Paragon Bank has unveiled a market-leading five-year fixed rate buy-to-let mortgage with a reduced reference rate. The mortgage is available at 70% loan-to-value (LTV) with an initial rate priced at 5.69%. The product is subject to a 2.00% product fee and features a free mortgage valuation. Paragon is offering the five-year fix with an ICR […]

Students heading or returning to university are fighting it out for limited accommodation with research showing that 3.1 students are chasing EVERY bed. The findings from Stripe Property Group highlight that the private student rental sector is ‘overwhelmed’ and ‘under-stocked’, and there’s a lack of purpose-built student accommodation (PBSA). Stripe estimates there are now 2,180,419 […]

A councillor has accused private landlords of kicking out tenants to make room for asylum seekers because the landlord can earn more in rent from the Home Office. The accusation was made by Julie Young at a meeting of Colchester Borough Council’s scrutiny panel meeting after revelations that the city could soon be home to […]

Data from Halifax this week shows that the UK’s house prices fell at the sharpest pace in almost two years last month as rising mortgage rates and a gloomy economic outlook took their toll. The figures show that house prices fell 0.4% in October – the third decline in four months. The annual rate of […]

A tenant welcome pack can help your tenant relationships get off to a great start. Have you ever had a tenant contact you with unreasonable or minor requests that then escalate into much bigger issues, or just create tension between you? Setting out expectations upfront is a great way to ensure your tenancy runs smoothly. […]

Hello, No landlord can be immune to the ever increasing attacks, not only on the buy to let business in general, but also very personal attacks that question our morals, our values, even our right to exist. I decided to sell up after the S24 announcement. The writing was on the wall. I only had […]

Hello, I am small-scale landlord, with 3 long-held properties that give me a steady income. I treat my tenants well, and vice versa; they average 5-8 years, and I value their decency hugely. I am not overleveraged, and although I do have mortgages I don’t have the bandwidth to chase every efficiency. I also don’t […]

More than a quarter of landlords are planning to sell their rental properties because of the current buy to let environment, mortgage brokers say. The research comes from broker forum, cherryplc.co.uk, which found that 28% of landlord clients are planning to sell properties, while 39% of BTL investors say they will increase rents. Just over […]

As fed-up landlords brace for further tax rises and soaring mortgage rates, it has been revealed that the number of rental homes being sold is at the highest level in four years. According to real estate firm Hamptons, 16% or one in six of the homes sold this year have been rental properties. The data […]

Hello, Apologies for this rambling query. Background: My daughter has landed a permanent job at Cambridge University and is about to immigrate to the UK (we are South African). She is a director and shareholder of our small BTL company registered in the UK. The company currently owns 3 houses in the North East and […]

These days, we are facing a lot of challenges. The housing market is experiencing high inflation, people aren’t rushing to take out mortgages and loans, and it’s unclear when the sun will shine again. A wise man from the world of real estate once told me that after every great decline comes a great rise, […]

The average house price in the UK fell by -0.4% in October – the third price drop in four months, Halifax data reveals. Prices fell by -0.1% in September and the annual rate of growth has now fallen to +8.3%, from +9.8%. Halifax says that the average UK property now costs £292,598, that’s down from […]

The government will target landlords in a bid to plug a £50bn hole in the country’s finances, reports reveal. The move could see landlords losing thousands of pounds when selling their property under proposals which will come as a fresh tax blow for investors. One report says that landlords could face an £8,400 squeeze in […]

Landlords looking to reduce void periods by investing in a buy-to-let within an area of high rental demand will pay an average of 6.2% more for the pleasure, research reveals. The latest market analysis by mortgage experts, Revolution Brokers, looked at the average price for a buy-to-let investment in England and how this differs between […]

The recent rise in the Bank of England base rate will put the BTL market under pressure, one broker says. Property Master says that with BTL mortgage costs set to increase further after the base rate hike, landlords need to look at the products available – and whether they should fix now before rates increase. […]

Hello, So it has come to pass!  I have finally decided we must collectively and actively respond to the bludgeoning government policy against landlords where it hurts most – their voter base. I will be starting a Change.org campaign which, if it reaches 10,000 signatures, will be debated in Parliament. This should be easy to […]

Where to begin? With the media buzzwords? With various organisations calling for a rent cap in England? Or the real reason a rent freeze is coming which was revealed on Thursday (which I will come to)? Leaving aside that there is a perfect storm brewing, is there really a private landlord anywhere in England who […]

Simon Zutshi, is giving this valuable gift to the clients on his database and has agreed for us to also give it to you, as one of our subscribers. Thank you Simon. Last week Simon launched his new six-module online HMO 2.0 Home Study Programme (£1497+VAT), for which enrolment closed on Thursday. As a thank […]

Hello everyone, I’ve just had a reply from Serco regarding their offer to take a properties to be used by the Home Office for asylum seeker use…. I welcome any comments good or bad – what do you think of this? What other questions do you have? Pitfalls? ———————- Thank you for your enquiry to […]

The personal finance reporter for the Telegraph, Alexa Phillips, is looking to talk to landlords who have been dealing with rent arrears to help build an article. Alexa and the Telegraph team are interested in speaking to Property118 landlords who have made claims on their rent guarantee insurance or who did not get insurance and […]

The scale of the situation for landlords having to improve their rental properties to meet the energy performance certificate (EPC) standard of C has been laid bare in new research. According to Shawbrook, seven in 10 (71%) landlords in the UK still own rental properties with an EPC rating of D or below. Their study […]