Matt Commercial Trust

Registered with
Tuesday 27th October 2015

Latest Comments

Total Number of Property118 Comments: 1

Matt Commercial Trust

9:23 AM, 24th January 2017
About 4 years ago

BTL remortgage me out and my wife in?

Dear Faiza,

Firstly, in essence you may be able to remortgage and take yourself off the title to the property, and transfer the equity to your wife, but there is no guarantee. In terms of remortgaging rates and options, there is no one answer to this, as lender criteria is very complex.

As Neil has said above, as your wife has been on the mortgage with you, your adverse credit may directly impact her getting a mortgage in her own right.

Depending on the level and nature of your adverse credit, there are some lenders available who specialise in mortgages for those with impaired credit, who may be able to help you with a lower rate.
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