Whole of Life Insurance for Landlords How to keep your portfolio bankable when life happens. Picture the scene. Your portfolio is humming along, rents are in, the portfolio is running smoothly, and your family is comfortable with the plan. Then life happens. A key owner dies, lenders want clarity, cash is tight while probate drags […]

Inheritance Tax is a permanent risk for landlords, and it tends to strike at the worst possible time. Executors face tight deadlines, lenders look for repayment plans, and families are asked to make big decisions without cash. The goal is not to “beat” IHT. The goal is to pay it on time without selling good […]

A former Tory cabinet minister has defended landlords renting out their properties at market price. David Gauke, former Justice Secretary, has argued in Conservative Home the anti-landlord political climate means rent controls are being discussed as a solution to the housing crisis. He claimed that rent prices are not the problem, but a symptom caused […]

When I moved into my flat 11 months ago, I was working full time in a local hair salon. In my spare hours I wrote a small blog, just for fun. The blog unexpectedly took off and within a year it is now making enough money for me to leave the salon and focus on […]

Nine in ten landlords reported making a profit, but many spend a significant portion of their gross rental income maintaining their properties, Paragon Bank claims. Whilst some landlords reported making a profit, a survey by the bank reveals profits have fallen for landlords dealing with tenant problems such as eviction and rent arrears. The bank […]

As students receive their A-level results today, the National Residential Landlords Association (NRLA) is calling on the government to protect the student housing market. The NRLA, along with a coalition of student housing providers,  are urging MPs to support an amendment that would let all student landlords reclaim their properties at the end of each […]

The number of landlords offering properties for rent falls to its lowest level in five years, claims the Royal Institution of Chartered Surveyors (RICS). Its UK Residential Survey for July reveals whilst tenant demand remains steady, the lack of supply continues to fall and rent prices will continue to rise in the coming months. Respondents […]

London Mayor Sadiq Khan has claimed he’s fixing London’s housing crisis by delivering 8,000 new homes, despite the figure falling far short of his own target. Mr Khan announced his Land Fund project will deliver 8,000 new homes for Londoners five years ahead of the 2030 target. However, the City Hall Conservatives have accused the […]

Accord and Landbay have announced updates to their buy-to-let mortgage products to help landlords. The lenders say the new offerings will help landlords access better options and more competitive rates and borrowing choices. The news comes after the Bank of England cut interest rates last week to 4%, the lowest level in two years. Better […]

The Renters’ Rights Bill could have a detrimental effect on the PRS as landlords leave the market and rents continue to rise, according to a tenant referencing firm. The latest HomeLet rental index reveals average UK rents increased to £1,313 in July 2025, up 0.4% month-on-month. HomeLet warns that although the Renters’ Rights Bill is […]

If you’ve been keeping an eye on the buy-to-let mortgage market, you’ll know that products allowing you to borrow at 85% loan-to-value (LTV) are very rare nowadays. Well, things have just got interesting. Foundation Home Loans, a specialist buy-to-let lender, has launched a new F1 product that pushes right into that 85% LTV territory, giving […]

The London Renters Union is demanding a ban on MPs as landlords after data reveals Labour has the highest number of landlord MPs. Data from The i, based on the register of members’ interests, shows that 38 Labour MPs earn more than £10,000 a year in rental income. However, the actual number could be higher, […]

One of Scotland’s largest housing industry bodies has welcomed the First Minister’s promise to tackle the housing emergency. In a meeting with Homes for Scotland, First Minister John Swinney and Housing Secretary Màiri McAllan claimed the Scottish government has taken “significant action” to tackle the housing emergency. However, figures reveal Scotland’s housebuilding has plummeted to […]

I own the freehold, and there are two flats in the building which one one of them I own and is rented and the other is owned by the leaseholder. One of the conditions of getting the flat insured is that we must inform the insurance company if the flat is empty for more than […]

The cost of renting a home in Great Britain has fallen for the first time since 2020, research reveals. According to Hamptons, the average rent for newly let properties fell by 0.2% in July compared to the previous year, marking the first annual price drop since the height of the Covid crisis in August 2020. […]

A charity has claimed one in five older people want to retire but are unable to due to housing costs. Homeless charity Crisis has revealed the number of older people in England facing homelessness has risen by 50% over the last five years. Crisis has urged the Labour government to deliver a strategy to end […]

Despite moments of silver lining, I think we all agree it’s a tough market for landlords. With changes to regulations, rent caps, abolishment of Section 21 no-fault evictions, the Renters’ Rights Bill and more, it’s no surprise that so many landlords are still thinking of selling. For a landlord based in Leicester, that’s exactly the […]

Did you know that the average UK house price has increased more than 140 times in the last seventy years? In 1952, the typical home cost just over £1,800. By 2024, it was over £260,000. (Source: Nationwide House Price Index, April 2024) That single statistic carries a warning for every landlord. If property values continue […]

The National Residential Landlords Association (NRLA) warns landlords are under mounting pressure to keep up with multiple pieces of legislation targeting the private rented sector (PRS). The NRLA surveyed its members for the second Landlord Eye survey, which found landlords struggling with Making Tax Digital, EPC requirements, and the Renters’ Rights Bill. According to the […]

Hi, I am about to do a mutual exchange with a lady who has a 3-bed house with a shared communal garden. Her house is a semi-detached house and has a side gate with direct access to the garden. The side gate is accessed through the front garden, which is for the sole use of […]

The National Housing Federation (NHF) has issued guidance to landlords and property managers after the government announced new waste and recycling rules. The Simpler Recycling legislation, set to come into effect in March 2026, will mean every household in England will be required to have a separate weekly collection of food waste, including all purpose-built […]