Precise and Fleet Mortgages have both announced significant interest rate reductions on their buy to let products. Precise, part of the OSB Group, has introduced a sub-4% BTL product, catering to both first-time buyers and landlords. Key features of the new BTL products include: Tiers 1-3: Rates starting from 3.99% with a 5% fee HMO […]

2025 is shaping up to be a golden opportunity for commercial property profits. Discover why market conditions, government policies, and shifting retail landscapes are creating the perfect storm for savvy investors. Expert property investor John Howard shares invaluable insights on why commercial property could outperform residential investments in 2025. Learn about the key advantages, including […]

Buyer demand continues to rise across UK cities, as stamp duty thresholds are set to end next year. According to estate agent comparison website, GetAgent, 45% of homes currently listed across Britain have either had an offer accepted or are under offer subject to contract. This marks a 5% increase compared to the start of […]

The imbalance of supply and demand is returning to normal after five years of soaring levels. According to SpareRoom, supply and demand levels are now beginning to fall back to pre-pandemic levels. The flat-share website suggests this drop could signal a positive start for the property market next year. People moving post-pandemic The data from […]

I own a property in Dorset which has now been on the market for 5 years since my tenants had to move out due to bad mould and damp caused by a leak in the roof that was giving them health problems. As I am not able to re-let the property, as it is F […]

Tenants on the brink of retirement are the fastest-growing group of private renters in England, research reveals. According to an analysis by Paragon Bank, the number of households headed by individuals aged 55 to 64 rocketed by 66% between 2014 and 2024, reaching 492,000. Those aged 65 and over followed closely, with a 33% increase […]

Deciding whether to buy a buy-to-let property with cash or a mortgage is one of the big decisions you’ll face when starting out in property investing. While buying in cash may seem like the safest and simplest option, it’s not what most investors do. The real power of property investing lies in leveraging your money […]

Hello everyone, I am thinking of incorporating a house which is jointly owned by myself and my wife. We have a limited company that already holds a few HMO properties. The house was bought around 10 years ago for £125k and it has not increased in value since then according to Zoopla. Going on average […]

News that more than half of landlords in England put up the rent for a new tenancy this year has led campaigners to urge the government to deal with rent affordability. The call comes from the Renters’ Rights Coalition which points to the publication of the ‘English Private Landlord Survey‘ last week. The government survey […]

The government’s ambition to remove unsafe cladding from buildings by 2029 has been welcomed by Propertymark – but it is concerned about the pace of remediation. It is also worried about the clarity of responsibility for remediation works. Building Safety Minister Alex Norris warned building owners last week that they could face jail if they […]

The latest official private sector rent statistics have revealed that rent controls introduced in Scotland in 2022 have not eased the housing crisis – but made it worse. That’s according to David Alexander, the chief of DJ Alexander, a leading lettings and estate agency. He argues that the policies outlined in the Housing (Scotland) Bill […]

A Disney-themed house in Wales has taken the crown as the most viewed property on Zoopla in 2024, while Scottish regions dominate the fastest-selling markets list. Zoopla’s annual review of user trends and buyer behaviour also reveals that this year saw a dynamic market with strong buyer interest. There was also a shift towards specific […]

Even though 74% of tenants are keen to own their own home, a new report highlights what landlords can do to attract and retain tenants. The Bricks to Belonging report by the OSB Group reveals that tenants are increasingly prioritising strong relationships with their landlords as they must rent for longer. In addition, tenants want […]

I had a tenant about to move in and then changed their mind which I agreed to if they found a replacement. They have already paid a month’s rent and the deposit. They told me they are not happy with an aspect of the flat. What is the best way to proceed with this and […]

Bradford has been named the nation’s least accessible rental market in a new report. According to tenant app Tlyfe, only 1.2% of rental properties in Bradford are currently listed to rent, with just 500 out of 42,700 private rental dwellings in the West Yorkshire city available. The Tlyfe report analysed current rental listings and compared […]

The never-ending onslaught of landlords, including the abolition of Section 21, tough EPC rules, and changes to stamp duty, have left landlords fed up and thinking of throwing in the towel. The Labour government is the final nail in the coffin for many landlords who are overwhelmed with all the rules and regulations and want […]

With not a lot to do I read the publication of the English Private Landlord Survey and found it was an eye-opening and sobering experience. In recent years, landlords have often been at the receiving end of criticism, with stereotypes painting us as profit-driven and neglectful. However, the survey provides a more nuanced picture, shedding […]

Private landlords in England and Wales will need to obtain Energy Performance Certificates (EPCs) every time they rent to a new tenant, the government proposes. And landlords of HMOs will need a new EPC every time they rent out a ROOM to a new tenant. The consultation published by the government has a deadline of […]

House prices in the UK have climbed to a new record high, with the average property now costing £298,083, Halifax reveals. This marks a 1.3% increase from October and a 4.8% annual rise. Northern Ireland continues to lead the way with the strongest annual growth with prices going up 6.8%. Wales and the North West […]

Several leading mortgage providers have introduced rate cuts across their buy to let mortgage products. Accord Mortgages has made reductions of up to 0.45% on certain three-year products for landlords, while two-year fixed rates have been lowered by up to 0.35%. Five-year fixed rates are also seeing a reduction of up to 0.20%. The new […]

The looming stamp duty increase in April 2025 is prompting buyers to secure bigger discounts on property purchases, Hamptons reveals. As the deadline approaches, the market is seeing a surge in negotiated deals, particularly for homes priced below £1 million. Hamptons’ data reveals that the average buyer who had an offer accepted in November 2024 […]