I have lived in and bought a few buy to let investment areas in central Coventry. I have lived here for over 30 years and in the last ten years there has been an increasing and seemingly endless demand for student accommodation. Many private investors have bought houses in areas close to the university in […]

I have been a Landlord for best part of 16 years and to date I have not had any tenant who has used foul language. However, I have taken a tenant only 4 months ago who has sworn at me unprovoked. Without going into too much details can I wear “Body-Worn Camera” to protect me […]

I have recently bought my first property (in Oct 16) for £50,000 with the intention of buy to let. I have seen another house that I want to buy to let and want to give the house I bought in Oct to my sis in law as a gift. My sis in law already has […]

Last year, we converted our detached double garage into an annexe. It has one bedroom, a shower room and a kitchen living area. We have financial problems currently and therefore would like to rent it out on a 6 month basis. The garage conversion was undertaken using the permitted development rules and no formal planning […]

The fact that landlords want/need to increase rent to cover increased costs isn’t necessarily evidence that rents will actually rise. However, there are a number of other important factors to consider, not least of which is supply and demand.  Government policy to reduce investment into property for business purposes (letting) is working. The surcharge on SDLT […]

People living as property guardians in scandal-hit former council nursing homes in Bristol are mounting a legal action that could set a precedent that would improve the rights of people in similar housing right across the country. An increasing amount of landlords in the south west are also demanding a public inquiry into the situation, as […]

It’s said to be possible only post April 2015 gains are payable on the sale of residential property (subject to the non resident rules/temporary non resident rule for 6 years not the 5 stated ). However, my query is centered on would it be possible on to gift/transfer said residential property to someone and again […]

Since Right to Rent legislation came into force on the 1st February only 31 illegal immigrants have been removed from the UK as a result of these checks now made by all landlords and letting agents. However, from the 1st December 2016, under The Immigration Act 2016, a new maximum criminal sentence of 5 years […]

Just bought an untouched house built in 1980 which I intend to let. The agent tells me the bathroom suite MUST go. He assures me that no-one will want to occupy a property with green patterned tiles (100% coverage) and matching avocado suite and vanity unit thingy. I’m having a big problem with this because […]

Professor Danny Dorling is well known for his extreme left wing views on the housing market and pushing his politics at every opportunity within the circles of power and academia. The Professor was recently on the Jeremy Vine show espousing extremely anti-landlord rhetoric. After the show Dorling was engaged in conversation and didn’t just decline […]

This month the total number of Buy to Let products available using Moneyfacts data has fallen to 1,408 down from 1,482. This is not statistically a huge percentage, but is a significant change in direction from the previous steady rise post credit crisis. The majority of withdrawn products were in the 75% maximum loan to […]

I’m currently in the process of buying a property for myself and my partner to live in. We both currently live with our parents so this is will be our first and only residential property. I have a number of rental properties, all which are rented out and on buy to let mortgages. I have […]

My tenant has agreed to leave but owes £4500 in rent arrears. He has also agreed to pay off the debt in monthly installments. I want to formalise this is in an agreement,is there a procedure to follow for this? Does anyone have an example agreement I could use please? Karuna

The latest Halifax House Price Index shows prices in the Quarter to December 2016 were 6.5% higher than in the same three months of 2015. In December 2016 the annual change was +6.5%, quarterly change +2.5%, monthly change 1.7% and the new average house price stood at £222,484 Martin Ellis, Halifax housing economist, said “House prices […]

I have a residential mortgage with negative equity. I have had to rent out the property and am concerned about informing mortgage lender and being forced onto buy to let mortgage. I have a very low interest tracker mortgage. I am also wondering if I am put onto buy to let will I have to […]

Hi everyone, there is a piece of land adjacent to ours and the people that own it are applying for planning on it. However, the only access they have to the land is through ours. There does not seem to be any specific route or size of their access over our land and the only […]

I am interested in a Buy to Let flat in central London valued 625k. I would like to borrow 359k. I am told that equity levels are not as important as the rental income and to lend this amount, banks would require a minimum monthly rent of 2300 pounds pm. However, the flat currently rents […]

Hamilton Fraser, parent company to mydeposits, the Property Redress Scheme and Client Money Protect, has launched a series of property podcasts with Brand Ambassador, Paul Shamplina, and Managing Director, Eddie Hooker, covering key topics in the private rented sector. The audio podcasts are released every month and cover the latest landlord, tenant and agent issues, […]

I own two flats for which up until now I have been receiving the income and declaring it under self assessment. I now have some extra earnings which take me into 40% tax. I want to pass the property income solely into my wife’s name for tax purposes as she only pays 20%. I have […]

I am planning to become a non-resident landlord in the UK but I am anxious to avoid filling in a UK tax return again. A few years ago I left the UK and pay my income tax in the non-EU country that I now reside in. I do have cash savings in the UK but […]

I am a relatively new property investor with two investment properties which are owned personally. As I am a higher rate tax payer my strategy going forward is to acquire all future properties through a corporate wrapper (English limited company SPV). My investment strategy is simple – I acquire 2 bed houses with 75% finance […]