Alan Cook

Registered with Property118.com
Saturday 18th July 2015


Latest Comments

Total Number of Property118 Comments: 3

Alan Cook

10:47 AM, 18th March 2020, About 2 years ago

Spouse Property transfers and SDLT?

Reply to the comment left by Seething Landlord at 17/03/2020 - 19:56
I am interested in this, just to clarify is it legally held in joint names in the 99/1 split, or using the form 17 as beneficial owners only, I suspect we need input from Mark Smith who understands this side of things, the reason I ask is I have actually done the reverse form 17 rescinding the 99/1 to 50/50 and have had no issue from the HMRC.... Read More

Alan Cook

12:06 PM, 23rd February 2016, About 6 years ago

Insurance Explained - What is Landlord Insurance?

Hi, thanks for your response, and I fully understand that flooding is exception. I feel I gave them every opportunity to get a quote to me, and although I welcome your input I have had no choice now but to renew the insurance on the property as the policy was due on 19/02.

Next year it will be 10 years since the flood so hopefully it will be possible to get several quotes for insurance, I will no doubt include them in that process.

Alan... Read More

Alan Cook

10:31 AM, 23rd February 2016, About 6 years ago

Insurance Explained - What is Landlord Insurance?

Thanks for the useful insurance information, however you need to be careful making the claim that they will beat any like for like quote.

I have taken out landlords insurance on several of my properties however I had one property that was flooded in 2007 after discussion with the agent we agreed we would leave the quote for that property until the policy was due for renewal which was this month.

I made two calls to the company to ask for a quote and in keeping with your advice here was clear about the claim for flood damage in 2007, I was advised that the underwriters would need to be contacted prior to providing a quote, I accepted that, however after a week no one had called back to I called again and was informed that this time I was taking to the manager and he would make sure someone for back to me.

I am still waiting for that call, so not surprisingly I have renewed the insurance with my old company.

Maybe the way in which they can substantiate their claim for beating like for like quotes when that is impossible is not to quote at all.

Just an observation.... Read More