Deborah Clare

Registered with
Monday 29th July 2013

Latest Comments

Total Number of Property118 Comments: 46

Deborah Clare

10:14 AM, 3rd November 2020
About 5 months ago

Let’s create more first-time buyers by making private tenants homeless!

I agree with the point you made about not all young people wanting to leave the family home and live alone. I have two children in their 20s. One left and came back because she realises the benefits of living in a house where she has little responsibility for cleaning, cooking, etc. and enjoys having other people around. The other moved out reluctantly when he became a father and he and his partner would quite happily move back here if I had room to accommodate their family. Also, many of their friends still live with their parents through choice not necessity and others rent because they don't want to buy. Until covid 19 hit, they were enjoying spending their money on travel and didn't want to commit to living in one place too long due to moving around the country for different jobs. Home ownership isn't for everyone, especially when they are young.... Read More

Deborah Clare

10:31 AM, 19th August 2020
About 8 months ago

Is it worth buying a home?

I have thought about this too. It seems to me that when you get old and need care and supported housing etc., you either need to have nothing or be rich enough that the cost doesn't matter.

I work as a support worker for older people and have seen several times, the disappointment as they see their savings from the sale of their home disappear in fees and rent that other people do not have to pay because they spent their money on living a different lifestyle. It seems to be a very unfair system to me and one that I worry about, as I have worked very hard for my assets and have gone without holidays, new cars etc. in order to buy property. I certainly don't want to lose it all when I am old, as it is my wish to pass it on to my children but there is no guarantee that this will happen and as you say, they may be left with only enough to buy a car!

Maybe I should sell up and spend up before then? My grown up children (and many of their friends) do not particularly want to buy their own homes. They are happy to rent and enjoy a better standard of living, such as holidays, new cars, expensive phones, rather than spending on a new boiler, etc. They also seem to move around much more than my generation did.

I don't know who has got it right but I know who I think has less stress.... Read More

Deborah Clare

12:05 PM, 17th August 2020
About 8 months ago

Rent Guarantee and Legal Expenses provider gone bust?

I have the same problem as I just found out this morning. Now I'm undecided on letting the property again or selling it.... Read More

Deborah Clare

17:04 PM, 21st July 2020
About 9 months ago

Electric meters for tenants - card pre-pay or smart?

Reply to the comment left by WP at 21/07/2020 - 11:49
I had a tenant change the meters from prepay ones to credit ones. Then he stopped paying rent and all bills. Basically he lived at the property totally free for 6 months before leaving voluntarily when I explained that a section 8 was about to be served on him. The utility companies didn't chase me for the payments. I informed them that he had left and said I had no forwarding address and I didn't hear any more from them.

I have credit meters in my other properties and have never had any problems with them. I just inform the companies at the beginning and end of the tenancies, providing a forwarding address for the tenant if I have one.... Read More

Deborah Clare

20:43 PM, 17th July 2020
About 9 months ago

Landlords warned not to discriminate against benefits tenants

This doesn't really change anything, except to waste tenants time when they view properties they will never get. It's the same as when you apply for a job and are told 'there was someone with more suitable experience' or 'the level of candidates was very high'. There will always be another reason why they don't get the property. One being that they can't pass affordability checks for rent guarantee insurance.... Read More