am interested in is going to...

Does an Airbnb room count towards an HMO?

Author: Readers Question

5th September 2016, 10 years ago | 15

The definition of HMO (Housing Act 2004) includes “occupied by three or more unrelated persons” and “(d) the living accommodation...

Valuation by lender surveyor cost me £25,000

Author: Readers Question

5th September 2016, 10 years ago | 5

When the valuation by a surveyor for the existing bank is substantially lower then market expectation. Force to get a...

Evicting my son – help please

Author: Readers Question

5th September 2016, 10 years ago | 2

I have both of my sons living with me in my home which is in NE Scotland. One is very...

Avoiding hand wash basins in HMO bedrooms

Author: Readers Question

5th September 2016, 10 years ago | 0

It has been three years since a discussion was started on this topic https://www.property118.com/hmo-bedrooms-with-basins-mandatory/46580/ and I would love to know if...

Housing Benefits over payment recovery from landlord issues?

Author: Readers Question

5th September 2016, 10 years ago | 4

I have received a Housing Benefit (HB) Over payment recovery decision notice from the council, which is saying they will...

May possibly default on my Buy to Let properties?

Author: Readers Question

5th September 2016, 10 years ago | 5

I have a number of Buy to Lets purchased high end of market in the Liverpool area. All are in...

My sub tenants have not paid rent and claim I have no rights?

Author: Readers Question

5th September 2016, 10 years ago | 2

Dear Readers, my situation is as follows, I rented a 3-bed flat in 2010 and lived there with my friend...

No rate cut? Name and Shame!

Author: Readers Question

5th September 2016, 10 years ago | 12

After last months 0.25% BoE rate cut, let’s see which lenders have accordingly cut their variable rate mortgages and which...

Freeholder playing hardball breaking bicycle locks!

Author: Readers Question

5th September 2016, 10 years ago | 12

I have two flats in a 1930’s block of 120 ish. The Freeholders have given less than 24 hours notice...

Lodger not moving out and threatening

Author: Readers Question

2nd September 2016, 10 years ago | 2

I have a lodger and given him a written notice of three months instead of one month to leave as...

Tenant not removed property not cleaned and not yet returned keys

Author: Readers Question

2nd September 2016, 10 years ago | 17

I am a recent renter, and have the following end of tenancy problem. A week after end of tenancy, the...

Expat BTL or standard BTL?

Author: Readers Question

1st September 2016, 10 years ago | 4

I have found this website very helpful and I am now in a situation where my BTL mortgage is approaching...

Restrictive Covenants and Indemnity

Author: Readers Question

31st August 2016, 10 years ago | 14

7 years ago I bought an ex council house. I was not aware that there is a restrictive covenant by...

Who should pay for cat litter leak damage?

Author: Readers Question

31st August 2016, 10 years ago | 13

I am looking for some advice please, I received a call whilst on holiday from the letting agent for the...

Are Damp Surveys a waste of money?

Author: Readers Question

31st August 2016, 10 years ago | 3

Before buying a property I got a Homebuyers survey done that identified some damp at the rear of the building....