Fiona Stacey

The failure of this government to enact the Freehold & Leasehold Reform Act has meant that small landlords of flats who want to sell now, have an extra 4p on our income tax, whilst the government is essentially blocking us...

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I think we are all aware that the government wants to reduce small private landlords in favour of big build-to-rent investors such as pension funds. But I am being prevented from selling by the lack of enactment of the Freehold...

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Landlord costs surge as income stalls – HMRC

1st September 2026, 2 months ago

This article doesn't mention that an extra 2% is being added to income tax for landlords. Since most landlords will pay 42% because they have a pension or job, on the average figures above, that leaves (£6800 less 42%) =...

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This appears to be under the old/current system and not the new reduced cost system under the Leasehold and Commonhold Reform Act. Neither the above article nor the LAS website are clear about this. The LAS website says nothing about...

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I thought that guarantors are only valid for 6 months under the RRA. I also thought that rent guarantee insurance is only available to tenants who already meet affordability. I am struggling to see the relevance of guarantors anymore. Could...

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This route isn't available to a lot of us. I have properties in South West London (outer) yielding a very healthy 5.8% for the area. I have approached a couple of these companies but they are only interested in properties...

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I don't see any mention of guarantors here, in relation to benefit tenants who otherwise can't meet the level of the rent due to LHA being set too low. The last I saw was that guarantors would expire after 6...

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Sorry guys but I hate the patronising tone of this email telling us that we are not 'serious landlords' if we feel in any way concerned about the RRA. Come on - we all know what the problems are and...

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Reply to the comment left by Ryan Stevens at 29/08/2025 - 12:56We will know for sure at the next budget. An easy target for her instead, would be raising CGT levels to income tax levels. She could do this if...

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Some have been slow to realise that this is what the government actually want – a massively reduced size PRS with the sold properties going to owner-occupiers. The benefit tenants then either get housed in the new social housing being...

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Rental income has always been treated as ‘investment income’ for tax purposes with many disadvantages to this. Kier Starmer even said last year that landlords are “not hard working people” – in other words, investors not self-employed. One example of...

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You can't force the private sector to provide public sector services for little or no payment.

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As landlords we will need to make tenants aware of this CCJ risk at the earliest point in any non-payment or anti-social behaviour situation. Most tenants will not be aware of the added risks to them. So a standard wording...

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...but still no good in your example if the guarantor expires after 6 months

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Is a guarantor still going to be limited to 6 month as was originally in the bill or are we going to be able to take a guarantor that lasts until the tenant leaves?

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Does anyone know what happened to the rest of this bill? - the part about an easier/cheaper way to extend a lease to 990 years with zero ground rent? I was relying on this for an unsaleable flat with £500pa...

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Reply to the comment left by John Taylor at 30/04/2025 - 12:52I had the same problem and found that lease extension with zero ground rent is the correct solution. However, the solicitor told me that it would be best to...

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Reply to the comment left by Nikki Palmer at 27/02/2025 - 11:13That's probably another legal breach then to add to the list but thanks for suggesting.

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As things stand, we have had no response to our request on providing the insurance details. We expect this to go beyond the legal 21 days. So is a solicitor my only option and if so, does anyone know of...

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Thanks for your suggestion. Is there a way that I can find out who insures the building if First Port will not tell me? Their 'customer portal' is blank under the heading of insurance.

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Showing 20 of 61 comments

Fiona Stacey

Fiona Stacey


Registered with Property118.com

11th February 2017

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61

Bio

Multi-property landlord since 2001.


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