Laura Delow, Author at Property118

Laura Delow

Useful Links: Sign up voluntarily for Making Tax Digital for Income Tax https://www.gov.uk/guidance/sign-up-your-business-for-making-tax-digital-for-income-tax Penalties for Income Tax Self Assessment volunteers https://www.gov.uk/guidance/penalties-for-income-tax-self-assessment-volunteers Find software that works with MTD for Income Tax https://www.gov.uk/guidance/find-software-thats-compatible-with-making-tax-digital-for-income-tax Find out if and when you need to use...

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Bridging software - see link https://www.tax.service.gov.uk/find-making-tax-digital-income-tax-software/software-results

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Reply to the comment left by Sue P at 10/03/2026 - 09:51Free versions - see link https://www.tax.service.gov.uk/find-making-tax-digital-income-tax-software/software-results

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Reply to the comment left by Sue P at 10/03/2026 - 09:51My understanding Sue is 1. to determine if you need to submit quarterly reports of income & expenses from 01.04.26, HMRC will be using your 2024/25 self assessment to...

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As advised in most of the comments from others, to protect your interests while respecting your tenant's request for sole responsibility, you can classify the girlfriend as a Permitted Occupier. This status allows her to reside at the property without...

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Having checked this out, my full understanding is under the Renters' Rights Act, a clause requiring first month's rent and deposit payment "after" signing but before tenancy start (keys handover) is generally permissible, as the Act bans taking rent "before"...

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Am I liable for previous leaseholder’s debt?

11th October 2025, 6 months ago

A debt may not have existed by June 2021 but when the managing agent finalised the Actual accounts in Sept21 there was a £400 shortfall vs Budget for 2020/21. If there had been a credit i.e. actual was £400 less...

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Existing EPC for one of our commercial properties last carried out in 2018 was rated C67. Since 2018 a number of improvements have been carried out that should hopefully bring it up to a B rating under existing metrics. Question:...

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Reply to the comment left by Darren Bell at 01/12/2024 - 20:19Thanks Darren - I rest easier

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Reply to the comment left by Robert Locke at 26/11/2024 - 14:24Can installing a PIV in a post-war property cause the same problems as pre-war properties? I ask as over the years I've installed loft or wall Heater whole house...

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If landlords were taxi drivers?

2nd July 2024, 2 years ago

ABSOLUTELY SUPERB. If it weren't so true it would be hysterical & make a great sitcom!

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Do I really need sealed light units?

11th May 2024, 2 years ago

The following link is extremely good advice on what IP rating each light fitting should be https://www.qssupplies.co.uk/bathroom-zones-in-the-uk-and-ip-rating-explained.html

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Stuck without lost Deed of Trust?

4th May 2024, 2 years ago

When a solicitor firm closes down, the Solicitors Regulation Authority (SRA) arranges for all documents to be held safely by another firm called an Intervention Agent. See link: - https://www.sra.org.uk/consumers/problems/claim-papers/ You need to complete the downloadable Intervention Archive Document Request...

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In the first instance, speak with your mortgage lender and try to come to an agreement that you may live in the property. The lender’s decision will be based on whether your income is sufficient to meet their lending criteria,...

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Reply to the comment left by Khagendra Limbu at 30/01/2024 - 23:04I have a business act with Starling and there's no monthly charge nor fees for transfers, payments, credits.

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Reply to the comment left by Ian Narbeth at 29/01/2024 - 09:54Apologies for my typo (too trigger happy) as it should read pa not pm

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Switch insurers to an insurer who specialises in Landlord insurance eg Total Landlord Insurance owned by Hamilton Fraser recommended by NRLA.

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Does tenant’s pet damage insurance exist?

27th January 2024, 2 years ago

Alan Boswell have standalone Pet Damage Insurance for £25pm https://www.alanboswell.com/landlord-insurance/landlord-pet-damage-insurance/

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I totally agree with John Socha re using Envirovent. I used to have problem properties & one was so bad the walls & ceiling turned to black mould as the tenant was running a laundry business at home. Over the...

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Rubenstein by no stretch of the imagination sounds Palestinian !

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Showing 20 of 120 comments

Laura Delow

Laura Delow


Registered with Property118.com

22nd April 2021

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120