Dave Riches

Registered with Property118.com
Friday 5th July 2013


Latest Comments

Total Number of Property118 Comments: 15

Dave Riches

12:00 PM, 28th October 2016
About 5 years ago

Dave Riches

13:00 PM, 27th June 2016
About 5 years ago

Caught out by tenant paying council tax at another property?

Had exactly this but for only a 4 month period - Local councils tend to give a one month grace period on tenants moving and then seek CT from the owner of the property. My LA claimed I would need to have a SHTA in place with an expiry date to prove occupancy however if its a rolling tenancy then the council may not budge - as happened to me. I bit the bullet and paid as it was only couple of hundred quid.... Read More

Dave Riches

12:46 PM, 6th August 2015
About 6 years ago

Bank of Ireland increase differential on tracker rates

Reply to the comment left by "Mark Alexander" at "06/08/2015 - 12:22":

Interesting Mark........
I wonder if this has set a new precedent?
Have moved my mortgage now but will be interested to see developments on whether the difference in interest can be claimed back from BoI.... Read More

Dave Riches

10:03 AM, 13th November 2014
About 7 years ago

Bank of Ireland increase differential on tracker rates

Reply to the comment left by "David Watson" at "12/11/2014 - 07:24":

I have not received a reply from FOS yet - I am very interested in possibly using some of your response letter as well - may we get your permission please.

thanks
Dave... Read More

Dave Riches

12:57 PM, 3rd September 2014
About 7 years ago

Bank of Ireland increase differential on tracker rates

Reply to the comment left by "Mark Alexander" at "03/09/2014 - 12:45":

I agree Mark - pardon this pun but just playing Devil's Advocate 😮

I think there does need to be a greater incentive plan as more time goes by - it would be a shame for us borrowers to lose all the extra interest we have paid. However in the bigger picture I would hope that this sort of high exposure case will close the legal loopholes that allow these banks to make their own rules as they go on.

Lets hope we can get a better idea of the compensation structure in time - might encourage more to sign up. There is also the matter of 8% annual interest on that extra interest paid which we might have earned in long term savings plans - similar to PPI rewards - any comments please???... Read More