Deborah Clare

Registered with Property118.com
Monday 29th July 2013


Latest Comments

Total Number of Property118 Comments: 40

Deborah Clare

10:04 AM, 5th December 2019
About 7 days ago

Join Shelter's Facebook page and be polite?

I have commented on their page a few times. They never respond. Seems to be used mainly for people to slag off landlords.
However, I also contacted Shelter as a client (emailing as though I was my son on his his behalf). They were useless and advised a homeless young family to go to the council for help. This was despite being told that they had been dealing with the council and waiting for 18 months.
I get the impression that a lot of tenants are not that impressed by Shelter either but just want to use their page as somewhere to moan about every housing problem they have ever had.... Read More

Deborah Clare

13:23 PM, 9th August 2019
About 4 months ago

Should she stay or go?

I had a similar situation with a longstanding tenant who had previously paid late on numerous occasions. She had always blamed her partner, he had always blamed her. Anyway when he left, I went with my gut feeling and gave her the benefit of the doubt. She has been there for 4 years on her own with her children, has paid on time every month and even got some minor repairs done herself and wouldn't let me pay, 'because I've been good to her'.

Another time, there was a similar situation with a young single mum who decided to go self employed. After three months of erratic payments, where I could see she was really trying to keep up with payments due, paying small amounts as and when she earned some money, she decided to leave to go to live with her parents. She thanked me for helping and a few months later wanted to rent from me again.

Maybe trust your instincts on this one. Usually a woman will do whatever is necessary to keep her kids in a nice home. I know some don't, but I think if she's being communicative and trying to sort things out at this point, she will probably continue to do so.... Read More

Deborah Clare

11:47 AM, 24th June 2019
About 6 months ago

It's a numbers game

I'm living in a caravan in my garden so that my 21 year old son, his pregnant girlfriend, my 25 year old daughter and her partner can live in my house as they have nowhere else to go. 5 adults and soon a baby, in a very small, two bedroom, end terraced house. There are no council properties available and due to very insecure employment and low wages, private rentals are not an option.

It's madness, I own 4 houses and can't live in any of them (unless I make my children homeless)!

Shelter were useless when asked for advice. They suggested that my son contact the council to apply for a house despite already being told that they had been on the list for almost a year.

With this advice being given out I wonder if any tenants have any positive regard for the organisation or if they have a similar view of Shelter as landlords do.... Read More

Deborah Clare

10:01 AM, 15th February 2019
About 10 months ago

Am I wrong to insist on signing a new contract in person?

I use a rent guarantee service, so they do all the referencing, etc., process all payments via the internet and all documents are signed electronically. I prefer it because I tend to do all my landlord work in the evening as I work during the day. Tenants seem to prefer it too as it makes it easy for them, particularly if they live some distance from me or the property they will be renting. I can't think of any problems with it.... Read More

Deborah Clare

12:20 PM, 23rd January 2019
About 11 months ago

The Daily Mail gets it?

I only have 3 properties and when I worked out actually how little I've made from them over the past 5 years and how much work I've put in for that return on my investment, coupled with the ever increasing rules and regulations and extra tax etc., I'm seriously wondering if it's worth the effort. There was a time when I enjoyed being a landlord and I think I do a good job and my tenants have been happy. But now, it's just one thing after another and the 'rules' are constantly changing, always meaning less profit.

My plan was that eventually the properties would provide my pension and then be left to my children. However, they will never make me rich, just provide an adequate amount of income for a comfortable retirement from the age of 65. After attending a training course recently for my job, I realised that unless I can become too rich to care about paying nursing home fees etc. when I'm old then it's quite likely that my assets (properties and rent) would be used to pay for any care I may need and I won't be able to leave them to my children as I intend to. Whereas if I spend all my money while I'm younger, and have no assets when I get to that stage of life, the state will pay for the care I need. As I'm going to be one of the many people stuck in the middle range of being reasonably ok financially but not wealthy by any means, I'm seriously wondering if working hard as a landlord (in my spare time, alongside my 'proper' job) is worth it anymore. Why not just take my money now, retire early and enjoy the next 20 years or so and let the future take care of itself?

The government is not encouraging me to do anything else at this point in time!... Read More