James Noble

Registered with Property118.com
Saturday 6th July 2013


Latest Comments

Total Number of Property118 Comments: 49

James Noble

22:01 PM, 28th January 2021
About 2 months ago

Dogs and Domestic Animals (Accommodation and Protection) Bill 2019-21

My first reaction is to groan. But then I remember that my daughter has just bought a dog, despite knowing my views on keeping any sort of pet. My son is seriously considering buying a dog. But they own their own homes. My eldest granddaughter has just bought a dog, and her landlord happily gave her permission to keep a small pet. Maybe it's me that's out of step with everyone else? Perhaps I should embrace this new development as an opportunity to increase the popularity of renting? Maybe the Government knows what they are doing? Time will tell. James... Read More

James Noble

16:34 PM, 12th January 2021
About 3 months ago

Jarndyce v Jarndyce?

Reply to the comment left by Judith Wordsworth at 12/01/2021 - 16:23
Agree with all you say - right down to starting with the book produced by Which. James... Read More

James Noble

18:25 PM, 11th January 2021
About 3 months ago

Jarndyce v Jarndyce?

I always tell any solicitor I might be dealing with that I have done this before on numerous occasions. If there is a mortgage or charge on either side, then I instruct a solicitor. I send my signed and agreed contract (if selling) or agreed transfer (if buying) well in advance for the solicitor to hold ready for exchange / completion. I can provide an ID1 (signed by my local solicitor.) I can even call round, if reasonably local, and present passport etc. I make the point again that it is my right to deal with my own conveyancing. I don't agree it makes a significant difference to the work required by a solicitor. I have been educated to PhD level and quite capable of dealing with a conveyance. If a solicitor did come across an incompetent lay-person, they can simply refuse to co-operate with them - at that point - but not before! They would then have to instruct a solicitor. The competence of a lay-person would soon become clear. My solicitor has just informed me that my (very simple) sale may take up to 10 weeks. I'm also about to sell a property at auction (with a different solicitor!) All the paperwork for the auction was done within three days. 3 days / ten weeks? All the forms were dealt with on-line. It's amazing what you can do these days - well beyond the old quill and ink. James... Read More

James Noble

18:06 PM, 9th January 2021
About 3 months ago

Jarndyce v Jarndyce?

I've never been required to give a legal undertaking - because I would be unable to do so. This is why a transaction with a mortgage requires a solicitor. A typical purchase /sale really is simple (when you know what you are doing.) Fill in the correct form at the correct time. The members of the legal profession like to cover themselves with a mystical veneer which only they can understand, and then send out dire warning should any lay person dare to try it themselves. At a rough calculation, I've done my own conveyancing about 40 times so far - without a hitch. Indeed, a number of the solicitors whom I have dealt with have been very complimentary about my speed and accuracy. More importantly, I've felt in charge. James... Read More

James Noble

8:34 AM, 9th January 2021
About 3 months ago

Jarndyce v Jarndyce?

The excuses they give range from 'Money Laundering' risks and that their insurance doesn't cover this situation. I do intend to write to the Law Society to ask what their position is when dealing which buyers who wish to do their own conveyancing. Of course, when a mortgage is involved, the mortgage company will insist you use a solicitor / licensed conveyancer. The flat I live in now took me two weeks from viewing to completing. (in the circumstances, it was obvious I didn't require the local searches.) Now I'm selling, and being forced to use a solicitor, we are already two months down the line. The Contract was produced yesterday. And it really is a simple, straight-forward sale. Hopeless.
I once sold to a solicitor. Nine months after the sale he asked if I could provide a new ID1, as my original had expired. He had yet to register the property with the Land Registry. What an idiot! And their fees seem to have rocketed over the last couple of years. Even the 'cheap' on-line conveyances are now very expensive. Oh, and why do they and estate agents still insist on quoting without VAT? My solicitor wants £950 (plus VAT !) Is it that £1140 sounds rather expensive? A couple of years ago I would have expected a fee of around £600 (plus VAT !)
Solicitors, estate agents, and the taxman. It makes any capital gain more difficult these days.
James... Read More