Janet Carnochan

Registered with Property118.com
Monday 22nd July 2013

Latest Comments

Total Number of Property118 Comments: 45

Janet Carnochan

12:54 PM, 17th September 2020
About 2 months ago

My first ever working tenant!

I personally have never managed to get someone with a guarantor. I do however ask the tenant to provide proof of income via bank statements, also a reference from previous landlord and proof via bank statements that rent has been paid on time every month for the last 6 or 12 months. Also if she were to lose her job and get HB, will it cover your rent ( in the area that I live it normally doesn't ).... Read More

Janet Carnochan

12:39 PM, 7th September 2020
About 3 months ago

Invest now or wait for the crash?

Reply to the comment left by Binks at 07/09/2020 - 12:22
I am in SW Scotland. It is absolutely manic here as well. We have so far had one of the lowest rates at Corona virus, these statistics have highlighted the area, people have seen how it has been up till now a very beautiful but unforgotten area. Incomers are flocking to buy here. Houses that have been on the market for years are selling and new properties are selling within days, in some cases much higher than the asking price.... Read More

Janet Carnochan

12:38 PM, 4th August 2020
About 4 months ago

Allowing family members to live in property without rent?

On a bit of a tangent, but to say that I agree with Mick's post. I once rented out a house to relatives rent free. They were in it around 20 years. In that time the house required a new kitchen, roof repairs, new windows and doors. Also a new garden fence. All that is a lot of money to find when you have no income from the property. Also at some points they moved in younger family members and I had to get legal advise on what their rights were once the older generation were gone. It caused ill feeling that I was going out to work every day while some younger members were lying in bed until 3pm while I paid for them to have a roof over their head. There were a few rough moments relationship wise. Tread very gently and personally I would never do it again. Also when I got the property back it cost me thousands more to get it back to a rentable standard ( new bathroom, new carpets throughout and internal decoration throughout ). Family members also have no boundaries when it comes to asking for things and you might find it harder to say no to them than a tenant.... Read More

Janet Carnochan

11:56 AM, 29th May 2020
About 6 months ago

Should I let to family through my limited company?

About 10 years ago I asked a solicitor the same question and I was told legally the answer is no, you cannot rent a house to a family member and then get paid housing benefit, even if they would otherwise be entitled to HB.... Read More

Janet Carnochan

9:28 AM, 18th March 2020
About 9 months ago

He's absolutely crackers!

Reply to the comment left by Mick Roberts at 18/03/2020 - 09:17
Just had a friend repost this idiot's post on fb. Please lobby free rent for all tenants as all homeowners are getting a mortgage holiday. Don't normally comment on fb but had to explain in this instance, that the landlord was still going to have to pay the mortgage and that this would cause repossessions which would make tenants homeless. More landlords would exit the system which would push up rents further. Doesn't help the landlord or the tenant. Also if landlord weathers the storm then they won't be paying out on maintenance or upgrades, which in turn doesn't help local businesses. If people are struggling then give them the money to pay their landlord, who in turn pays the mortgage lender, who also maintains the property and buys supplies locally and uses local tradesmen. It could save thousands of local businesses from going bust. Instead Corbyn wants a bunch of homeless tenants. The pay the tenant option would cost less in the long run.... Read More