Hello, I have a tenant of 7 years that I served formal landlord-tenant notice along with a section 21. The 2-month period has passed & the tenant is refusing to leave so my question is now the tenancy contract has expired & whilst I pursue the legal route to have the tenant evicted can I […]

Letting agents say they are being asked by landlords to offer tenants a ‘rent tracker’ agreement – which enables rent rises that follows a rise in the Bank of England base rate. Research by the i newspaper highlights that the trend appears to be on the rise as landlords pass on the cost of their […]

The average rent price in the UK for July 2023 was £1,243 – that’s a whopping 10.3% increase from the same month last year and 1.1% higher than in June. That’s according to the latest data from HomeLet, a tenant referencing firm. The new average rent is the highest average rent price ever recorded by […]

Hi, I’m new here. Please be gentle. I am a BTL investor of 25 years, so not a complete newbie, but have only ever invested in single occupancy ASTs. My eldest child is off to University this month and I am considering purchasing a property as an investment that would also save them a lot […]

People living in the most deprived areas of the UK have seen their rents skyrocket this year, according to new data. Research by estate agents Hamptons reveals in 2019, renters in the most deprived regions were paying an average of £499 a calendar month – by 2023, that had shot up to £759. In contrast, […]

The government has announced millions of pounds in funding to help rough sleepers off the street. The new Rough Sleeping Initiative allocations totalling £34.6 million will go to areas most in need of support to help get people off the street more quickly. However, one charity warns that this funding is not enough and spiralling […]

Managing risk is a fundamental concern for both business owners and financiers. A well-thought-out ownership structure can significantly reduce risk and enhance financial stability. One key element in this risk management strategy is adopting a tax-efficient ownership structure. In this blog post, we’ll explore why having a tax-efficient ownership structure is essential for mitigating risk […]

An industry body is urging all politicians to have an urgent re-think on tax policy for landlords. The Association of Inventory Clerks claims the recent tax rule changes are a major reason why landlords are leaving the private rented rector. The industry body argues that landlords are being treated unfairly over current tax arrangements. In England […]

Paragon Bank has unveiled a major product refresh that has seen rates reduced across 22 buy to let mortgage products, with fixed deals now starting at 4.59%. The rate cuts apply to a range of loan-to-value (LTV) bands for both portfolio – landlords who own four or more buy-to-let properties with mortgages – and non-portfolio […]

The government needs to focus on its tax policies so that landlords in the private rented sector (PRS) are incentivised to remain and help house people and not be forced out. That’s the verdict of Propertymark which is highlighting the steps that need to be taken now to boost investment and help reduce rents. And […]

Birmingham city council says that 80% of landlords in its private rented sector (PRS) covered by the new selective and additional licensing schemes have not yet applied for a licence. The city’s new licensing scheme came into effect on 5 June 2023 to improve the standards and management of PRS properties. The scheme covers between […]

After the government announced a review of permitted development rights in a bid to shake up planning rules and build one million new homes in England by the end of the current Parliament, landlords say they doubt the move will deliver the homes. Permitted development rights allow certain types of building work to be carried […]

Are you a landlord or holiday let owner who has built a successful portfolio and want to share your story? Then, Alexa Phillips, the personal finance reporter, for The Telegraph would like to speak with you. Alexa wants to speak to landlords and holiday let owners who have built successful portfolios and would be happy […]

The rental market remained ‘boiling hot’ in August, with the cost of rent up 10% year-on-year, according to the latest rental index from Goodlord. Despite average rents dropping slightly after a record-breaking July – where average prices went over the £1,300 mark for the first time – tenants continue to face high prices. Void periods […]

Hello, our situation we have had a tenant in place at one of our properties for around 5 years – never increased the rent (single mum – two kids – you try not to make people’s lives harder than they need to be) – always done repairs – always acted as a model landlord. The […]

Hello, just watched a video by Nigel Farage who was talking about Europe filling up its gas tanks with LPG from Russia. A big point was we haven’t in the U.K. filled those tanks. So it got me thinking. What if we have a cold winter and we get gas rationing? In my house we […]

Hello, I have recently had a house fire caused by a tenant. The fire investigators deemed it was an accident so no malice was involved. Can I sue the tenant for damages for any costs that I might be liable for that the insurance company may not pay? I don’t know what these may be […]

Hi everyone, I need some advice, please. I am in search of new tenants for a 3-bed house and have been approached by a tenant who says they are looking for a property for two related families. They have two brothers, their wives, and 2 small children. I am aware that the definition of HMO […]

Housing associations are being urged to check building specifications for reinforced autoclaved aerated concrete (RAAC) The call comes after some schools in England have been forced to close because they contain the dangerous concrete. One social housing law firm warns that RAAC poses a serious risk to social housing tenants. Act on RAAC for tenant […]

While it’s been a tough year for the property market, activity is likely to pick up in the coming Autumn months, according to new research. A study by property lending specialists Octane Capital reveals mortgage approval rates have fallen dramatically but an ‘autumn boost’ is beginning to improve things. Over the past five years mortgage […]

We understand that Paragon Bank is now interviewing some if not all new clients who are applying for new BTL mortgages and that one of their questions is whether incorporation has been considered. We want to understand this better, so if you’ve had one of those interviews please reach out to us in the comments […]