it has been an incredible journey but an amazing result.. well done Mark and everyone in your team for finally ensuring that justice was done and that lenders will need to be very careful now about relying to any general...
Furthermore it is a disappointment that the Consumer Rights Act 2015 does not apply to control mortgage lending because S.71 contains an obligation for the court to consider whether a term is fair if it creates a significant imbalance between...
Good evening all. I note from the Lexis Nexis report that Malcolm Waters QC makes a very important point that Mark Alexander was not a consumer and therefore issues of fairness do not apply to the appeal which was simply...
Luther See this site and see below... https://www.gov.uk/government/consultations/consultation-on-higher-rates-of-stamp-duty-land-tax-sdlt-on-purchases-of-additional-residential-properties/higher-rates-of-stamp-duty-land-tax-sdlt-on-purchases-of-additional-residential-properties I have read the sdlt guidelines in detail in the guidance note dated 16th March 2016 which has in Chapter 8 34 Q and A s about various situations.. I am sure...
Is you have an assured tenancy as opposed to an AST then the shelter website provides useful information of the basis on which you can be asked to leave.. the compulsory ones are quite limited.. otherwise the court has a...
sorry caught up with the whole chain now... do you remember how you first paid rent... was it by standing order .. if so get the first bank statement which shows a rent payment.. also .. what about records of...
Nicola You need to find out if your tenancy commenced before or after the 15th January 1989.. if before that date you may well be a tenant protected under the Rent Acts and have rights not to be evicted and...
In the event that the appeal is not ultimately successful I believe there is potentially another strategy to all buy to let borrowers and it is as follows;- We agree for a barrister to provide a general form of particulars...
Reply to the comment left by "All BankersAreBarstewards Smith" at "31/05/2015 - 19:09": In view of the fact that the judgement refers to the justification for a change in rate being able to be made due to the presence of...
I am not sure that the giving of leave to appeal automatically means that the judge was wrong but it is right that an appeal should be allowed on a public interest basis alone.. almost irrespective of the specific facts...
Mark well done .. this is a significant step in the right direction.... certainly the issue of proportionality must be relevant to the costs they have claimed to date also.. is it possible that the decision to grant leave and...
John Jones Hello Were you paying them anything at all after the interest rate hike? Did you challenge the appointment of a receiver? Were you in negative equity before the interest rate hike? What warning did you receive (if any...
Did you see the program last night on Panorama;- " did the bank wreck my business" I have first hand experience of RBS and GRG (Global Re-structuring Group) and the only reason my wife and I still have a property...
This is an interesting one Mark.. although I am a landlord I also support Shelter.. I am not sure there should be a conflict,,, I think we should all be in support of their campaign against uncontrolled letting fees charged...
I think the difference is now Richard that the financial resources have now been provided... Lenders will take note of the following;- 1 The amount of money raised. 2 The number of borrowers contributing 3 the power of social media...
In a 2013 West Bromwich debate They unilaterally changed the interest rate From a simple randomly chosen date For BTL borrowers numbered "8". It made us irate. "WBMC" turned from love to hate... To unlawfully manipulate .. a binding contract...
This being an open forum it seems one of the questions dominating some people's thoughts is what if we win.. do or should all the non- contributers enjoy the benefit of the success? This is a question that I asked...
Reply to the comment left by "Richard Kent " at "24/03/2014 - 18:34": Richard This is going to become confusing to most people.. the council of mortgage lenders definition of a mortgage is a loan secured against a property so...
8th June 2016, 10 years ago
it has been an incredible journey but an amazing result.. well done Mark and everyone in your team for finally ensuring that justice was done and that lenders will need to be very careful now about relying to any general...
Read More →20th May 2016, 10 years ago
Thanks Mark I would have liked to have been there.. no doubt I will be able to read the judgement in due course so fingers crossed.
Read More →17th May 2016, 10 years ago
Furthermore it is a disappointment that the Consumer Rights Act 2015 does not apply to control mortgage lending because S.71 contains an obligation for the court to consider whether a term is fair if it creates a significant imbalance between...
Read More →17th May 2016, 10 years ago
Good evening all. I note from the Lexis Nexis report that Malcolm Waters QC makes a very important point that Mark Alexander was not a consumer and therefore issues of fairness do not apply to the appeal which was simply...
Read More →12th April 2016, 10 years ago
Luther See this site and see below... https://www.gov.uk/government/consultations/consultation-on-higher-rates-of-stamp-duty-land-tax-sdlt-on-purchases-of-additional-residential-properties/higher-rates-of-stamp-duty-land-tax-sdlt-on-purchases-of-additional-residential-properties I have read the sdlt guidelines in detail in the guidance note dated 16th March 2016 which has in Chapter 8 34 Q and A s about various situations.. I am sure...
Read More →1st June 2015, 11 years ago
Is you have an assured tenancy as opposed to an AST then the shelter website provides useful information of the basis on which you can be asked to leave.. the compulsory ones are quite limited.. otherwise the court has a...
Read More →31st May 2015, 11 years ago
sorry caught up with the whole chain now... do you remember how you first paid rent... was it by standing order .. if so get the first bank statement which shows a rent payment.. also .. what about records of...
Read More →31st May 2015, 11 years ago
Nicola You need to find out if your tenancy commenced before or after the 15th January 1989.. if before that date you may well be a tenant protected under the Rent Acts and have rights not to be evicted and...
Read More →31st May 2015, 11 years ago
In the event that the appeal is not ultimately successful I believe there is potentially another strategy to all buy to let borrowers and it is as follows;- We agree for a barrister to provide a general form of particulars...
Read More →Reply to comment left by All BankersAreBarstewards Smith at 31/05/2015 - 19:09
Reply to the comment left by "All BankersAreBarstewards Smith" at "31/05/2015 - 19:09": In view of the fact that the judgement refers to the justification for a change in rate being able to be made due to the presence of...
Read More →31st May 2015, 11 years ago
I am not sure that the giving of leave to appeal automatically means that the judge was wrong but it is right that an appeal should be allowed on a public interest basis alone.. almost irrespective of the specific facts...
Read More →31st May 2015, 11 years ago
Mark well done .. this is a significant step in the right direction.... certainly the issue of proportionality must be relevant to the costs they have claimed to date also.. is it possible that the decision to grant leave and...
Read More →27th April 2015, 11 years ago
Hello Mark Tony Wilson here... just wondered what the latest update was on the situation with the West Brom .. is it still live?
Read More →5th February 2015, 11 years ago
John Jones Hello Were you paying them anything at all after the interest rate hike? Did you challenge the appointment of a receiver? Were you in negative equity before the interest rate hike? What warning did you receive (if any...
Read More →25th November 2014, 11 years ago
Did you see the program last night on Panorama;- " did the bank wreck my business" I have first hand experience of RBS and GRG (Global Re-structuring Group) and the only reason my wife and I still have a property...
Read More →22nd November 2014, 11 years ago
This is an interesting one Mark.. although I am a landlord I also support Shelter.. I am not sure there should be a conflict,,, I think we should all be in support of their campaign against uncontrolled letting fees charged...
Read More →2nd April 2014, 12 years ago
I think the difference is now Richard that the financial resources have now been provided... Lenders will take note of the following;- 1 The amount of money raised. 2 The number of borrowers contributing 3 the power of social media...
Read More →1st April 2014, 12 years ago
In a 2013 West Bromwich debate They unilaterally changed the interest rate From a simple randomly chosen date For BTL borrowers numbered "8". It made us irate. "WBMC" turned from love to hate... To unlawfully manipulate .. a binding contract...
Read More →27th March 2014, 12 years ago
This being an open forum it seems one of the questions dominating some people's thoughts is what if we win.. do or should all the non- contributers enjoy the benefit of the success? This is a question that I asked...
Read More →Reply to comment left by Richard Kent at 24/03/2014 - 18:34
Reply to the comment left by "Richard Kent " at "24/03/2014 - 18:34": Richard This is going to become confusing to most people.. the council of mortgage lenders definition of a mortgage is a loan secured against a property so...
Read More →Showing 20 of 34 comments