I have a 4 bed house in Vauxhall (Lambeth council). it was let to 4 sharers as non HMO from Sept 22 on 24 month AST. had to register for HMO due to new licencing rules and started that process...
I guess the question is also, how does this compare with what you were paying already? I am a bit blessed with historic life time 0.5 over base so am currently paying 0.75% interest only on a couple of properties...
I've seen a lot of comments about how from a landlords perspective it may be better to vote IN. We are mostly landlords but I have voted OUT this morning. This is because I voted for the common good of...
Without doubt we need to appeal. If this decision stands then it means that ANY mortgage agreement made by ANY lender can be changed at whim by the lender because they're bound to have some line buried in the T&C's...
Just transferred £1144 through for my single mortgage. Have been out of the country (and still am) so had been trying to gather papers and cheques to post etc so glad I've been able to just pay it online. Seems...
Reply to the comment left by "Howard Reuben" at "07/11/2013 - 17:35": Howard, Thanks for digging out the answer, it sounds reasonable but you can perhaps imagine various scenario's that might arise that couldmuddy the water a little if the...
Reply to the comment left by "Howard Reuben" at "06/11/2013 - 13:57": Howard, Thanks for the repsonse, I guess in reality, the vendor is not going to advertise the fact they re selling to a friend or family as less...
Reply to the comment left by "Howard Reuben" at "04/11/2013 - 18:49": Howard, OK, got it (eventually!), so if the property is sold prior to end of term at zero increase in value then there is 'nothing to pay CT'...
Reply to the comment left by "Howard Reuben" at "04/11/2013 - 17:24": Howard (and Mark) Thanks for your two replies, I hadn't realised the max they'd lend was 20% - and yes, it's a cheap way to get cash out...
Checking I have understood correctly: £600,000 Current value prop (current casual Estate agent valuation) £250,000 Existing mortgage (42% LTV) £200,000 Castle Trust equity loan (33.3% of value) + increases overall LTV to 75% 5years later, property sold at £750,000 £200,000...
Mark, Can I ask how much money was used up with the BOI fund before it stalled? I want to pay in to the West Brom fund now but am concerned the same may happen as with the BOI. I...
Mark, Can you or Justin advise how much class action money you have in so far. I want to send my £240 (am out of country till next weekend so cannot post papers and files till then) Thanks, AndyB
Mark, Not sure how busy Justin Selig is at present so am copying you my email response to him which I sent yesterday. It may assist other people to get answers and save him repeating himself. I want to pay...
Mark, I've just joined the forum 20 minutes ago and want to contribute to the class action fighting fund, how can I do this? I registered with the small class action form but am not clear on how I pay...
16th June 2023, 3 years ago
Also, I can still just have a standard single AST for sharing tenants ongoing
Read More →16th June 2023, 3 years ago
I have a 4 bed house in Vauxhall (Lambeth council). it was let to 4 sharers as non HMO from Sept 22 on 24 month AST. had to register for HMO due to new licencing rules and started that process...
Read More →11th July 2017, 9 years ago
I guess the question is also, how does this compare with what you were paying already? I am a bit blessed with historic life time 0.5 over base so am currently paying 0.75% interest only on a couple of properties...
Read More →23rd June 2016, 10 years ago
I've seen a lot of comments about how from a landlords perspective it may be better to vote IN. We are mostly landlords but I have voted OUT this morning. This is because I voted for the common good of...
Read More →29th January 2015, 11 years ago
Without doubt we need to appeal. If this decision stands then it means that ANY mortgage agreement made by ANY lender can be changed at whim by the lender because they're bound to have some line buried in the T&C's...
Read More →2nd April 2014, 12 years ago
Can you provide the link to the secure forum log in, Thanks,
Read More →24th March 2014, 12 years ago
Just transferred £1144 through for my single mortgage. Have been out of the country (and still am) so had been trying to gather papers and cheques to post etc so glad I've been able to just pay it online. Seems...
Read More →Reply to comment left by Howard Reuben at 07/11/2013 - 17:35
Reply to the comment left by "Howard Reuben" at "07/11/2013 - 17:35": Howard, Thanks for digging out the answer, it sounds reasonable but you can perhaps imagine various scenario's that might arise that couldmuddy the water a little if the...
Read More →Reply to comment left by Howard Reuben at 06/11/2013 - 13:57
Reply to the comment left by "Howard Reuben" at "06/11/2013 - 13:57": Howard, Thanks for the repsonse, I guess in reality, the vendor is not going to advertise the fact they re selling to a friend or family as less...
Read More →Reply to comment left by Howard Reuben at 04/11/2013 - 18:49
Reply to the comment left by "Howard Reuben" at "04/11/2013 - 18:49": Howard, OK, got it (eventually!), so if the property is sold prior to end of term at zero increase in value then there is 'nothing to pay CT'...
Read More →Reply to comment left by Howard Reuben at 04/11/2013 - 17:24
Reply to the comment left by "Howard Reuben" at "04/11/2013 - 17:24": Howard (and Mark) Thanks for your two replies, I hadn't realised the max they'd lend was 20% - and yes, it's a cheap way to get cash out...
Read More →4th November 2013, 12 years ago
Checking I have understood correctly: £600,000 Current value prop (current casual Estate agent valuation) £250,000 Existing mortgage (42% LTV) £200,000 Castle Trust equity loan (33.3% of value) + increases overall LTV to 75% 5years later, property sold at £750,000 £200,000...
Read More →16th October 2013, 12 years ago
Mark, Can I ask how much money was used up with the BOI fund before it stalled? I want to pay in to the West Brom fund now but am concerned the same may happen as with the BOI. I...
Read More →14th October 2013, 12 years ago
Mark, Can you or Justin advise how much class action money you have in so far. I want to send my £240 (am out of country till next weekend so cannot post papers and files till then) Thanks, AndyB
Read More →9th October 2013, 13 years ago
Mark, Not sure how busy Justin Selig is at present so am copying you my email response to him which I sent yesterday. It may assist other people to get answers and save him repeating himself. I want to pay...
Read More →1st October 2013, 13 years ago
Mark, I've just joined the forum 20 minutes ago and want to contribute to the class action fighting fund, how can I do this? I registered with the small class action form but am not clear on how I pay...
Read More →